Artea Bankas AB (STU:ZH5) Cyclically Adjusted FCF per Share: €0.10 (As of Jun. 2026)

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STU:ZH5 Artea Bankas AB STU:ZH5
13 GF Score
Price €0.85
GF Value €0.77
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Artea Bankas AB Cyclically Adjusted FCF per Share?

Artea Bankas AB STU:ZH5 +0.12% 13 Cyclically Adjusted FCF per Share is €0.10 as of Jun. 2026. GuruFocus rates STU:ZH5 with a GF Score™ of 13/100 and a GF Value™ of €0.77 (Modestly Overvalued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Artea Bankas AB's adjusted free cash flow per share for the three months ended in Jun. 2026 was €-0.129. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is €0.10 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Artea Bankas AB's average Cyclically Adjusted FCF Growth Rate was 150.00% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was -2.90% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was -12.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Artea Bankas AB was 85.00% per year. The lowest was -46.00% per year. And the median was 28.60% per year.

As of today (2026-08-06), Artea Bankas AB's current stock price is €0.853. Artea Bankas AB's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was €0.10. Artea Bankas AB's Cyclically Adjusted Price-to-FCF of today is 8.53.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Artea Bankas AB was 41.60. The lowest was 3.08. And the median was 11.79.


Artea Bankas AB  (STU:ZH5) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Artea Bankas AB's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=0.853/0.10
=8.53

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Artea Bankas AB was 41.60. The lowest was 3.08. And the median was 11.79.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Artea Bankas AB Cyclically Adjusted FCF per Share Related Terms


Artea Bankas AB Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Artea Bankas AB's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Artea Bankas AB Cyclically Adjusted FCF per Share Chart

Artea Bankas AB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.17 0.11 0.12 0.03 0.09

Artea Bankas AB Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.03 0.06 0.09 0.10 0.10

STU:ZH5 vs PNC, USB: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, Artea Bankas AB's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Artea Bankas AB Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Artea Bankas AB's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Artea Bankas AB's Cyclically Adjusted Price-to-FCF falls into.


STU:ZH5
13GF Score
Artea Bankas AB STU:ZH5
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Artea Bankas AB Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Artea Bankas AB's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=-0.129/333.9520*333.9520
=-0.129

Current CPI (Jun. 2026) = 333.9520.

Artea Bankas AB Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 0.006 241.428 0.008
201612 0.132 241.432 0.183
201703 0.096 243.801 0.131
201706 -0.010 244.955 -0.014
201709 -0.049 246.819 -0.066
201712 -0.032 246.524 -0.043
201803 0.115 249.554 0.154
201806 -0.085 251.989 -0.113
201809 0.008 252.439 0.011
201812 -0.016 251.233 -0.021
201903 0.065 254.202 0.085
201906 -0.011 256.143 -0.014
201909 -0.115 256.759 -0.150
201912 0.062 256.974 0.081
202003 0.102 258.115 0.132
202006 0.225 257.797 0.291
202009 0.217 260.280 0.278
202012 0.143 260.474 0.183
202103 0.182 264.877 0.229
202106 -0.093 271.696 -0.114
202109 0.661 274.310 0.805
202112 0.079 278.802 0.095
202203 -0.208 287.504 -0.242
202206 -0.200 296.311 -0.225
202209 -0.165 296.808 -0.186
202212 -0.033 296.797 -0.037
202303 -0.029 301.836 -0.032
202306 -0.271 305.109 -0.297
202309 0.171 307.789 0.186
202312 0.195 306.746 0.212
202403 -0.027 312.332 -0.029
202406 -0.034 314.175 -0.036
202409 -0.958 315.301 -1.015
202412 0.210 315.605 0.222
202503 -0.008 319.799 -0.008
202506 -0.157 322.561 -0.163
202509 0.320 324.800 0.329
202512 0.336 324.054 0.346
202603 -0.073 330.213 -0.074
202606 -0.129 333.952 -0.129

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of €0.10 mean?
Artea Bankas AB (STU:ZH5) has a Cyclically Adjusted FCF per Share of €0.10 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Artea Bankas AB and its competitors.
Is Artea Bankas AB's Cyclically Adjusted FCF per Share too high?
Artea Bankas AB's current Cyclically Adjusted FCF per Share is €0.10. Overall, Artea Bankas AB has a GF Score™ of 13/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Artea Bankas AB's Cyclically Adjusted FCF per Share compare to PNC and USB?
Artea Bankas AB's Cyclically Adjusted FCF per Share of €0.10 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Artea Bankas AB and its competitors. Artea Bankas AB's current Cyclically Adjusted FCF per Share is €0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Artea Bankas AB stock overvalued right now?
Based on GuruFocus' analysis, Artea Bankas AB (STU:ZH5) is currently considered Modestly Overvalued. The stock's GF Value™ is €0.77, compared to a current price of €0.85 — trading 10.8% above its estimated fair value. The current Cyclically Adjusted FCF per Share is €0.10. Artea Bankas AB's overall GF Score™ is 13/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Artea Bankas AB (STU:ZH5), the current Cyclically Adjusted FCF per Share is €0.10 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Artea Bankas AB (STU:ZH5) Overvalued in 2026?

Based on GuruFocus' analysis, Artea Bankas AB stock appears to be overvalued. The current stock price of €0.85 is trading 10.8% above its estimated GF Value™ of €0.77. GuruFocus considers Artea Bankas AB to be Modestly Overvalued.

Key valuation signals for STU:ZH5:

  • Cyclically Adjusted FCF per Share: €0.10
  • GF Value™: €0.77 vs. price of €0.85 (10.8% above fair value)
  • GF Score™: 13/100 with 5 warning signs

No single metric tells the full story. See the STU:ZH5 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Artea Bankas AB Business Description

Address Tilzes Street 149, Siauliai, LTU, LT-76348
Artea Bankas AB provides daily finances to small and medium-sized businesses. It performs all banking operations including accepting deposits, issuing loans, money transfers and documentary settlements, exchanging currencies for clients, issuing and processing debit and credit cards, and among others.
13GF Score

Get the complete analysis for STU:ZH5

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.85
Price
€0.77
GF Value