ACI Worldwide (STU:TSA) Long-Term Debt: €678 Mil (As of Jun. 2026)

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STU:TSA ACI Worldwide Inc STU:TSA
82 GF Score
Price €44.40
GF Value €43.79
Valuation Fairly Valued
! 2 Warning Signs
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What is ACI Worldwide Long-Term Debt?

ACI Worldwide STU:TSA -0.89% 82 Long-Term Debt is €678 Mil as of Jun. 2026. GuruFocus rates STU:TSA with a GF Score™ of 82/100 and a GF Value™ of €43.79 (Fairly Valued). The stock has 2 warning signs investors should review.

ACI Worldwide's Long-Term Debt for the quarter that ended in Jun. 2026 was €678 Mil.

ACI Worldwide's quarterly Long-Term Debt declined from Dec. 2025 (€663 Mil) to Mar. 2026 (€663 Mil) but then increased from Mar. 2026 (€663 Mil) to Jun. 2026 (€678 Mil).

ACI Worldwide's annual Long-Term Debt declined from Dec. 2023 (€884 Mil) to Dec. 2024 (€850 Mil) and declined from Dec. 2024 (€850 Mil) to Dec. 2025 (€663 Mil).

ACI Worldwide  (STU:TSA) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

ACI Worldwide Long-Term Debt Related Terms

ACI Worldwide Long-Term Debt Historical Data

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The historical data trend for ACI Worldwide's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ACI Worldwide Long-Term Debt Chart

ACI Worldwide Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 902.59 966.99 883.62 849.62 663.27

ACI Worldwide Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 743.12 704.51 663.27 662.97 678.09
STU:TSA
82GF Score
ACI Worldwide Inc STU:TSA
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of €678 Mil mean?
ACI Worldwide (STU:TSA) has a Long-Term Debt of €678 Mil as of Jun. 2026.
Is ACI Worldwide's Long-Term Debt too high?
ACI Worldwide's current Long-Term Debt is €678 Mil. Overall, ACI Worldwide has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does ACI Worldwide's Long-Term Debt compare to PATH and DOX?
ACI Worldwide's Long-Term Debt of €678 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Software company?
A good Long-Term Debt depends on the Software industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. ACI Worldwide's current Long-Term Debt is €678 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ACI Worldwide stock overvalued right now?
Based on GuruFocus' analysis, ACI Worldwide (STU:TSA) is currently considered Fairly Valued. The stock's GF Value™ is €43.79, compared to a current price of €44.40 — trading 1.4% above its estimated fair value. The current Long-Term Debt is €678 Mil. ACI Worldwide's overall GF Score™ is 82/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For ACI Worldwide (STU:TSA), the current Long-Term Debt is €678 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ACI Worldwide (STU:TSA) Overvalued in 2026?

Based on GuruFocus' analysis, ACI Worldwide stock appears to be overvalued. The current stock price of €44.40 is trading 1.4% above its estimated GF Value™ of €43.79. GuruFocus considers ACI Worldwide to be Fairly Valued.

Key valuation signals for STU:TSA:

  • Long-Term Debt: €678 Mil
  • GF Value™: €43.79 vs. price of €44.40 (1.4% above fair value)
  • GF Score™: 82/100 with 2 warning signs

No single metric tells the full story. See the STU:TSA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ACI Worldwide Business Description

Other Exchanges ACIW:USATSA:Germany
Address 6060 Coventry Drive, Elkhorn, NE, USA, 68022-6482
ACI Worldwide Inc develops, markets, and installs a portfolio of software products focused on facilitating electronic payments. The firm's products are sold and supported directly and through distribution networks covering three geographic regions - the Americas, EMEA, and Asia Pacific. ACI software products process payment transactions for retail banking clients, billers such as utilities and healthcare providers, and community banks and credit unions. ACI's customers are financial institutions all over the world, but the majority of the revenue is generated in the United States and EMEA regions. The company's operating segment includes Payment Software and Biller. The company generates the majority of its revenue from the Payment Software segment.
82GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€44.40
Price
€43.79
GF Value