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Sanima Bank (XNEP:SANIMA) E10 : NPR18.40 (As of Oct. 2024)


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What is Sanima Bank E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Sanima Bank's adjusted earnings per share data for the three months ended in Oct. 2024 was NPR3.188. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is NPR18.40 for the trailing ten years ended in Oct. 2024.

During the past 12 months, Sanima Bank's average E10 Growth Rate was 6.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2025-03-27), Sanima Bank's current stock price is NPR299.84. Sanima Bank's E10 for the quarter that ended in Oct. 2024 was NPR18.40. Sanima Bank's Shiller PE Ratio of today is 16.30.

During the past 13 years, the highest Shiller PE Ratio of Sanima Bank was 20.63. The lowest was 12.60. And the median was 14.92.


Sanima Bank E10 Historical Data

The historical data trend for Sanima Bank's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Sanima Bank E10 Chart

Sanima Bank Annual Data
Trend Jul15 Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - 13.61 17.04 18.30

Sanima Bank Quarterly Data
Jan20 Apr20 Jul20 Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.28 17.55 17.76 18.30 18.40

Competitive Comparison of Sanima Bank's E10

For the Banks - Regional subindustry, Sanima Bank's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sanima Bank's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Sanima Bank's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Sanima Bank's Shiller PE Ratio falls into.


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Sanima Bank E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Sanima Bank's adjusted earnings per share data for the three months ended in Oct. 2024 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Oct. 2024 (Change)*Current CPI (Oct. 2024)
=3.188/133.1820*133.1820
=3.188

Current CPI (Oct. 2024) = 133.1820.

Sanima Bank Quarterly Data

per share eps CPI Adj_EPS
201501 2.444 98.604 3.301
201504 2.407 99.824 3.211
201507 2.900 100.691 3.836
201510 2.552 100.346 3.387
201601 3.336 99.957 4.445
201604 3.787 100.947 4.996
201607 4.762 101.524 6.247
201610 3.904 101.988 5.098
201701 5.080 102.456 6.603
201704 5.056 103.167 6.527
201707 3.187 103.278 4.110
201710 2.761 104.070 3.533
201801 3.381 104.578 4.306
201804 2.892 105.708 3.644
201807 3.678 106.324 4.607
201810 3.884 106.695 4.848
201901 3.439 106.200 4.313
201904 4.417 107.818 5.456
201907 5.040 108.250 6.201
201910 4.176 108.577 5.122
202001 4.135 108.841 5.060
202004 3.481 108.173 4.286
202007 1.218 109.318 1.484
202010 2.939 109.861 3.563
202101 5.155 110.364 6.221
202104 6.093 112.673 7.202
202107 3.507 115.183 4.055
202110 3.969 116.696 4.530
202201 3.829 118.619 4.299
202204 3.781 121.978 4.128
202207 3.786 125.002 4.034
202210 3.843 125.734 4.071
202301 5.593 126.223 5.901
202304 3.218 127.992 3.348
202307 6.666 128.974 6.883
202310 3.364 129.810 3.451
202401 4.907 130.124 5.022
202404 2.232 132.289 2.247
202407 7.188 132.708 7.214
202410 3.188 133.182 3.188

Add all the adjusted EPS together and divide 10 will get our e10.


Sanima Bank  (XNEP:SANIMA) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Sanima Bank's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=299.84/18.40
=16.30

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Sanima Bank was 20.63. The lowest was 12.60. And the median was 14.92.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Sanima Bank E10 Related Terms

Thank you for viewing the detailed overview of Sanima Bank's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


Sanima Bank Business Description

Traded in Other Exchanges
N/A
Address
Alakapuri Building, Naxal, G.P.O. Box: 20394, Kathmandu, NPL
Sanima Bank Ltd is a registered bank operating in Nepal. It offers various banking and related services to individuals and corporate customers. The company provides retail and commercial banking products such as savings, current accounts, deposits, fixed deposits, staff salary account and remittance saving account. It also offers credit facilities to individuals including home loan, education loan, auto loan, overdraft, agro equipment loan, personal loan, gold loan as well as it provides microenterprises loan, project financing, corporate loan, term loan, small-medium enterprise (SME) loan and commercial vehicle loan to corporates. In addition, it provides trade finance, online banking, mobile banking, priority banking, and others. Most of the company's revenue comes from Nepal.

Sanima Bank Headlines

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