Standard Capital Markets (BOM:511700) Cyclically Adjusted PB Ratio: 0.49 (As of Aug. 05, 2026) — 21% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:511700 Standard Capital Markets Ltd BOM:511700
48 GF Score
Price ₹0.39
GF Value ₹2.31
Valuation Possible Value Trap
! 9 Warning Signs
View Full Analysis

What is Standard Capital Markets Cyclically Adjusted PB Ratio?

Standard Capital Markets BOM:511700 48 Cyclically Adjusted PB Ratio is 0.49 as of Aug. 05, 2026, which is 21% below its 10-year median of 0.62. GuruFocus rates BOM:511700 with a GF Score™ of 48/100 and a GF Value™ of ₹2.31 (Possible Value Trap). The stock has 9 warning signs investors should review. Among 384 Credit Services companies, Standard Capital Markets ranks better than 72.14% on this metric.

As of today (2026-08-05), Standard Capital Markets's current share price is ₹0.39. Standard Capital Markets's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was ₹0.79. Standard Capital Markets's Cyclically Adjusted PB Ratio for today is 0.49.

The historical rank and industry rank for Standard Capital Markets's Cyclically Adjusted PB Ratio or its related term are showing as below:

BOM:511700' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.09   Med: 0.62   Max: 6.55
Current: 0.52

During the past years, Standard Capital Markets's highest Cyclically Adjusted PB Ratio was 6.55. The lowest was 0.09. And the median was 0.62.

BOM:511700's Cyclically Adjusted PB Ratio is ranked better than
72.14% of 384 companies
in the Credit Services industry
Industry Median: 0.915 vs BOM:511700: 0.52

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Standard Capital Markets's adjusted book value per share data for the three months ended in Mar. 2026 was ₹1.767. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ₹0.79 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Standard Capital Markets  (BOM:511700) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Standard Capital Markets Cyclically Adjusted PB Ratio Related Terms


Standard Capital Markets Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Standard Capital Markets's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Standard Capital Markets Cyclically Adjusted PB Ratio Chart

Standard Capital Markets Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.21 3.26 3.09 0.80 0.48

Standard Capital Markets Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.80 0.00 0.71 0.00 0.48

BOM:511700 vs V, MA, AXP: Cyclically Adjusted PB Ratio Comparison

For the Credit Services subindustry, Standard Capital Markets's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Standard Capital Markets Cyclically Adjusted PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Standard Capital Markets's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Standard Capital Markets's Cyclically Adjusted PB Ratio falls into.


BOM:511700
48GF Score
Standard Capital Markets Ltd BOM:511700
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Standard Capital Markets Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Standard Capital Markets's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=0.39/0.79
=0.49

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Standard Capital Markets's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Standard Capital Markets's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.767/164.2724*164.2724
=1.767

Current CPI (Mar. 2026) = 164.2724.

Standard Capital Markets Quarterly Data

Book Value per Share CPI Adj_Book
201606 0.000 105.961 0.000
201609 0.322 105.961 0.499
201612 0.000 105.196 0.000
201703 0.323 105.196 0.504
201706 0.000 107.109 0.000
201709 0.327 109.021 0.493
201712 0.000 109.404 0.000
201803 0.329 109.786 0.492
201806 0.000 111.317 0.000
201809 0.333 115.142 0.475
201812 0.000 115.142 0.000
201903 0.335 118.202 0.466
201906 0.000 120.880 0.000
201909 0.339 123.175 0.452
201912 0.000 126.235 0.000
202003 0.337 124.705 0.444
202006 0.000 127.000 0.000
202009 0.341 130.118 0.431
202012 0.000 130.889 0.000
202103 0.279 131.771 0.348
202106 0.000 134.084 0.000
202109 0.280 135.847 0.339
202112 0.000 138.161 0.000
202203 0.286 138.822 0.338
202206 0.000 142.347 0.000
202209 0.301 144.661 0.342
202212 0.000 145.763 0.000
202303 1.022 146.865 1.143
202306 0.000 150.280 0.000
202309 1.055 151.492 1.144
202312 0.000 152.924 0.000
202403 1.095 153.035 1.175
202406 0.000 155.789 0.000
202409 1.341 157.882 1.395
202412 0.000 158.323 0.000
202503 2.041 157.552 2.128
202506 0.000 159.755 0.000
202509 1.317 162.289 1.333
202512 0.000 163.281 0.000
202603 1.767 164.272 1.767

