Sogn Sparebank (STU:Y6M) Cyclically Adjusted Book per Share: €135.31 (As of Mar. 2026)

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STU:Y6M Sogn Sparebank STU:Y6M
71 GF Score
Price €29.51
GF Value €20.67
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Sogn Sparebank Cyclically Adjusted Book per Share?

Sogn Sparebank STU:Y6M +1.93% 71 Cyclically Adjusted Book per Share is €135.31 as of Mar. 2026. GuruFocus rates STU:Y6M with a GF Score™ of 71/100 and a GF Value™ of €20.67 (Significantly Overvalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Sogn Sparebank's adjusted book value per share for the three months ended in Mar. 2026 was €188.834. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €135.31 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Sogn Sparebank's average Cyclically Adjusted Book Growth Rate was 13.90% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 14.40% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 16.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Sogn Sparebank was 18.40% per year. The lowest was 14.40% per year. And the median was 16.20% per year.

As of today (2026-07-18), Sogn Sparebank's current stock price is €29.51. Sogn Sparebank's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was €135.31. Sogn Sparebank's Cyclically Adjusted PB Ratio of today is 0.22.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Sogn Sparebank was 0.24. The lowest was 0.12. And the median was 0.16.


Sogn Sparebank  (STU:Y6M) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Sogn Sparebank's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=29.51/135.31
=0.22

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Sogn Sparebank was 0.24. The lowest was 0.12. And the median was 0.16.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Sogn Sparebank Cyclically Adjusted Book per Share Related Terms


Sogn Sparebank Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Sogn Sparebank's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sogn Sparebank Cyclically Adjusted Book per Share Chart

Sogn Sparebank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 102.24 108.41 123.96

Sogn Sparebank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 115.15 114.36 119.73 123.96 135.31

Sogn Sparebank Cyclically Adjusted Book per Share Competitor Comparison

For the Banks - Regional subindustry, Sogn Sparebank's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sogn Sparebank Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Sogn Sparebank's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Sogn Sparebank's Cyclically Adjusted PB Ratio falls into.


STU:Y6M
71GF Score
Sogn Sparebank STU:Y6M
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sogn Sparebank Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Sogn Sparebank's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=188.834/141.0300*141.0300
=188.834

Current CPI (Mar. 2026) = 141.0300.

Sogn Sparebank Quarterly Data

Book Value per Share CPI Adj_Book
201606 51.942 103.800 70.572
201609 53.675 104.200 72.647
201612 62.864 104.400 84.921
201703 55.367 105.000 74.366
201706 54.926 105.800 73.216
201709 63.188 105.900 84.149
201712 59.773 106.100 79.451
201803 63.844 107.300 83.914
201806 68.698 108.500 89.295
201809 64.491 109.500 83.061
201812 64.464 109.800 82.799
201903 65.483 110.400 83.651
201906 142.332 110.600 181.493
201909 142.229 111.100 180.545
201912 142.126 111.300 180.090
202003 125.744 111.200 159.476
202006 133.656 112.100 168.149
202009 134.302 112.900 167.764
202012 138.057 112.900 172.455
202103 145.524 114.600 179.086
202106 145.766 115.300 178.295
202109 149.254 117.500 179.143
202112 151.864 118.900 180.129
202203 165.697 119.800 195.061
202206 156.733 122.600 180.294
202209 161.973 125.600 181.871
202212 161.471 125.900 180.876
202303 152.076 127.600 168.082
202306 147.209 130.400 159.209
202309 148.823 129.800 161.699
202312 150.139 131.900 160.531
202403 152.245 132.600 161.924
202406 154.840 133.800 163.207
202409 153.678 133.700 162.103
202412 158.431 134.800 165.753
202503 165.190 136.100 171.174
202506 166.136 137.800 170.030
202509 171.136 138.500 174.262
202512 174.973 139.100 177.401
202603 188.834 141.030 188.834

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of €135.31 mean?
Sogn Sparebank (STU:Y6M) has a Cyclically Adjusted Book per Share of €135.31 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Sogn Sparebank and its competitors.
Is Sogn Sparebank's Cyclically Adjusted Book per Share too high?
Sogn Sparebank's current Cyclically Adjusted Book per Share is €135.31. Overall, Sogn Sparebank has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sogn Sparebank's Cyclically Adjusted Book per Share compare to competitors?
Sogn Sparebank's Cyclically Adjusted Book per Share of €135.31 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Sogn Sparebank and its competitors. Sogn Sparebank's current Cyclically Adjusted Book per Share is €135.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sogn Sparebank stock overvalued right now?
Based on GuruFocus' analysis, Sogn Sparebank (STU:Y6M) is currently considered Significantly Overvalued. The stock's GF Value™ is €20.67, compared to a current price of €29.51 — trading 42.8% above its estimated fair value. The current Cyclically Adjusted Book per Share is €135.31. Sogn Sparebank's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Sogn Sparebank (STU:Y6M), the current Cyclically Adjusted Book per Share is €135.31 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sogn Sparebank (STU:Y6M) Overvalued in 2026?

Based on GuruFocus' analysis, Sogn Sparebank stock appears to be overvalued. The current stock price of €29.51 is trading 42.8% above its estimated GF Value™ of €20.67. GuruFocus considers Sogn Sparebank to be Significantly Overvalued.

Key valuation signals for STU:Y6M:

  • Cyclically Adjusted Book per Share: €135.31
  • GF Value™: €20.67 vs. price of €29.51 (42.8% above fair value)
  • GF Score™: 71/100 with 3 warning signs

No single metric tells the full story. See the STU:Y6M stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sogn Sparebank Business Description

Other Exchanges SOGN:Norway
Address State Council Evensensveg 8, Ardalstangen, NOR, 6885
Sogn Sparebank operates as a local bank. It offers a range of financial services including loans, savings, advice, insurance and pensions to personal and corporate customers. The Bank also offers credit cards, debit cards, structured products, stock savings, mobile banking and online banking services.
71GF Score

Get the complete analysis for STU:Y6M

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€29.51
Price
€20.67
GF Value