OTP Bank (XPRA:OTP) Cyclically Adjusted FCF per Share: Kč273.95 (As of Jun. 2026)

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XPRA:OTP OTP Bank PLC XPRA:OTP
75 GF Score
Price Kč3,032.00
GF Value Kč2,122.33
! 5 Warning Signs
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What is OTP Bank Cyclically Adjusted FCF per Share?

OTP Bank XPRA:OTP 75 Cyclically Adjusted FCF per Share is Kč273.95 as of Jun. 2026. GuruFocus rates XPRA:OTP with a GF Score™ of 75/100 and a GF Value™ of Kč2,122.33. The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

OTP Bank's adjusted free cash flow per share for the three months ended in Jun. 2026 was Kč-183.010. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is Kč273.95 for the trailing ten years ended in Jun. 2026.

During the past 12 months, OTP Bank's average Cyclically Adjusted FCF Growth Rate was 1.20% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was -3.00% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 6.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of OTP Bank was 16.60% per year. The lowest was -3.00% per year. And the median was 6.60% per year.

As of today (2026-09-06), OTP Bank's current stock price is Kč3032.00. OTP Bank's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was Kč273.95. OTP Bank's Cyclically Adjusted Price-to-FCF of today is 11.07.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of OTP Bank was 11.16. The lowest was 1.96. And the median was 4.65.


OTP Bank  (XPRA:OTP) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

OTP Bank's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=3032.00/273.95
=11.07

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of OTP Bank was 11.16. The lowest was 1.96. And the median was 4.65.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


OTP Bank Cyclically Adjusted FCF per Share Related Terms


OTP Bank Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for OTP Bank's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OTP Bank Cyclically Adjusted FCF per Share Chart

OTP Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 204.31 234.27 200.27 190.49 185.07

OTP Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 278.11 277.30 185.07 345.16 273.95

XPRA:OTP vs USB, PNC: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, OTP Bank's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


OTP Bank Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, OTP Bank's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where OTP Bank's Cyclically Adjusted Price-to-FCF falls into.


XPRA:OTP
75GF Score
OTP Bank PLC XPRA:OTP
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

OTP Bank Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, OTP Bank's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=-183.01/175.2800*175.2800
=-183.010

Current CPI (Jun. 2026) = 175.2800.

OTP Bank Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 38.556 100.370 67.332
201612 72.901 101.406 126.009
201703 -36.866 102.147 -63.261
201706 58.360 102.724 99.581
201709 42.214 102.902 71.906
201712 57.882 103.627 97.905
201803 36.020 104.219 60.580
201806 -28.789 105.922 -47.640
201809 69.991 106.588 115.098
201812 -28.840 106.440 -47.492
201903 50.290 108.068 81.567
201906 47.761 109.475 76.470
201909 82.983 109.623 132.685
201912 7.087 110.659 11.226
202003 17.806 112.287 27.795
202006 117.195 112.583 182.460
202009 52.227 113.398 80.728
202012 69.801 113.694 107.611
202103 111.056 116.358 167.293
202106 -57.096 118.579 -84.398
202109 171.901 119.541 252.054
202112 150.960 122.058 216.785
202203 81.486 126.351 113.041
202206 62.281 132.420 82.439
202209 254.430 143.597 310.566
202212 -108.874 152.036 -125.520
202303 458.078 158.105 507.839
202306 -630.872 158.993 -695.496
202309 81.975 161.140 89.168
202312 204.778 160.400 223.775
202403 157.516 163.879 168.475
202406 127.848 164.841 135.944
202409 -16.938 165.877 -17.898
202412 -77.230 167.802 -80.672
202503 328.270 171.577 335.356
202506 108.729 172.391 110.551
202509 75.706 173.060 76.677
202512 -475.487 173.280 -480.975
202603 804.251 174.690 806.967
202606 -183.010 175.280 -183.010

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of Kč273.95 mean?
OTP Bank (XPRA:OTP) has a Cyclically Adjusted FCF per Share of Kč273.95 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on OTP Bank and its competitors.
Is OTP Bank's Cyclically Adjusted FCF per Share too high?
OTP Bank's current Cyclically Adjusted FCF per Share is Kč273.95. Overall, OTP Bank has a GF Score™ of 75/100, reflecting its overall financial health beyond just this single metric.
How does OTP Bank's Cyclically Adjusted FCF per Share compare to USB and PNC?
OTP Bank's Cyclically Adjusted FCF per Share of Kč273.95 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on OTP Bank and its competitors. OTP Bank's current Cyclically Adjusted FCF per Share is Kč273.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OTP Bank stock overvalued right now?
OTP Bank (XPRA:OTP) has a current Cyclically Adjusted FCF per Share of Kč273.95. The stock's GF Value™ is Kč2,122.33, compared to a current price of Kč3,032.00 — trading 42.9% above its estimated fair value. The current Cyclically Adjusted FCF per Share is Kč273.95. OTP Bank's overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For OTP Bank (XPRA:OTP), the current Cyclically Adjusted FCF per Share is Kč273.95 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OTP Bank (XPRA:OTP) Overvalued in 2026?

Based on GuruFocus' analysis, OTP Bank stock appears to be overvalued. The current stock price of Kč3,032.00 is trading 42.9% above its estimated GF Value™ of Kč2,122.33.

Key valuation signals for XPRA:OTP:

  • Cyclically Adjusted FCF per Share: Kč273.95
  • GF Value™: Kč2,122.33 vs. price of Kč3,032.00 (42.9% above fair value)
  • GF Score™: 75/100 with 5 warning signs

No single metric tells the full story. See the XPRA:OTP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


OTP Bank Business Description

Address 16, Nador Street, Budapest, HUN, 1051
OTP Bank PLC provides universal financial services through several subsidiaries. It performs banking operations via its bank in Hungary. The Group's operating segments are as follows: OTP Core Hungary, Russia, Ukraine, Bulgaria, Romania, Serbia, Croatia, Montenegro, Albania, Moldova, Slovenia, Uzbekistan, Merkantil Group, Asset Management subsidiaries, other subsidiaries, and Corporate Centre. The Bank provides comprehensive banking & other financial services to both retail & corporate customers: its activities include deposit collection from customers, raising money from the money & capital markets. It also offers mortgage loans, consumer credits, working capital & investment loans to companies and municipalities. A majority of the bank's net revenue is net interest income.
75GF Score

Get the complete analysis for XPRA:OTP

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Kč3,032.00
Price
Kč2,122.33
GF Value