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.49 mean?
Standard Capital Markets (BOM:511700) has a Cyclically Adjusted PB Ratio of 0.49 as of Aug. 05, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Standard Capital Markets and its competitors. This is 21% below median its historical median of 0.62. Over the past decade, Standard Capital Markets' Cyclically Adjusted PB Ratio has ranged from 0.09 to 6.55. According to the industry distribution chart, Standard Capital Markets ranks #107 out of 384 companies in the Credit Services industry, placing it in the top 27.9%.
Is Standard Capital Markets' Cyclically Adjusted PB Ratio too high?
Standard Capital Markets' current Cyclically Adjusted PB Ratio of 0.49 is 21% below median its 10-year median of 0.62. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 6.55. The Credit Services industry median Cyclically Adjusted PB Ratio is 0.92. Standard Capital Markets' value of 0.49 is 46.4% below this industry median. Based on the distribution chart, Standard Capital Markets ranks #107 out of 384 companies in the Credit Services industry, which is above the industry midpoint. Overall, Standard Capital Markets has a GF Score™ of 48/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Standard Capital Markets' Cyclically Adjusted PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Standard Capital Markets ranks #107 out of 384 companies for Cyclically Adjusted PB Ratio. This puts Standard Capital Markets in the upper half of its industry. The industry median Cyclically Adjusted PB Ratio is 0.92. Standard Capital Markets' value of 0.49 is 46.4% below this benchmark. Historically, Standard Capital Markets' own Cyclically Adjusted PB Ratio has ranged from 0.09 to 6.55 over the past decade. While the company's 10-year median is 0.62 vs. the industry median of 0.92, Standard Capital Markets has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Credit Services company?
The median Cyclically Adjusted PB Ratio among Credit Services companies is 0.92, based on 384 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Standard Capital Markets's current Cyclically Adjusted PB Ratio of 0.49 is 46.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Standard Capital Markets and its competitors. For the Credit Services industry, the median Cyclically Adjusted PB Ratio is 0.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Standard Capital Markets's current Cyclically Adjusted PB Ratio is 0.49, which is 21% below median its own 10-year median of 0.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Capital Markets stock overvalued right now?
Based on GuruFocus' analysis, Standard Capital Markets (BOM:511700) is currently considered Possible Value Trap. The stock's GF Value™ is ₹2.31, compared to a current price of ₹0.39 — trading 83.1% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.49, which is 21% below median its 10-year median of 0.62 and 46.4% below the Credit Services industry median of 0.92. Standard Capital Markets' overall GF Score™ is 48/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Standard Capital Markets (BOM:511700), the current Cyclically Adjusted PB Ratio is 0.49 as of Aug. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Standard Capital Markets (BOM:511700) Overvalued in 2026?

Based on GuruFocus' analysis, Standard Capital Markets stock appears to be undervalued. The current stock price of ₹0.39 is trading 83.1% below its estimated GF Value™ of ₹2.31. GuruFocus considers Standard Capital Markets to be Possible Value Trap.

Key valuation signals for BOM:511700:

  • Cyclically Adjusted PB Ratio: 0.49 (21% below median its 10-year median of 0.62)
  • GF Value™: ₹2.31 vs. price of ₹0.39 (83.1% below fair value)
  • GF Score™: 48/100 with 9 warning signs
  • Industry Position: 46.4% below the Credit Services median (#107 of 384)

No single metric tells the full story. See the BOM:511700 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Standard Capital Markets Business Description

Address Krishna Apra Business Square, G-17, Netaji Subhash Place, Pitampura, Delhi, IND, 110034
Standard Capital Markets Ltd is an Indian non-banking financial company. It is engaged in providing financial solutions aimed at supporting businesses, entrepreneurs, and individuals across diverse sectors. The various financing solutions offered by the company include personal loans, gold loans, business loans, education loans, loan syndication services, and working capital loans, among others.
48GF Score

Get the complete analysis for BOM:511700

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹0.39
Price
₹2.31
GF Value