Bank of Jordan (AMM:BOJX) Cyclically Adjusted PB Ratio: 1.01 (As of Jul. 27, 2026) — 10% Above Median

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Director of Data and Quant Analytics at GuruFocus
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AMM:BOJX Bank of Jordan AMM:BOJX
34 GF Score
Price JOD2.72
GF Value JOD1.62
Valuation Significantly Overvalued
! 8 Warning Signs
View Full Analysis

What is Bank of Jordan Cyclically Adjusted PB Ratio?

Bank of Jordan AMM:BOJX 34 Cyclically Adjusted PB Ratio is 1.01 as of Jul. 27, 2026, which is 10% above its 10-year median of 0.92. GuruFocus rates AMM:BOJX with a GF Score™ of 34/100 and a GF Value™ of JOD1.62 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,292 Banks companies, Bank of Jordan ranks better than 65.09% on this metric.

As of today (2026-07-27), Bank of Jordan's current share price is JOD2.72. Bank of Jordan's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was JOD2.70. Bank of Jordan's Cyclically Adjusted PB Ratio for today is 1.01.

The historical rank and industry rank for Bank of Jordan's Cyclically Adjusted PB Ratio or its related term are showing as below:

AMM:BOJX' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.8   Med: 0.92   Max: 1.08
Current: 1.01

During the past years, Bank of Jordan's highest Cyclically Adjusted PB Ratio was 1.08. The lowest was 0.80. And the median was 0.92.

AMM:BOJX's Cyclically Adjusted PB Ratio is ranked better than
65.09% of 1292 companies
in the Banks industry
Industry Median: 1.27 vs AMM:BOJX: 1.01

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Bank of Jordan's adjusted book value per share data for the three months ended in Mar. 2026 was JOD2.437. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is JOD2.70 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Bank of Jordan  (AMM:BOJX) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Bank of Jordan Cyclically Adjusted PB Ratio Related Terms


Bank of Jordan Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Bank of Jordan's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Jordan Cyclically Adjusted PB Ratio Chart

Bank of Jordan Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.98 0.92 0.94 0.85 1.00

Bank of Jordan Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.87 0.83 0.89 1.00 0.92

Bank of Jordan Cyclically Adjusted PB Ratio Competitor Comparison

For the Banks - Regional subindustry, Bank of Jordan's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of Jordan Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Jordan's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Bank of Jordan's Cyclically Adjusted PB Ratio falls into.


AMM:BOJX
34GF Score
Bank of Jordan AMM:BOJX
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank of Jordan Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Bank of Jordan's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=2.72/2.70
=1.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Jordan's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Bank of Jordan's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=2.437/330.2130*330.2130
=2.437

Current CPI (Mar. 2026) = 330.2130.

Bank of Jordan Quarterly Data

Book Value per Share CPI Adj_Book
201606 1.890 241.018 2.589
201609 1.912 241.428 2.615
201612 2.027 241.432 2.772
201703 2.085 243.801 2.824
201706 1.982 244.955 2.672
201709 2.041 246.819 2.731
201712 2.168 246.524 2.904
201803 2.188 249.554 2.895
201806 2.009 251.989 2.633
201809 2.008 252.439 2.627
201812 2.059 251.233 2.706
201903 2.103 254.202 2.732
201906 1.975 256.143 2.546
201909 2.013 256.759 2.589
201912 2.072 256.974 2.663
202003 2.103 258.115 2.690
202006 2.114 257.797 2.708
202009 2.125 260.280 2.696
202012 2.274 260.474 2.883
202103 0.000 264.877 0.000
202106 2.244 271.696 2.727
202109 2.300 274.310 2.769
202112 2.367 278.802 2.803
202203 2.237 287.504 2.569
202206 2.280 296.311 2.541
202209 2.332 296.808 2.594
202212 2.646 296.797 2.944
202303 2.550 301.836 2.790
202306 2.592 305.109 2.805
202309 2.662 307.789 2.856
202312 2.620 306.746 2.820
202403 2.486 312.332 2.628
202406 2.527 314.175 2.656
202409 2.569 315.301 2.690
202412 2.641 315.605 2.763
202503 2.534 319.799 2.617
202506 2.610 322.561 2.672
202509 2.551 324.800 2.594
202512 2.590 324.054 2.639
202603 2.437 330.213 2.437

