Artea Bankas ABSTU:ZH5 +0.46%12 Median PS Value is €0.75 as of Jul. 04, 2026, which is 100% below its 10-year median of 1.11. GuruFocus rates STU:ZH5 with a GF Score™ of 12/100 and a GF Value™ of €0.76 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,042 Banks companies, Artea Bankas AB ranks worse than 54.22% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
As of today (2026-07-04), Artea Bankas AB's share price is €0.866. Artea Bankas AB's Median PS Value is €0.75. Therefore, Artea Bankas AB's Price to Median PS Value for today is 1.16.
The historical rank and industry rank for Artea Bankas AB's Median PS Value or its related term are showing as below:
STU:ZH5'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.87 Med: 1.11 Max: 1.85
Current: 1.16
During the past 13 years, the highest Price to Median PS Value of Artea Bankas AB was 1.85. The lowest was 0.87. And the median was 1.11.
STU:ZH5's Price-to-Median-PS-Value is ranked worse than 54.22% of 1042
companies
in the Banks industry
Industry Median: 1.11
vs STU:ZH5: 1.16
Artea Bankas AB (STU:ZH5) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Artea Bankas AB's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
0.866
/
0.75
=
1.15
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Artea Bankas AB Median PS Value Related Terms
Artea Bankas AB Median PS Value Historical Data
* Premium members only.
The historical data trend for Artea Bankas AB's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Artea Bankas AB's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Artea Bankas AB Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Artea Bankas AB's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Artea Bankas AB's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 2.6132.
Artea Bankas AB's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.287.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Artea Bankas AB (STU:ZH5) has a Median PS Value of €0.75 as of Jul. 04, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Artea Bankas AB and its competitors. This is 32% below median its historical median of 1.11. Over the past decade, Artea Bankas AB's Median PS Value has ranged from 0.87 to 1.85. According to the industry distribution chart, Artea Bankas AB ranks #565 out of 1042 companies in the Banks industry, placing it in the top 54.2%.
Is Artea Bankas AB's Median PS Value too high?
Artea Bankas AB's current Median PS Value of €0.75 is 32% below median its 10-year median of 1.11. Over the past 10 years, this metric has ranged from a low of 0.87 to a high of 1.85. Based on the distribution chart, Artea Bankas AB ranks #565 out of 1042 companies in the Banks industry, which is below the industry midpoint. Overall, Artea Bankas AB has a GF Score™ of 12/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Artea Bankas AB's Median PS Value compare to PNC and USB?
According to the Banks industry distribution chart, Artea Bankas AB ranks #565 out of 1042 companies for Median PS Value. This places Artea Bankas AB in the lower half of its industry. The industry median Median PS Value is 1.11. Historically, Artea Bankas AB's own Median PS Value has ranged from 0.87 to 1.85 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,042 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Artea Bankas AB and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Artea Bankas AB's current Median PS Value is €0.75, which is 32% below median its own 10-year median of 1.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Artea Bankas AB stock overvalued right now?
Based on GuruFocus' analysis, Artea Bankas AB (STU:ZH5) is currently considered Modestly Overvalued. The stock's GF Value™ is €0.76, compared to a current price of €0.87 — trading 13.9% above its estimated fair value. The current Median PS Value is €0.75, which is 32% below median its 10-year median of 1.11. Artea Bankas AB's overall GF Score™ is 12/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Artea Bankas AB (STU:ZH5), the current Median PS Value is €0.75 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Artea Bankas AB (STU:ZH5) Overvalued in 2026?
Based on GuruFocus' analysis, Artea Bankas AB stock appears to be overvalued.
The current stock price of €0.87 is trading 13.9% above its estimated GF Value™ of €0.76.
GuruFocus considers Artea Bankas AB to be Modestly Overvalued.
Key valuation signals for STU:ZH5:
Median PS Value: €0.75 (32% below median its 10-year median of 1.11)
GF Value™: €0.76 vs. price of €0.87 (13.9% above fair value)
No single metric tells the full story. See the STU:ZH5 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Artea Bankas AB provides daily finances to small and medium-sized businesses. It performs all banking operations including accepting deposits, issuing loans, money transfers and documentary settlements, exchanging currencies for clients, issuing and processing debit and credit cards, and among others.
12GF Score
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