Starteck Finance (BOM:512381) Cyclically Adjusted PB Ratio: (As of Sep. 02, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:512381 Starteck Finance Ltd BOM:512381
65 GF Score
Price ₹251.15
GF Value ₹311.71
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Starteck Finance Cyclically Adjusted PB Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Starteck Finance  (BOM:512381) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Starteck Finance Cyclically Adjusted PB Ratio Related Terms


Starteck Finance Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Starteck Finance's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Starteck Finance Cyclically Adjusted PB Ratio Chart

Starteck Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 1.62 1.15

Starteck Finance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 1.68 0.00 1.15 0.00

BOM:512381 vs V, MA, AXP: Cyclically Adjusted PB Ratio Comparison

For the Credit Services subindustry, Starteck Finance's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Starteck Finance Cyclically Adjusted PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Starteck Finance's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Starteck Finance's Cyclically Adjusted PB Ratio falls into.


BOM:512381
65GF Score
Starteck Finance Ltd BOM:512381
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Starteck Finance Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Starteck Finance's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Starteck Finance's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0/167.3573*167.3573
=0.000

Current CPI (Jun. 2026) = 167.3573.

Starteck Finance Quarterly Data

Book Value per Share CPI Adj_Book
201609 111.595 105.961 176.256
201612 0.000 105.196 0.000
201703 112.117 105.196 178.368
201706 0.000 107.109 0.000
201709 113.124 109.021 173.655
201712 0.000 109.404 0.000
201803 102.811 109.786 156.724
201806 0.000 111.317 0.000
201809 113.246 115.142 164.602
201812 0.000 115.142 0.000
201903 105.055 118.202 148.743
201906 0.000 120.880 0.000
201909 114.212 123.175 155.179
201912 0.000 126.235 0.000
202003 105.874 124.705 142.086
202006 0.000 127.000 0.000
202009 137.249 130.118 176.529
202012 0.000 130.889 0.000
202103 147.904 131.771 187.848
202106 0.000 134.084 0.000
202109 154.695 135.847 190.577
202112 0.000 138.161 0.000
202203 162.414 138.822 195.799
202206 0.000 142.347 0.000
202209 167.195 144.661 193.427
202212 0.000 145.763 0.000
202303 181.137 146.865 206.412
202306 0.000 150.280 0.000
202309 189.830 151.492 209.710
202312 0.000 152.924 0.000
202403 208.260 153.035 227.751
202406 0.000 155.789 0.000
202409 226.869 157.882 240.484
202412 0.000 158.323 0.000
202503 236.482 157.552 251.200
202506 0.000 159.755 0.000
202509 256.573 162.289 264.585
202512 0.000 163.281 0.000
202603 265.341 164.272 270.324
202606 0.000 167.357 0.000

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Starteck Finance (BOM:512381) Overvalued in 2026?

Based on GuruFocus' analysis, Starteck Finance stock appears to be undervalued. The current stock price of ₹251.15 is trading 19.4% below its estimated GF Value™ of ₹311.71. GuruFocus considers Starteck Finance to be Modestly Undervalued.

Key valuation signals for BOM:512381:

  • Cyclically Adjusted PB Ratio:
  • GF Value™: ₹311.71 vs. price of ₹251.15 (19.4% below fair value)
  • GF Score™: 65/100 with 5 warning signs

No single metric tells the full story. See the BOM:512381 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Starteck Finance Business Description

Other Exchanges STARTECK:India
Address 37-40, Subhash Road, 5th Floor, Sunteck Centre, Vile Parle East, Mumbai, MH, IND, 400057
Starteck Finance Ltd is an India-based non-banking finance company engaged in the business of financing industrial or other enterprises.
65GF Score

Get the complete analysis for BOM:512381

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹251.15
Price
₹311.71
GF Value