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 1.01 mean?
Bank of Jordan (AMM:BOJX) has a Cyclically Adjusted PB Ratio of 1.01 as of Jul. 27, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Bank of Jordan and its competitors. This is 10% above median its historical median of 0.92. Over the past decade, Bank of Jordan's Cyclically Adjusted PB Ratio has ranged from 0.80 to 1.08. According to the industry distribution chart, Bank of Jordan ranks #451 out of 1292 companies in the Banks industry, placing it in the top 34.9%.
Is Bank of Jordan's Cyclically Adjusted PB Ratio too high?
Bank of Jordan's current Cyclically Adjusted PB Ratio of 1.01 is 10% above median its 10-year median of 0.92. Over the past 10 years, this metric has ranged from a low of 0.80 to a high of 1.08. The Banks industry median Cyclically Adjusted PB Ratio is 1.27. Bank of Jordan's value of 1.01 is 20.5% below this industry median. Based on the distribution chart, Bank of Jordan ranks #451 out of 1292 companies in the Banks industry, which is above the industry midpoint. Overall, Bank of Jordan has a GF Score™ of 34/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Jordan's Cyclically Adjusted PB Ratio compare to competitors?
According to the Banks industry distribution chart, Bank of Jordan ranks #451 out of 1292 companies for Cyclically Adjusted PB Ratio. This puts Bank of Jordan in the upper half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.27. Bank of Jordan's value of 1.01 is 20.5% below this benchmark. Historically, Bank of Jordan's own Cyclically Adjusted PB Ratio has ranged from 0.80 to 1.08 over the past decade. While the company's 10-year median is 0.92 vs. the industry median of 1.27, Bank of Jordan has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.27, based on 1,292 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Jordan's current Cyclically Adjusted PB Ratio of 1.01 is 20.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Bank of Jordan and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Jordan's current Cyclically Adjusted PB Ratio is 1.01, which is 10% above median its own 10-year median of 0.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Jordan stock overvalued right now?
Based on GuruFocus' analysis, Bank of Jordan (AMM:BOJX) is currently considered Significantly Overvalued. The stock's GF Value™ is JOD1.62, compared to a current price of JOD2.72 — trading 67.9% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 1.01, which is 10% above median its 10-year median of 0.92 and 20.5% below the Banks industry median of 1.27. Bank of Jordan's overall GF Score™ is 34/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Bank of Jordan (AMM:BOJX), the current Cyclically Adjusted PB Ratio is 1.01 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Jordan (AMM:BOJX) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Jordan stock appears to be overvalued. The current stock price of JOD2.72 is trading 67.9% above its estimated GF Value™ of JOD1.62. GuruFocus considers Bank of Jordan to be Significantly Overvalued.

Key valuation signals for AMM:BOJX:

  • Cyclically Adjusted PB Ratio: 1.01 (10% above median its 10-year median of 0.92)
  • GF Value™: JOD1.62 vs. price of JOD2.72 (67.9% above fair value)
  • GF Score™: 34/100 with 8 warning signs
  • Industry Position: 20.5% below the Banks median (#451 of 1292)

No single metric tells the full story. See the AMM:BOJX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Jordan Business Description

Address Ash Sharif Abd Al Hamid Sharaf Street, P.O. Box 2140, Building No. 15, Al-Shmeisani, Amman, JOR, 11181
Bank of Jordan is engaged in offering retail and commercial banking services to customers in Jordan. The company provides savings, deposits, loans and advances, cards, and other related services. Its products and services include current accounts, savings accounts, mortgage loans, time deposits, personal loans, car loans, and overdrafts. In addition, it also offers treasury services, commercial loans, guarantees, and credit, as well as commercial solutions, syndicated loans, and other credit solutions to small and medium-sized enterprises and corporate customers. The company operates in different segments such as Retail Banking (individual), Corporate Banking, Treasury, and Financial Brokerage Services. The majority of revenue is derived from the Retail Banking segment.
34GF Score

Get the complete analysis for AMM:BOJX

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD2.72
Price
JOD1.62
GF Value