RHB Bank Bhd (XKLS:1066) Cyclically Adjusted PS Ratio: 3.91 (As of Jul. 26, 2026) — 45% Above Median

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XKLS:1066 RHB Bank Bhd XKLS:1066
60 GF Score
Price RM8.45
GF Value RM6.82
Valuation Modestly Overvalued
! 7 Warning Signs
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What is RHB Bank Bhd Cyclically Adjusted PS Ratio?

RHB Bank Bhd XKLS:1066 -0.12% 60 Cyclically Adjusted PS Ratio is 3.91 as of Jul. 26, 2026, which is 45% above its 10-year median of 2.70. GuruFocus rates XKLS:1066 with a GF Score™ of 60/100 and a GF Value™ of RM6.82 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,302 Banks companies, RHB Bank Bhd ranks worse than 60.6% on this metric.

As of today (2026-07-26), RHB Bank Bhd's current share price is RM8.45. RHB Bank Bhd's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was RM2.16. RHB Bank Bhd's Cyclically Adjusted PS Ratio for today is 3.91.

The historical rank and industry rank for RHB Bank Bhd's Cyclically Adjusted PS Ratio or its related term are showing as below:

XKLS:1066' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 2.19   Med: 2.7   Max: 4
Current: 3.91

During the past years, RHB Bank Bhd's highest Cyclically Adjusted PS Ratio was 4.00. The lowest was 2.19. And the median was 2.70.

XKLS:1066's Cyclically Adjusted PS Ratio is ranked worse than
60.6% of 1302 companies
in the Banks industry
Industry Median: 3.41 vs XKLS:1066: 3.91

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

RHB Bank Bhd's adjusted revenue per share data for the three months ended in Mar. 2026 was RM0.501. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is RM2.16 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


RHB Bank Bhd  (XKLS:1066) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


RHB Bank Bhd Cyclically Adjusted PS Ratio Related Terms


RHB Bank Bhd Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for RHB Bank Bhd's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

RHB Bank Bhd Cyclically Adjusted PS Ratio Chart

RHB Bank Bhd Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.60 2.72 2.60 3.17 3.61

RHB Bank Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.35 3.03 3.12 3.61 3.90

RHB Bank Bhd Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, RHB Bank Bhd's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


RHB Bank Bhd Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, RHB Bank Bhd's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where RHB Bank Bhd's Cyclically Adjusted PS Ratio falls into.


XKLS:1066
60GF Score
RHB Bank Bhd XKLS:1066
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

RHB Bank Bhd Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

RHB Bank Bhd's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=8.45/2.16
=3.91

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

RHB Bank Bhd's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, RHB Bank Bhd's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.501/330.2130*330.2130
=0.501

Current CPI (Mar. 2026) = 330.2130.

RHB Bank Bhd Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.393 241.018 0.538
201609 0.393 241.428 0.538
201612 0.368 241.432 0.503
201703 0.387 243.801 0.524
201706 0.365 244.955 0.492
201709 0.394 246.819 0.527
201712 0.389 246.524 0.521
201803 0.439 249.554 0.581
201806 0.411 251.989 0.539
201809 0.416 252.439 0.544
201812 0.434 251.233 0.570
201903 0.439 254.202 0.570
201906 0.439 256.143 0.566
201909 0.431 256.759 0.554
201912 0.458 256.974 0.589
202003 0.428 258.115 0.548
202006 0.484 257.797 0.620
202009 0.450 260.280 0.571
202012 0.505 260.474 0.640
202103 0.487 264.877 0.607
202106 0.498 271.696 0.605
202109 0.517 274.310 0.622
202112 0.435 278.802 0.515
202203 0.439 287.504 0.504
202206 0.453 296.311 0.505
202209 0.515 296.808 0.573
202212 0.501 296.797 0.557
202303 0.450 301.836 0.492
202306 0.446 305.109 0.483
202309 0.458 307.789 0.491
202312 0.474 306.746 0.510
202403 0.484 312.332 0.512
202406 0.480 314.175 0.505
202409 0.500 315.301 0.524
202412 0.494 315.605 0.517
202503 0.466 319.799 0.481
202506 0.494 322.561 0.506
202509 0.526 324.800 0.535
202512 0.533 324.054 0.543
202603 0.501 330.213 0.501

