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OTP BankXPRA:OTP 75 EV-to-OCF is 6.77 as of Sep. 08, 2026, which is 318% above its 10-year median of 1.62. GuruFocus rates XPRA:OTP with a GF Score™ of 75/100 and a GF Value™ of Kč2,122.33. The stock has 5 warning signs investors should review. Among 1,490 Banks companies, OTP Bank ranks worse than 59.93% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, OTP Bank's Enterprise Value is Kč537,436 Mil.
OTP Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was Kč79,442 Mil. Therefore, OTP Bank's EV-to-OCF for today is 6.77.
The historical rank and industry rank for OTP Bank's EV-to-OCF or its related term are showing as below:
XPRA:OTP'
s EV-to-OCF Range Over the Past 10 Years
Min: -3.74 Med: 1.62 Max: 15.3
Current: 6.74
During the past 13 years, the highest EV-to-OCF of OTP Bank was 15.30. The lowest was -3.74. And the median was 1.62.
XPRA:OTP's EV-to-OCF is ranked worse than 59.93% of 1490
companies
in the Banks industry
Industry Median: 4.055
vs XPRA:OTP: 6.74
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
OTP Bank's share price for today is Kč3032.00.
OTP Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Kč293.742.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
OTP Bank EV-to-OCF Related Terms
OTP Bank EV-to-OCF Historical Data
* Premium members only.
The historical data trend for OTP Bank's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, OTP Bank's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
OTP Bank EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, OTP Bank's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where OTP Bank's EV-to-OCF falls into.
OTP Bank's current Enterprise Value is Kč537,436 Mil.
OTP Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Kč79,442 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OTP Bank (XPRA:OTP) has a EV-to-OCF of 6.77 as of Sep. 08, 2026. This is 318% above median its historical median of 1.62. According to the industry distribution chart, OTP Bank ranks #893 out of 1490 companies in the Banks industry, placing it in the top 59.9%.
Is OTP Bank's EV-to-OCF too high?
OTP Bank's current EV-to-OCF of 6.77 is 318% above median its 10-year median of 1.62. The Banks industry median EV-to-OCF is 4.06. OTP Bank's value of 6.77 is 67% above this industry median. Based on the distribution chart, OTP Bank ranks #893 out of 1490 companies in the Banks industry, which is below the industry midpoint. Overall, OTP Bank has a GF Score™ of 75/100, reflecting its overall financial health beyond just this single metric.
How does OTP Bank's EV-to-OCF compare to USB and PNC?
According to the Banks industry distribution chart, OTP Bank ranks #893 out of 1490 companies for EV-to-OCF. This places OTP Bank in the lower half of its industry. The industry median EV-to-OCF is 4.06. OTP Bank's value of 6.77 is 67% above this benchmark. While the company's 10-year median is 1.62 vs. the industry median of 4.06, OTP Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 4.06, based on 1,490 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. OTP Bank's current EV-to-OCF of 6.77 is 67% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 4.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OTP Bank's current EV-to-OCF is 6.77, which is 318% above median its own 10-year median of 1.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OTP Bank stock overvalued right now?
OTP Bank (XPRA:OTP) has a current EV-to-OCF of 6.77. The stock's GF Value™ is Kč2,122.33, compared to a current price of Kč3,032.00 — trading 42.9% above its estimated fair value. The current EV-to-OCF is 6.77, which is 318% above median its 10-year median of 1.62 and 67% above the Banks industry median of 4.06. OTP Bank's overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For OTP Bank (XPRA:OTP), the current EV-to-OCF is 6.77 as of Sep. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is OTP Bank (XPRA:OTP) Overvalued in 2026?
Based on GuruFocus' analysis, OTP Bank stock appears to be overvalued.
The current stock price of Kč3,032.00 is trading 42.9% above its estimated GF Value™ of Kč2,122.33.
Key valuation signals for XPRA:OTP:
EV-to-OCF: 6.77 (318% above median its 10-year median of 1.62)
GF Value™: Kč2,122.33 vs. price of Kč3,032.00 (42.9% above fair value)
Industry Position: 67% above the Banks median (#893 of 1490)
No single metric tells the full story. See the XPRA:OTP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
OTP Bank PLC provides universal financial services through several subsidiaries. It performs banking operations via its bank in Hungary. The Group's operating segments are as follows: OTP Core Hungary, Russia, Ukraine, Bulgaria, Romania, Serbia, Croatia, Montenegro, Albania, Moldova, Slovenia, Uzbekistan, Merkantil Group, Asset Management subsidiaries, other subsidiaries, and Corporate Centre. The Bank provides comprehensive banking & other financial services to both retail & corporate customers: its activities include deposit collection from customers, raising money from the money & capital markets. It also offers mortgage loans, consumer credits, working capital & investment loans to companies and municipalities. A majority of the bank's net revenue is net interest income.
75GF Score
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EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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