Bank of Jordan (AMM:BOJX) Net Margin %: 20.35% (As of Jun. 2026) — 23% Below Median

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Director of Data and Quant Analytics at GuruFocus
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AMM:BOJX Bank of Jordan AMM:BOJX
38 GF Score
Price JOD2.66
GF Value JOD1.66
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Bank of Jordan Net Margin %?

Bank of Jordan AMM:BOJX +0.76% 38 Net Margin % is 20.35% as of Jun. 2026, which is 23% below its 10-year median of 26.50. GuruFocus rates AMM:BOJX with a GF Score™ of 38/100 and a GF Value™ of JOD1.66 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,526 Banks companies, Bank of Jordan ranks better than 53.21% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Bank of Jordan's Net Income for the three months ended in Jun. 2026 was JOD9.2 Mil. Bank of Jordan's Revenue for the three months ended in Jun. 2026 was JOD45.0 Mil. Therefore, Bank of Jordan's net margin for the quarter that ended in Jun. 2026 was 20.35%.

The historical rank and industry rank for Bank of Jordan's Net Margin % or its related term are showing as below:

AMM:BOJX' s Net Margin % Range Over the Past 10 Years
Min: 23.13   Med: 26.5   Max: 45.46
Current: 28.21


AMM:BOJX's Net Margin % is ranked better than
53.21% of 1526 companies
in the Banks industry
Industry Median: 27.265 vs AMM:BOJX: 28.21

Bank of Jordan  (AMM:BOJX) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Bank of Jordan Net Margin % Related Terms


Bank of Jordan Net Margin % Historical Data

* Premium members only.

The historical data trend for Bank of Jordan's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Jordan Net Margin % Chart

Bank of Jordan Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 25.35 26.63 25.97 26.01 34.14

Bank of Jordan Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 26.84 21.34 -56.36 17.70 20.35

Bank of Jordan Net Margin % Competitor Comparison

For the Banks - Regional subindustry, Bank of Jordan's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of Jordan Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Jordan's Net Margin % distribution charts can be found below:

* The bar in red indicates where Bank of Jordan's Net Margin % falls into.


AMM:BOJX
38GF Score
Bank of Jordan AMM:BOJX
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of Jordan Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Bank of Jordan's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=44.006/128.881
=34.14 %

Bank of Jordan's Net Margin for the quarter that ended in Jun. 2026 is calculated as

Net Margin=Net Income (Q: Jun. 2026 )/Revenue (Q: Jun. 2026 )
=9.16/45.005
=20.35 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 20.35% mean?
Bank of Jordan (AMM:BOJX) has a Net Margin % of 20.35% as of Jun. 2026. Net margin is the ratio of total net income to net sales. View historical data on Bank of Jordan and its competitors. This is 23% below median its historical median of 26.50. Over the past decade, Bank of Jordan's Net Margin % has ranged from 23.13 to 45.46. According to the industry distribution chart, Bank of Jordan ranks #714 out of 1526 companies in the Banks industry, placing it in the top 46.8%.
Is Bank of Jordan's Net Margin % too high?
Bank of Jordan's current Net Margin % of 20.35% is 23% below median its 10-year median of 26.50. Over the past 10 years, this metric has ranged from a low of 23.13 to a high of 45.46. The Banks industry median Net Margin % is 27.27. Bank of Jordan's value of 20.35% is 25.4% below this industry median. Based on the distribution chart, Bank of Jordan ranks #714 out of 1526 companies in the Banks industry, which is above the industry midpoint. Overall, Bank of Jordan has a GF Score™ of 38/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Jordan's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Bank of Jordan ranks #714 out of 1526 companies for Net Margin %. This puts Bank of Jordan in the upper half of its industry. The industry median Net Margin % is 27.27. Bank of Jordan's value of 20.35% is 25.4% below this benchmark. Historically, Bank of Jordan's own Net Margin % has ranged from 23.13 to 45.46 over the past decade. While the company's 10-year median is 26.50 vs. the industry median of 27.27, Bank of Jordan has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 27.27, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Jordan's current Net Margin % of 20.35% is 25.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Bank of Jordan and its competitors. For the Banks industry, the median Net Margin % is 27.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Jordan's current Net Margin % is 20.35%, which is 23% below median its own 10-year median of 26.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Jordan stock overvalued right now?
Based on GuruFocus' analysis, Bank of Jordan (AMM:BOJX) is currently considered Significantly Overvalued. The stock's GF Value™ is JOD1.66, compared to a current price of JOD2.66 — trading 60.2% above its estimated fair value. The current Net Margin % is 20.35%, which is 23% below median its 10-year median of 26.50 and 25.4% below the Banks industry median of 27.27. Bank of Jordan's overall GF Score™ is 38/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Bank of Jordan (AMM:BOJX), the current Net Margin % is 20.35% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Jordan (AMM:BOJX) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Jordan stock appears to be overvalued. The current stock price of JOD2.66 is trading 60.2% above its estimated GF Value™ of JOD1.66. GuruFocus considers Bank of Jordan to be Significantly Overvalued.

Key valuation signals for AMM:BOJX:

  • Net Margin %: 20.35% (23% below median its 10-year median of 26.50)
  • GF Value™: JOD1.66 vs. price of JOD2.66 (60.2% above fair value)
  • GF Score™: 38/100 with 8 warning signs
  • Industry Position: 25.4% below the Banks median (#714 of 1526)

No single metric tells the full story. See the AMM:BOJX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Jordan Business Description

Address Ash Sharif Abd Al Hamid Sharaf Street, P.O. Box 2140, Building No. 15, Al-Shmeisani, Amman, JOR, 11181
Bank of Jordan is engaged in offering retail and commercial banking services to customers in Jordan. The company provides savings, deposits, loans and advances, cards, and other related services. Its products and services include current accounts, savings accounts, mortgage loans, time deposits, personal loans, car loans, and overdrafts. In addition, it also offers treasury services, commercial loans, guarantees, and credit, as well as commercial solutions, syndicated loans, and other credit solutions to small and medium-sized enterprises and corporate customers. The company operates in different segments such as Retail Banking (individual), Corporate Banking, Treasury, and Financial Brokerage Services. The majority of revenue is derived from the Retail Banking segment.
38GF Score

Get the complete analysis for AMM:BOJX

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD2.66
Price
JOD1.66
GF Value