Sogn Sparebank (STU:Y6M) Cyclically Adjusted FCF per Share: €3.88 (As of Jun. 2026)

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STU:Y6M Sogn Sparebank STU:Y6M
71 GF Score
Price €27.07
GF Value €21.60
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Sogn Sparebank Cyclically Adjusted FCF per Share?

Sogn Sparebank STU:Y6M +0.09% 71 Cyclically Adjusted FCF per Share is €3.88 as of Jun. 2026. GuruFocus rates STU:Y6M with a GF Score™ of 71/100 and a GF Value™ of €21.60 (Modestly Overvalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Sogn Sparebank's adjusted free cash flow per share for the three months ended in Jun. 2026 was €-3.719. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is €3.88 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Sogn Sparebank's average Cyclically Adjusted FCF Growth Rate was -2.60% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was -19.20% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was -7.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Sogn Sparebank was 10.60% per year. The lowest was -19.20% per year. And the median was -14.40% per year.

As of today (2026-08-23), Sogn Sparebank's current stock price is €27.07. Sogn Sparebank's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was €3.88. Sogn Sparebank's Cyclically Adjusted Price-to-FCF of today is 6.98.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Sogn Sparebank was 7.61. The lowest was 0.60. And the median was 1.18.


Sogn Sparebank  (STU:Y6M) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Sogn Sparebank's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=27.07/3.88
=6.98

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Sogn Sparebank was 7.61. The lowest was 0.60. And the median was 1.18.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Sogn Sparebank Cyclically Adjusted FCF per Share Related Terms


Sogn Sparebank Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Sogn Sparebank's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sogn Sparebank Cyclically Adjusted FCF per Share Chart

Sogn Sparebank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 13.74 5.73 7.31

Sogn Sparebank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.67 7.36 7.31 7.81 3.88

Sogn Sparebank Cyclically Adjusted FCF per Share Competitor Comparison

For the Banks - Regional subindustry, Sogn Sparebank's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sogn Sparebank Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Sogn Sparebank's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Sogn Sparebank's Cyclically Adjusted Price-to-FCF falls into.


STU:Y6M
71GF Score
Sogn Sparebank STU:Y6M
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sogn Sparebank Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Sogn Sparebank's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=-3.719/141.5800*141.5800
=-3.719

Current CPI (Jun. 2026) = 141.5800.

Sogn Sparebank Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 -14.848 104.200 -20.174
201612 -25.221 104.400 -34.203
201703 39.212 105.000 52.873
201706 55.529 105.800 74.308
201709 -44.690 105.900 -59.747
201712 -14.829 106.100 -19.788
201803 3.387 107.300 4.469
201806 102.425 108.500 133.653
201809 -97.299 109.500 -125.804
201812 -20.953 109.800 -27.018
201903 -7.156 110.400 -9.177
201906 45.812 110.600 58.644
201909 -6.572 111.100 -8.375
201912 -23.123 111.300 -29.414
202003 -12.686 111.200 -16.152
202006 29.348 112.100 37.066
202009 -31.032 112.900 -38.915
202012 -2.174 112.900 -2.726
202103 -16.302 114.600 -20.140
202106 48.556 115.300 59.623
202109 -22.701 117.500 -27.353
202112 -8.940 118.900 -10.645
202203 8.239 119.800 9.737
202206 82.793 122.600 95.610
202209 -34.409 125.600 -38.787
202212 -31.897 125.900 -35.870
202303 30.610 127.600 33.964
202306 14.218 130.400 15.437
202309 -30.155 129.800 -32.892
202312 -4.359 131.900 -4.679
202403 -5.897 132.600 -6.296
202406 22.957 133.800 24.292
202409 -0.090 133.700 -0.095
202412 -3.052 134.800 -3.206
202503 -1.395 136.100 -1.451
202506 33.927 137.800 34.858
202509 -1.570 138.500 -1.605
202512 -7.155 139.100 -7.283
202603 -6.169 141.030 -6.193
202606 -3.719 141.580 -3.719

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of €3.88 mean?
Sogn Sparebank (STU:Y6M) has a Cyclically Adjusted FCF per Share of €3.88 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Sogn Sparebank and its competitors.
Is Sogn Sparebank's Cyclically Adjusted FCF per Share too high?
Sogn Sparebank's current Cyclically Adjusted FCF per Share is €3.88. Overall, Sogn Sparebank has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sogn Sparebank's Cyclically Adjusted FCF per Share compare to competitors?
Sogn Sparebank's Cyclically Adjusted FCF per Share of €3.88 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Sogn Sparebank and its competitors. Sogn Sparebank's current Cyclically Adjusted FCF per Share is €3.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sogn Sparebank stock overvalued right now?
Based on GuruFocus' analysis, Sogn Sparebank (STU:Y6M) is currently considered Modestly Overvalued. The stock's GF Value™ is €21.60, compared to a current price of €27.07 — trading 25.3% above its estimated fair value. The current Cyclically Adjusted FCF per Share is €3.88. Sogn Sparebank's overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Sogn Sparebank (STU:Y6M), the current Cyclically Adjusted FCF per Share is €3.88 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sogn Sparebank (STU:Y6M) Overvalued in 2026?

Based on GuruFocus' analysis, Sogn Sparebank stock appears to be overvalued. The current stock price of €27.07 is trading 25.3% above its estimated GF Value™ of €21.60. GuruFocus considers Sogn Sparebank to be Modestly Overvalued.

Key valuation signals for STU:Y6M:

  • Cyclically Adjusted FCF per Share: €3.88
  • GF Value™: €21.60 vs. price of €27.07 (25.3% above fair value)
  • GF Score™: 71/100 with 7 warning signs

No single metric tells the full story. See the STU:Y6M stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sogn Sparebank Business Description

Other Exchanges SOGN:Norway
Address State Council Evensensveg 8, Ardalstangen, NOR, 6885
Sogn Sparebank operates as a local bank. It offers a range of financial services including loans, savings, advice, insurance and pensions to personal and corporate customers. The Bank also offers credit cards, debit cards, structured products, stock savings, mobile banking and online banking services.
71GF Score

Get the complete analysis for STU:Y6M

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€27.07
Price
€21.60
GF Value