Sanima Bank (XNEP:SANIMA) Tariff Resilience Score: 0/10 (As of Aug. 18, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:SANIMA Sanima Bank Ltd XNEP:SANIMA
96 GF Score
Price NPR370.00
GF Value NPR383.14
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Sanima Bank Tariff Resilience Score?

Sanima Bank has the Tariff Resilience Score of 0, which implies that the company might have .

Sanima Bank has

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Sanima Bank might have .

Sanima Bank  (XNEP:SANIMA) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Sanima Bank Tariff Resilience Score Related Terms

XNEP:SANIMA
96GF Score
Sanima Bank Ltd XNEP:SANIMA
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Sanima Bank (XNEP:SANIMA) Overvalued in 2026?

Based on GuruFocus' analysis, Sanima Bank stock appears to be undervalued. The current stock price of NPR370.00 is trading 3.4% below its estimated GF Value™ of NPR383.14. GuruFocus considers Sanima Bank to be Fairly Valued.

Key valuation signals for XNEP:SANIMA:

  • Tariff Resilience Score: 0
  • GF Value™: NPR383.14 vs. price of NPR370.00 (3.4% below fair value)
  • GF Score™: 96/100 with 2 warning signs

No single metric tells the full story. See the XNEP:SANIMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sanima Bank Business Description

Address Alakapuri Building, Naxal, G.P.O. Box: 20394, Kathmandu, NPL, 20394
Sanima Bank Ltd is a registered bank operating in Nepal. It offers various banking and related services to individuals and corporate customers. The company provides retail and commercial banking products such as savings, current accounts, deposits, fixed deposits, staff salary account and remittance saving account. It also offers credit facilities to individuals including home loan, education loan, auto loan, overdraft, agro equipment loan, personal loan, gold loan as well as it provides microenterprises loan, project financing, corporate loan, term loan, small-medium enterprise (SME) loan and commercial vehicle loan to corporates. In addition, it provides trade finance, online banking, mobile banking, priority banking, and others. Most of the company's revenue comes from Nepal.
96GF Score

Get the complete analysis for XNEP:SANIMA

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR370.00
Price
NPR383.14
GF Value