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Standard Capital MarketsBOM:511700 +2.86%49 Debt-to-EBITDA is 33.56 as of Mar. 2026, which is 359% above its 10-year median of 7.31. GuruFocus rates BOM:511700 with a GF Score™ of 49/100 and a GF Value™ of ₹2.29 (Possible Value Trap). The stock has 9 warning signs investors should review. Among 287 Credit Services companies, Standard Capital Markets ranks worse than 97.91% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Standard Capital Markets's Debt-to-EBITDA or its related term are showing as below:
BOM:511700'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -214.67 Med: 7.31 Max: 117.85
Current: 117.85
During the past 13 years, the highest Debt-to-EBITDA Ratio of Standard Capital Markets was 117.85. The lowest was -214.67. And the median was 7.31.
BOM:511700's Debt-to-EBITDA is ranked worse than 97.91% of 287
companies
in the Credit Services industry
Industry Median: 8.87
vs BOM:511700: 117.85
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Standard Capital Markets Debt-to-EBITDA Related Terms
Standard Capital Markets Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:511700 vs V, MA, AXP: Debt-to-EBITDA Comparison
For the Credit Services subindustry, Standard Capital Markets's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Standard Capital Markets Debt-to-EBITDA vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Standard Capital Markets's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Standard Capital Markets's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Standard Capital Markets (BOM:511700) has a Debt-to-EBITDA of 33.56 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Standard Capital Markets. This is 359% above median its historical median of 7.31. According to the industry distribution chart, Standard Capital Markets ranks #281 out of 287 companies in the Credit Services industry, placing it in the top 97.9%.
Is Standard Capital Markets' Debt-to-EBITDA too high?
Standard Capital Markets' current Debt-to-EBITDA of 33.56 is 359% above median its 10-year median of 7.31. The Credit Services industry median Debt-to-EBITDA is 8.87. Standard Capital Markets' value of 33.56 is 278.4% above this industry median. Based on the distribution chart, Standard Capital Markets ranks #281 out of 287 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Standard Capital Markets has a GF Score™ of 49/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Standard Capital Markets' Debt-to-EBITDA compare to V and MA?
According to the Credit Services industry distribution chart, Standard Capital Markets ranks #281 out of 287 companies for Debt-to-EBITDA. This places Standard Capital Markets in the lower half of its industry. The industry median Debt-to-EBITDA is 8.87. Standard Capital Markets' value of 33.56 is 278.4% above this benchmark. While the company's 10-year median is 7.31 vs. the industry median of 8.87, Standard Capital Markets has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Credit Services company?
The median Debt-to-EBITDA among Credit Services companies is 8.87, based on 287 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Standard Capital Markets's current Debt-to-EBITDA of 33.56 is 278.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Standard Capital Markets. For the Credit Services industry, the median Debt-to-EBITDA is 8.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Standard Capital Markets's current Debt-to-EBITDA is 33.56, which is 359% above median its own 10-year median of 7.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Capital Markets stock overvalued right now?
Based on GuruFocus' analysis, Standard Capital Markets (BOM:511700) is currently considered Possible Value Trap. The stock's GF Value™ is ₹2.29, compared to a current price of ₹0.36 — trading 84.3% below its estimated fair value. The current Debt-to-EBITDA is 33.56, which is 359% above median its 10-year median of 7.31 and 278.4% above the Credit Services industry median of 8.87. Standard Capital Markets' overall GF Score™ is 49/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Standard Capital Markets (BOM:511700), the current Debt-to-EBITDA is 33.56 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Standard Capital Markets (BOM:511700) Overvalued in 2026?
Based on GuruFocus' analysis, Standard Capital Markets stock appears to be undervalued.
The current stock price of ₹0.36 is trading 84.3% below its estimated GF Value™ of ₹2.29.
GuruFocus considers Standard Capital Markets to be Possible Value Trap.
Key valuation signals for BOM:511700:
Debt-to-EBITDA: 33.56 (359% above median its 10-year median of 7.31)
GF Value™: ₹2.29 vs. price of ₹0.36 (84.3% below fair value)
Industry Position: 278.4% above the Credit Services median (#281 of 287)
No single metric tells the full story. See the BOM:511700 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Standard Capital Markets Ltd is an Indian non-banking financial company. It is engaged in providing financial solutions aimed at supporting businesses, entrepreneurs, and individuals across diverse sectors. The various financing solutions offered by the company include personal loans, gold loans, business loans, education loans, loan syndication services, and working capital loans, among others.
49GF Score
Get the complete analysis for BOM:511700
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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