Bank of Jordan (AMM:BOJX) Return-on-Tangible-Equity: 5.83% (As of Mar. 2026) — 32% Below Median


AMM:BOJX Bank of Jordan AMM:BOJX
33 GF Score
Price JOD2.73
GF Value JOD1.63
Valuation Significantly Overvalued
! 8 Warning Signs
View Full Analysis

What is Bank of Jordan Return-on-Tangible-Equity?

Bank of Jordan AMM:BOJX +1.11% 33 Return-on-Tangible-Equity is 5.83% as of Mar. 2026, which is 32% below its 10-year median of 8.52. GuruFocus rates AMM:BOJX with a GF Score™ of 33/100 and a GF Value™ of JOD1.63 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,521 Banks companies, Bank of Jordan ranks worse than 71.2% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Bank of Jordan's annualized net income for the quarter that ended in Mar. 2026 was JOD28.8 Mil. Bank of Jordan's average shareholder tangible equity for the quarter that ended in Mar. 2026 was JOD494.3 Mil. Therefore, Bank of Jordan's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 5.83%.

The historical rank and industry rank for Bank of Jordan's Return-on-Tangible-Equity or its related term are showing as below:

AMM:BOJX' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 6.76   Med: 8.52   Max: 11.2
Current: 7.55

During the past 13 years, Bank of Jordan's highest Return-on-Tangible-Equity was 11.20%. The lowest was 6.76%. And the median was 8.52%.

AMM:BOJX's Return-on-Tangible-Equity is ranked worse than
71.2% of 1521 companies
in the Banks industry
Industry Median: 11.19 vs AMM:BOJX: 7.55

Bank of Jordan  (AMM:BOJX) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Bank of Jordan Return-on-Tangible-Equity Related Terms


Bank of Jordan Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Bank of Jordan's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Jordan Return-on-Tangible-Equity Chart

Bank of Jordan Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.89 8.13 8.48 6.76 8.55

Bank of Jordan Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.57 10.22 8.05 5.85 5.83

Bank of Jordan Return-on-Tangible-Equity Competitor Comparison

For the Banks - Regional subindustry, Bank of Jordan's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of Jordan Return-on-Tangible-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Jordan's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Bank of Jordan's Return-on-Tangible-Equity falls into.


AMM:BOJX
33GF Score
Bank of Jordan AMM:BOJX
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank of Jordan Return-on-Tangible-Equity Calculation

Bank of Jordan's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=44.006/( (519.671+509.712 )/ 2 )
=44.006/514.6915
=8.55 %

Bank of Jordan's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=28.844/( (509.712+478.95)/ 2 )
=28.844/494.331
=5.83 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 5.83% mean?
Bank of Jordan (AMM:BOJX) has a Return-on-Tangible-Equity of 5.83% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Bank of Jordan and its competitors. This is 32% below median its historical median of 8.52. Over the past decade, Bank of Jordan's Return-on-Tangible-Equity has ranged from 6.76 to 11.20. According to the industry distribution chart, Bank of Jordan ranks #1083 out of 1521 companies in the Banks industry, placing it in the top 71.2%.
Is Bank of Jordan's Return-on-Tangible-Equity too high?
Bank of Jordan's current Return-on-Tangible-Equity of 5.83% is 32% below median its 10-year median of 8.52. Over the past 10 years, this metric has ranged from a low of 6.76 to a high of 11.20. The Banks industry median Return-on-Tangible-Equity is 11.19. Bank of Jordan's value of 5.83% is 47.9% below this industry median. Based on the distribution chart, Bank of Jordan ranks #1083 out of 1521 companies in the Banks industry, which is below the industry midpoint. Overall, Bank of Jordan has a GF Score™ of 33/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Jordan's Return-on-Tangible-Equity compare to competitors?
According to the Banks industry distribution chart, Bank of Jordan ranks #1083 out of 1521 companies for Return-on-Tangible-Equity. This places Bank of Jordan in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.19. Bank of Jordan's value of 5.83% is 47.9% below this benchmark. Historically, Bank of Jordan's own Return-on-Tangible-Equity has ranged from 6.76 to 11.20 over the past decade. While the company's 10-year median is 8.52 vs. the industry median of 11.19, Bank of Jordan has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.19, based on 1,521 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Jordan's current Return-on-Tangible-Equity of 5.83% is 47.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Bank of Jordan and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Jordan's current Return-on-Tangible-Equity is 5.83%, which is 32% below median its own 10-year median of 8.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Jordan stock overvalued right now?
Based on GuruFocus' analysis, Bank of Jordan (AMM:BOJX) is currently considered Significantly Overvalued. The stock's GF Value™ is JOD1.63, compared to a current price of JOD2.73 — trading 67.5% above its estimated fair value. The current Return-on-Tangible-Equity is 5.83%, which is 32% below median its 10-year median of 8.52 and 47.9% below the Banks industry median of 11.19. Bank of Jordan's overall GF Score™ is 33/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Bank of Jordan (AMM:BOJX), the current Return-on-Tangible-Equity is 5.83% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Jordan (AMM:BOJX) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Jordan stock appears to be overvalued. The current stock price of JOD2.73 is trading 67.5% above its estimated GF Value™ of JOD1.63. GuruFocus considers Bank of Jordan to be Significantly Overvalued.

Key valuation signals for AMM:BOJX:

  • Return-on-Tangible-Equity: 5.83% (32% below median its 10-year median of 8.52)
  • GF Value™: JOD1.63 vs. price of JOD2.73 (67.5% above fair value)
  • GF Score™: 33/100 with 8 warning signs
  • Industry Position: 47.9% below the Banks median (#1083 of 1521)

No single metric tells the full story. See the AMM:BOJX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Jordan Business Description

Address Ash Sharif Abd Al Hamid Sharaf Street, P.O. Box 2140, Building No. 15, Al-Shmeisani, Amman, JOR, 11181
Bank of Jordan is engaged in offering retail and commercial banking services to customers in Jordan. The company provides savings, deposits, loans and advances, cards, and other related services. Its products and services include current accounts, savings accounts, mortgage loans, time deposits, personal loans, car loans, and overdrafts. In addition, it also offers treasury services, commercial loans, guarantees, and credit, as well as commercial solutions, syndicated loans, and other credit solutions to small and medium-sized enterprises and corporate customers. The company operates in different segments such as Retail Banking (individual), Corporate Banking, Treasury, and Financial Brokerage Services. The majority of revenue is derived from the Retail Banking segment.
33GF Score

Get the complete analysis for AMM:BOJX

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD2.73
Price
JOD1.63
GF Value