Sanima Bank (XNEP:SANIMA) Cyclically Adjusted FCF per Share: NPR30.46 (As of Apr. 2026)

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XNEP:SANIMA Sanima Bank Ltd XNEP:SANIMA
95 GF Score
Price NPR359.00
GF Value NPR384.93
Valuation Fairly Valued
! 2 Warning Signs
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What is Sanima Bank Cyclically Adjusted FCF per Share?

Sanima Bank XNEP:SANIMA -2.71% 95 Cyclically Adjusted FCF per Share is NPR30.46 as of Apr. 2026. GuruFocus rates XNEP:SANIMA with a GF Score™ of 95/100 and a GF Value™ of NPR384.93 (Fairly Valued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Sanima Bank's adjusted free cash flow per share for the three months ended in Apr. 2026 was NPR13.466. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is NPR30.46 for the trailing ten years ended in Apr. 2026.

During the past 12 months, Sanima Bank's average Cyclically Adjusted FCF Growth Rate was -13.30% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 13.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Sanima Bank was 13.40% per year. The lowest was 13.40% per year. And the median was 13.40% per year.

As of today (2026-09-01), Sanima Bank's current stock price is NPR359.00. Sanima Bank's Cyclically Adjusted FCF per Share for the quarter that ended in Apr. 2026 was NPR30.46. Sanima Bank's Cyclically Adjusted Price-to-FCF of today is 11.79.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Sanima Bank was 12.63. The lowest was 5.33. And the median was 9.10.


Sanima Bank  (XNEP:SANIMA) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Sanima Bank's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=359.00/30.46
=11.79

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Sanima Bank was 12.63. The lowest was 5.33. And the median was 9.10.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Sanima Bank Cyclically Adjusted FCF per Share Related Terms


Sanima Bank Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Sanima Bank's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sanima Bank Cyclically Adjusted FCF per Share Chart

Sanima Bank Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 23.01 42.18 35.59 33.52

Sanima Bank Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 35.14 33.52 39.35 28.87 30.46

Sanima Bank Cyclically Adjusted FCF per Share Competitor Comparison

For the Banks - Regional subindustry, Sanima Bank's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sanima Bank Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Sanima Bank's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Sanima Bank's Cyclically Adjusted Price-to-FCF falls into.


XNEP:SANIMA
95GF Score
Sanima Bank Ltd XNEP:SANIMA
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sanima Bank Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Sanima Bank's adjusted Free Cash Flow per Share data for the three months ended in Apr. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Apr. 2026 (Change)*Current CPI (Apr. 2026)
=13.466/333.0200*333.0200
=13.466

Current CPI (Apr. 2026) = 333.0200.

Sanima Bank Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201607 0.000 240.628 0.000
201610 0.000 241.729 0.000
201701 0.000 242.839 0.000
201704 0.000 244.524 0.000
201707 0.000 244.786 0.000
201710 0.000 246.663 0.000
201801 0.000 247.867 0.000
201804 0.000 250.546 0.000
201807 0.000 252.006 0.000
201810 0.000 252.885 0.000
201901 0.000 251.712 0.000
201904 0.000 255.548 0.000
201907 0.000 256.571 0.000
201910 -3.469 257.346 -4.489
202001 -2.925 257.971 -3.776
202004 2.169 256.389 2.817
202007 19.625 259.101 25.224
202010 -18.471 260.388 -23.623
202101 -13.134 261.582 -16.721
202104 17.837 267.054 22.243
202107 31.155 273.003 38.004
202110 37.484 276.589 45.132
202201 -35.662 281.148 -42.242
202204 19.476 289.109 22.434
202207 11.193 296.276 12.581
202210 -4.785 298.012 -5.347
202301 20.082 299.170 22.354
202304 51.105 303.363 56.101
202307 30.406 305.691 33.124
202310 16.017 307.671 17.337
202401 -20.152 308.417 -21.760
202404 -23.482 313.548 -24.940
202407 32.060 314.540 33.944
202410 20.327 315.664 21.445
202501 -46.239 317.671 -48.473
202504 46.582 320.795 48.357
202507 -2.329 323.048 -2.401
202510 43.749 0.000
202601 -58.643 325.252 -60.044
202604 13.466 333.020 13.466

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of NPR30.46 mean?
Sanima Bank (XNEP:SANIMA) has a Cyclically Adjusted FCF per Share of NPR30.46 as of Apr. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Sanima Bank and its competitors.
Is Sanima Bank's Cyclically Adjusted FCF per Share too high?
Sanima Bank's current Cyclically Adjusted FCF per Share is NPR30.46. Overall, Sanima Bank has a GF Score™ of 95/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sanima Bank's Cyclically Adjusted FCF per Share compare to competitors?
Sanima Bank's Cyclically Adjusted FCF per Share of NPR30.46 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Sanima Bank and its competitors. Sanima Bank's current Cyclically Adjusted FCF per Share is NPR30.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sanima Bank stock overvalued right now?
Based on GuruFocus' analysis, Sanima Bank (XNEP:SANIMA) is currently considered Fairly Valued. The stock's GF Value™ is NPR384.93, compared to a current price of NPR359.00 — trading 6.7% below its estimated fair value. The current Cyclically Adjusted FCF per Share is NPR30.46. Sanima Bank's overall GF Score™ is 95/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Sanima Bank (XNEP:SANIMA), the current Cyclically Adjusted FCF per Share is NPR30.46 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sanima Bank (XNEP:SANIMA) Overvalued in 2026?

Based on GuruFocus' analysis, Sanima Bank stock appears to be undervalued. The current stock price of NPR359.00 is trading 6.7% below its estimated GF Value™ of NPR384.93. GuruFocus considers Sanima Bank to be Fairly Valued.

Key valuation signals for XNEP:SANIMA:

  • Cyclically Adjusted FCF per Share: NPR30.46
  • GF Value™: NPR384.93 vs. price of NPR359.00 (6.7% below fair value)
  • GF Score™: 95/100 with 2 warning signs

No single metric tells the full story. See the XNEP:SANIMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sanima Bank Business Description

Address Alakapuri Building, Naxal, G.P.O. Box: 20394, Kathmandu, NPL, 20394
Sanima Bank Ltd is a registered bank operating in Nepal. It offers various banking and related services to individuals and corporate customers. The company provides retail and commercial banking products such as savings, current accounts, deposits, fixed deposits, staff salary account and remittance saving account. It also offers credit facilities to individuals including home loan, education loan, auto loan, overdraft, agro equipment loan, personal loan, gold loan as well as it provides microenterprises loan, project financing, corporate loan, term loan, small-medium enterprise (SME) loan and commercial vehicle loan to corporates. In addition, it provides trade finance, online banking, mobile banking, priority banking, and others. Most of the company's revenue comes from Nepal.
95GF Score

Get the complete analysis for XNEP:SANIMA

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR359.00
Price
NPR384.93
GF Value