RHB Bank Bhd (XKLS:1066) Cyclically Adjusted FCF per Share: RM0.71 (As of Mar. 2026)

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XKLS:1066 RHB Bank Bhd XKLS:1066
60 GF Score
Price RM8.37
GF Value RM6.81
Valuation Modestly Overvalued
! 7 Warning Signs
View Full Analysis

What is RHB Bank Bhd Cyclically Adjusted FCF per Share?

RHB Bank Bhd XKLS:1066 -1.88% 60 Cyclically Adjusted FCF per Share is RM0.71 as of Mar. 2026. GuruFocus rates XKLS:1066 with a GF Score™ of 60/100 and a GF Value™ of RM6.81 (Modestly Overvalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

RHB Bank Bhd's adjusted free cash flow per share for the three months ended in Mar. 2026 was RM0.497. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is RM0.71 for the trailing ten years ended in Mar. 2026.

During the past 12 months, RHB Bank Bhd's average Cyclically Adjusted FCF Growth Rate was 10.90% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 13.00% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 24.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of RHB Bank Bhd was 65.50% per year. The lowest was 13.00% per year. And the median was 15.30% per year.

As of today (2026-07-20), RHB Bank Bhd's current stock price is RM8.37. RHB Bank Bhd's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was RM0.71. RHB Bank Bhd's Cyclically Adjusted Price-to-FCF of today is 11.79.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of RHB Bank Bhd was 45.00. The lowest was 6.23. And the median was 11.62.


RHB Bank Bhd  (XKLS:1066) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

RHB Bank Bhd's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=8.37/0.71
=11.79

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of RHB Bank Bhd was 45.00. The lowest was 6.23. And the median was 11.62.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


RHB Bank Bhd Cyclically Adjusted FCF per Share Related Terms


RHB Bank Bhd Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for RHB Bank Bhd's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

RHB Bank Bhd Cyclically Adjusted FCF per Share Chart

RHB Bank Bhd Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.45 0.36 0.77 0.69 0.52

RHB Bank Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.64 0.70 0.73 0.52 0.71

RHB Bank Bhd Cyclically Adjusted FCF per Share Competitor Comparison

For the Banks - Regional subindustry, RHB Bank Bhd's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


RHB Bank Bhd Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, RHB Bank Bhd's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where RHB Bank Bhd's Cyclically Adjusted Price-to-FCF falls into.


XKLS:1066
60GF Score
RHB Bank Bhd XKLS:1066
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

RHB Bank Bhd Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, RHB Bank Bhd's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.497/330.2130*330.2130
=0.497

Current CPI (Mar. 2026) = 330.2130.

RHB Bank Bhd Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 0.456 241.018 0.625
201609 -0.090 241.428 -0.123
201612 0.598 241.432 0.818
201703 -0.402 243.801 -0.544
201706 0.321 244.955 0.433
201709 0.242 246.819 0.324
201712 -1.045 246.524 -1.400
201803 0.965 249.554 1.277
201806 -0.352 251.989 -0.461
201809 -0.201 252.439 -0.263
201812 0.744 251.233 0.978
201903 0.413 254.202 0.536
201906 0.729 256.143 0.940
201909 -0.657 256.759 -0.845
201912 0.994 256.974 1.277
202003 0.369 258.115 0.472
202006 -0.110 257.797 -0.141
202009 -0.610 260.280 -0.774
202012 0.409 260.474 0.519
202103 2.221 264.877 2.769
202106 -0.362 271.696 -0.440
202109 -1.054 274.310 -1.269
202112 1.972 278.802 2.336
202203 -0.086 287.504 -0.099
202206 0.340 296.311 0.379
202209 0.695 296.808 0.773
202212 0.260 296.797 0.289
202303 -0.524 301.836 -0.573
202306 -0.374 305.109 -0.405
202309 -0.371 307.789 -0.398
202312 0.922 306.746 0.993
202403 -0.741 312.332 -0.783
202406 -0.257 314.175 -0.270
202409 0.242 315.301 0.253
202412 0.818 315.605 0.856
202503 -0.080 319.799 -0.083
202506 0.064 322.561 0.066
202509 -0.026 324.800 -0.026
202512 -1.346 324.054 -1.372
202603 0.497 330.213 0.497

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of RM0.71 mean?
RHB Bank Bhd (XKLS:1066) has a Cyclically Adjusted FCF per Share of RM0.71 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on RHB Bank Bhd and its competitors.
Is RHB Bank Bhd's Cyclically Adjusted FCF per Share too high?
RHB Bank Bhd's current Cyclically Adjusted FCF per Share is RM0.71. Overall, RHB Bank Bhd has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does RHB Bank Bhd's Cyclically Adjusted FCF per Share compare to competitors?
RHB Bank Bhd's Cyclically Adjusted FCF per Share of RM0.71 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on RHB Bank Bhd and its competitors. RHB Bank Bhd's current Cyclically Adjusted FCF per Share is RM0.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RHB Bank Bhd stock overvalued right now?
Based on GuruFocus' analysis, RHB Bank Bhd (XKLS:1066) is currently considered Modestly Overvalued. The stock's GF Value™ is RM6.81, compared to a current price of RM8.37 — trading 22.9% above its estimated fair value. The current Cyclically Adjusted FCF per Share is RM0.71. RHB Bank Bhd's overall GF Score™ is 60/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For RHB Bank Bhd (XKLS:1066), the current Cyclically Adjusted FCF per Share is RM0.71 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is RHB Bank Bhd (XKLS:1066) Overvalued in 2026?

Based on GuruFocus' analysis, RHB Bank Bhd stock appears to be overvalued. The current stock price of RM8.37 is trading 22.9% above its estimated GF Value™ of RM6.81. GuruFocus considers RHB Bank Bhd to be Modestly Overvalued.

Key valuation signals for XKLS:1066:

  • Cyclically Adjusted FCF per Share: RM0.71
  • GF Value™: RM6.81 vs. price of RM8.37 (22.9% above fair value)
  • GF Score™: 60/100 with 7 warning signs

No single metric tells the full story. See the XKLS:1066 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


RHB Bank Bhd Business Description

Address Jalan Tun Razak, Level 10, Tower One, RHB Centre, Kuala Lumpur, SGR, MYS, 50400
RHB Bank Bhd is a financial services group in Malaysia. It engages in commercial banking and finance-related business and the provision of related services. The Group is involved in commercial banking and finance-related business, Islamic banking, investment banking, stock broking, leasing, offshore banking, property investment, general insurance, unit trust management, asset management, nominee and custodian services. Its operating segment comprises Group Community Banking, Group Wholesale Banking, Group International Business, Insurance, Support Center, and Others. Its geographic segments comprise Malaysia and Outside Malaysia. It generates the majority of its revenue from Malaysia.
60GF Score

Get the complete analysis for XKLS:1066

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM8.37
Price
RM6.81
GF Value