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 3.91 mean?
RHB Bank Bhd (XKLS:1066) has a Cyclically Adjusted PS Ratio of 3.91 as of Jul. 26, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on RHB Bank Bhd and its competitors. This is 45% above median its historical median of 2.70. Over the past decade, RHB Bank Bhd's Cyclically Adjusted PS Ratio has ranged from 2.19 to 4.00. According to the industry distribution chart, RHB Bank Bhd ranks #789 out of 1302 companies in the Banks industry, placing it in the top 60.6%.
Is RHB Bank Bhd's Cyclically Adjusted PS Ratio too high?
RHB Bank Bhd's current Cyclically Adjusted PS Ratio of 3.91 is 45% above median its 10-year median of 2.70. Over the past 10 years, this metric has ranged from a low of 2.19 to a high of 4.00. The Banks industry median Cyclically Adjusted PS Ratio is 3.41. RHB Bank Bhd's value of 3.91 is 14.7% above this industry median. Based on the distribution chart, RHB Bank Bhd ranks #789 out of 1302 companies in the Banks industry, which is below the industry midpoint. Overall, RHB Bank Bhd has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does RHB Bank Bhd's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, RHB Bank Bhd ranks #789 out of 1302 companies for Cyclically Adjusted PS Ratio. This places RHB Bank Bhd in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.41. RHB Bank Bhd's value of 3.91 is 14.7% above this benchmark. Historically, RHB Bank Bhd's own Cyclically Adjusted PS Ratio has ranged from 2.19 to 4.00 over the past decade. While the company's 10-year median is 2.70 vs. the industry median of 3.41, RHB Bank Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.41, based on 1,302 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. RHB Bank Bhd's current Cyclically Adjusted PS Ratio of 3.91 is 14.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on RHB Bank Bhd and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RHB Bank Bhd's current Cyclically Adjusted PS Ratio is 3.91, which is 45% above median its own 10-year median of 2.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RHB Bank Bhd stock overvalued right now?
Based on GuruFocus' analysis, RHB Bank Bhd (XKLS:1066) is currently considered Modestly Overvalued. The stock's GF Value™ is RM6.82, compared to a current price of RM8.45 — trading 23.9% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 3.91, which is 45% above median its 10-year median of 2.70 and 14.7% above the Banks industry median of 3.41. RHB Bank Bhd's overall GF Score™ is 60/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For RHB Bank Bhd (XKLS:1066), the current Cyclically Adjusted PS Ratio is 3.91 as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is RHB Bank Bhd (XKLS:1066) Overvalued in 2026?

Based on GuruFocus' analysis, RHB Bank Bhd stock appears to be overvalued. The current stock price of RM8.45 is trading 23.9% above its estimated GF Value™ of RM6.82. GuruFocus considers RHB Bank Bhd to be Modestly Overvalued.

Key valuation signals for XKLS:1066:

  • Cyclically Adjusted PS Ratio: 3.91 (45% above median its 10-year median of 2.70)
  • GF Value™: RM6.82 vs. price of RM8.45 (23.9% above fair value)
  • GF Score™: 60/100 with 7 warning signs
  • Industry Position: 14.7% above the Banks median (#789 of 1302)

No single metric tells the full story. See the XKLS:1066 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


RHB Bank Bhd Business Description

Address Jalan Tun Razak, Level 10, Tower One, RHB Centre, Kuala Lumpur, SGR, MYS, 50400
RHB Bank Bhd is a financial services group in Malaysia. It engages in commercial banking and finance-related business and the provision of related services. The Group is involved in commercial banking and finance-related business, Islamic banking, investment banking, stock broking, leasing, offshore banking, property investment, general insurance, unit trust management, asset management, nominee and custodian services. Its operating segment comprises Group Community Banking, Group Wholesale Banking, Group International Business, Insurance, Support Center, and Others. Its geographic segments comprise Malaysia and Outside Malaysia. It generates the majority of its revenue from Malaysia.
60GF Score

Get the complete analysis for XKLS:1066

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM8.45
Price
RM6.82
GF Value