RHB Bank Bhd (XKLS:1066) E10: RM0.72 (As of Mar. 2026)


XKLS:1066 RHB Bank Bhd XKLS:1066
62 GF Score
Price RM8.22
GF Value RM6.80
Valuation Modestly Overvalued
! 7 Warning Signs
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What is RHB Bank Bhd E10?

RHB Bank Bhd XKLS:1066 +0.74% 62 E10 is RM0.72 as of Mar. 2026. GuruFocus rates XKLS:1066 with a GF Score™ of 62/100 and a GF Value™ of RM6.80 (Modestly Overvalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

RHB Bank Bhd's adjusted earnings per share data for the three months ended in Mar. 2026 was RM0.196. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is RM0.72 for the trailing ten years ended in Mar. 2026.

During the past 12 months, RHB Bank Bhd's average E10 Growth Rate was 9.10% per year. During the past 3 years, the average E10 Growth Rate was 2.00% per year. During the past 5 years, the average E10 Growth Rate was 2.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of RHB Bank Bhd was 3.20% per year. The lowest was 0.00% per year. And the median was 2.00% per year.

As of today (2026-06-28), RHB Bank Bhd's current stock price is RM8.22. RHB Bank Bhd's E10 for the quarter that ended in Mar. 2026 was RM0.72. RHB Bank Bhd's Shiller PE Ratio of today is 11.42.

During the past 13 years, the highest Shiller PE Ratio of RHB Bank Bhd was 12.01. The lowest was 6.82. And the median was 8.52.


RHB Bank Bhd  (XKLS:1066) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

RHB Bank Bhd's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=8.22/0.72
=11.42

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of RHB Bank Bhd was 12.01. The lowest was 6.82. And the median was 8.52.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


RHB Bank Bhd E10 Related Terms


RHB Bank Bhd E10 Historical Data

* Premium members only.

The historical data trend for RHB Bank Bhd's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

RHB Bank Bhd E10 Chart

RHB Bank Bhd Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.66 0.67 0.67 0.66 0.71

RHB Bank Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.66 0.67 0.70 0.71 0.72

RHB Bank Bhd E10 Competitor Comparison

For the Banks - Regional subindustry, RHB Bank Bhd's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


RHB Bank Bhd Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, RHB Bank Bhd's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where RHB Bank Bhd's Shiller PE Ratio falls into.


XKLS:1066
62GF Score
RHB Bank Bhd XKLS:1066
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

RHB Bank Bhd E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, RHB Bank Bhd's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.196/330.2130*330.2130
=0.196

Current CPI (Mar. 2026) = 330.2130.

RHB Bank Bhd Quarterly Data

per share eps CPI Adj_EPS
201606 0.089 241.018 0.122
201609 0.126 241.428 0.172
201612 0.065 241.432 0.089
201703 0.125 243.801 0.169
201706 0.125 244.955 0.169
201709 0.122 246.819 0.163
201712 0.115 246.524 0.154
201803 0.147 249.554 0.195
201806 0.142 251.989 0.186
201809 0.144 252.439 0.188
201812 0.141 251.233 0.185
201903 0.157 254.202 0.204
201906 0.153 256.143 0.197
201909 0.154 256.759 0.198
201912 0.155 256.974 0.199
202003 0.142 258.115 0.182
202006 0.100 257.797 0.128
202009 0.155 260.280 0.197
202012 0.109 260.474 0.138
202103 0.162 264.877 0.202
202106 0.175 271.696 0.213
202109 0.156 274.310 0.188
202112 0.153 278.802 0.181
202203 0.141 287.504 0.162
202206 0.151 296.311 0.168
202209 0.165 296.808 0.184
202212 0.182 296.797 0.202
202303 0.179 301.836 0.196
202306 0.189 305.109 0.205
202309 0.151 307.789 0.162
202312 0.136 306.746 0.146
202403 0.170 312.332 0.180
202406 0.167 314.175 0.176
202409 0.191 315.301 0.200
202412 0.191 315.605 0.200
202503 0.172 319.799 0.178
202506 0.184 322.561 0.188
202509 0.207 324.800 0.210
202512 0.207 324.054 0.211
202603 0.196 330.213 0.196

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of RM0.72 mean?
RHB Bank Bhd (XKLS:1066) has a E10 of RM0.72 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on RHB Bank Bhd and its competitors.
Is RHB Bank Bhd's E10 too high?
RHB Bank Bhd's current E10 is RM0.72. Overall, RHB Bank Bhd has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does RHB Bank Bhd's E10 compare to competitors?
RHB Bank Bhd's E10 of RM0.72 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on RHB Bank Bhd and its competitors. RHB Bank Bhd's current E10 is RM0.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RHB Bank Bhd stock overvalued right now?
Based on GuruFocus' analysis, RHB Bank Bhd (XKLS:1066) is currently considered Modestly Overvalued. The stock's GF Value™ is RM6.80, compared to a current price of RM8.22 — trading 20.9% above its estimated fair value. The current E10 is RM0.72. RHB Bank Bhd's overall GF Score™ is 62/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For RHB Bank Bhd (XKLS:1066), the current E10 is RM0.72 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is RHB Bank Bhd (XKLS:1066) Overvalued in 2026?

Based on GuruFocus' analysis, RHB Bank Bhd stock appears to be overvalued. The current stock price of RM8.22 is trading 20.9% above its estimated GF Value™ of RM6.80. GuruFocus considers RHB Bank Bhd to be Modestly Overvalued.

Key valuation signals for XKLS:1066:

  • E10: RM0.72
  • GF Value™: RM6.80 vs. price of RM8.22 (20.9% above fair value)
  • GF Score™: 62/100 with 7 warning signs

No single metric tells the full story. See the XKLS:1066 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


RHB Bank Bhd Business Description

Address Jalan Tun Razak, Level 10, Tower One, RHB Centre, Kuala Lumpur, SGR, MYS, 50400
RHB Bank Bhd is a financial services group in Malaysia. It engages in commercial banking and finance-related business and the provision of related services. The Group is involved in commercial banking and finance-related business, Islamic banking, investment banking, stock broking, leasing, offshore banking, property investment, general insurance, unit trust management, asset management, nominee and custodian services. Its operating segment comprises Group Community Banking, Group Wholesale Banking, Group International Business, Insurance, Support Center, and Others. Its geographic segments comprise Malaysia and Outside Malaysia. It generates the majority of its revenue from Malaysia.
62GF Score

Get the complete analysis for XKLS:1066

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM8.22
Price
RM6.80
GF Value