Sogn Sparebank (STU:Y6M) E10: €4.31 (As of Jun. 2026)

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STU:Y6M Sogn Sparebank STU:Y6M
73 GF Score
Price €27.04
GF Value €21.46
Valuation Modestly Overvalued
! 7 Warning Signs
View Full Analysis

What is Sogn Sparebank E10?

Sogn Sparebank STU:Y6M -0.07% 73 E10 is €4.31 as of Jun. 2026. GuruFocus rates STU:Y6M with a GF Score™ of 73/100 and a GF Value™ of €21.46 (Modestly Overvalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Sogn Sparebank's adjusted earnings per share data for the three months ended in Jun. 2026 was €0.574. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €4.31 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Sogn Sparebank's average E10 Growth Rate was 22.90% per year. During the past 3 years, the average E10 Growth Rate was 65.70% per year. During the past 5 years, the average E10 Growth Rate was 43.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Sogn Sparebank was 65.70% per year. The lowest was 33.50% per year. And the median was 54.70% per year.

As of today (2026-09-02), Sogn Sparebank's current stock price is €27.035. Sogn Sparebank's E10 for the quarter that ended in Jun. 2026 was €4.31. Sogn Sparebank's Shiller PE Ratio of today is 6.27.

During the past 13 years, the highest Shiller PE Ratio of Sogn Sparebank was 16.94. The lowest was 5.58. And the median was 7.77.


Sogn Sparebank  (STU:Y6M) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Sogn Sparebank's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=27.035/4.31
=6.27

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Sogn Sparebank was 16.94. The lowest was 5.58. And the median was 7.77.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Sogn Sparebank E10 Related Terms


Sogn Sparebank E10 Historical Data

* Premium members only.

The historical data trend for Sogn Sparebank's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sogn Sparebank E10 Chart

Sogn Sparebank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 2.06 3.20 3.97

Sogn Sparebank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.24 3.71 3.97 4.26 4.31

Sogn Sparebank E10 Competitor Comparison

For the Banks - Regional subindustry, Sogn Sparebank's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sogn Sparebank Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Sogn Sparebank's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Sogn Sparebank's Shiller PE Ratio falls into.


STU:Y6M
73GF Score
Sogn Sparebank STU:Y6M
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sogn Sparebank E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Sogn Sparebank's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.574/141.5800*141.5800
=0.574

Current CPI (Jun. 2026) = 141.5800.

Sogn Sparebank Quarterly Data

per share eps CPI Adj_EPS
201609 0.336 104.200 0.457
201612 0.266 104.400 0.361
201703 0.052 105.000 0.070
201706 0.741 105.800 0.992
201709 0.261 105.900 0.349
201712 0.670 106.100 0.894
201803 0.575 107.300 0.759
201806 1.825 108.500 2.381
201809 0.522 109.500 0.675
201812 0.394 109.800 0.508
201903 0.516 110.400 0.662
201906 2.559 110.600 3.276
201909 2.319 111.100 2.955
201912 -4.682 111.300 -5.956
202003 -0.370 111.200 -0.471
202006 3.006 112.100 3.797
202009 1.499 112.900 1.880
202012 -3.514 112.900 -4.407
202103 1.074 114.600 1.327
202106 2.986 115.300 3.667
202109 2.383 117.500 2.871
202112 -5.325 118.900 -6.341
202203 1.449 119.800 1.712
202206 3.644 122.600 4.208
202209 2.317 125.600 2.612
202212 -5.819 125.900 -6.544
202303 2.580 127.600 2.863
202306 3.502 130.400 3.802
202309 2.867 129.800 3.127
202312 2.764 131.900 2.967
202403 2.607 132.600 2.784
202406 4.710 133.800 4.984
202409 3.780 133.700 4.003
202412 0.403 134.800 0.423
202503 0.437 136.100 0.455
202506 0.550 137.800 0.565
202509 4.302 138.500 4.398
202512 0.409 139.100 0.416
202603 0.373 141.030 0.374
202606 0.574 141.580 0.574

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €4.31 mean?
Sogn Sparebank (STU:Y6M) has a E10 of €4.31 as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Sogn Sparebank and its competitors.
Is Sogn Sparebank's E10 too high?
Sogn Sparebank's current E10 is €4.31. Overall, Sogn Sparebank has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sogn Sparebank's E10 compare to competitors?
Sogn Sparebank's E10 of €4.31 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Sogn Sparebank and its competitors. Sogn Sparebank's current E10 is €4.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sogn Sparebank stock overvalued right now?
Based on GuruFocus' analysis, Sogn Sparebank (STU:Y6M) is currently considered Modestly Overvalued. The stock's GF Value™ is €21.46, compared to a current price of €27.04 — trading 26% above its estimated fair value. The current E10 is €4.31. Sogn Sparebank's overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Sogn Sparebank (STU:Y6M), the current E10 is €4.31 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sogn Sparebank (STU:Y6M) Overvalued in 2026?

Based on GuruFocus' analysis, Sogn Sparebank stock appears to be overvalued. The current stock price of €27.04 is trading 26% above its estimated GF Value™ of €21.46. GuruFocus considers Sogn Sparebank to be Modestly Overvalued.

Key valuation signals for STU:Y6M:

  • E10: €4.31
  • GF Value™: €21.46 vs. price of €27.04 (26% above fair value)
  • GF Score™: 73/100 with 7 warning signs

No single metric tells the full story. See the STU:Y6M stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sogn Sparebank Business Description

Other Exchanges SOGN:Norway
Address State Council Evensensveg 8, Ardalstangen, NOR, 6885
Sogn Sparebank operates as a local bank. It offers a range of financial services including loans, savings, advice, insurance and pensions to personal and corporate customers. The Bank also offers credit cards, debit cards, structured products, stock savings, mobile banking and online banking services.
73GF Score

Get the complete analysis for STU:Y6M

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€27.04
Price
€21.46
GF Value