Intec Capital (BOM:526871) Cyclically Adjusted PB Ratio: (As of Sep. 07, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:526871 Intec Capital Ltd BOM:526871
39 GF Score
Price ₹14.21
GF Value ₹44.10
Valuation Possible Value Trap
! 5 Warning Signs
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What is Intec Capital Cyclically Adjusted PB Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Intec Capital  (BOM:526871) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Intec Capital Cyclically Adjusted PB Ratio Related Terms


Intec Capital Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Intec Capital's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Intec Capital Cyclically Adjusted PB Ratio Chart

Intec Capital Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.23 0.18

Intec Capital Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.23 0.00 0.18 0.00

BOM:526871 vs V, MA, AXP: Cyclically Adjusted PB Ratio Comparison

For the Credit Services subindustry, Intec Capital's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Intec Capital Cyclically Adjusted PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Intec Capital's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Intec Capital's Cyclically Adjusted PB Ratio falls into.


BOM:526871
39GF Score
Intec Capital Ltd BOM:526871
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Intec Capital Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Intec Capital's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Intec Capital's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0/167.3573*167.3573
=0.000

Current CPI (Jun. 2026) = 167.3573.

Intec Capital Quarterly Data

Book Value per Share CPI Adj_Book
201212 0.000 83.774 0.000
201303 92.751 85.687 181.154
201403 84.308 91.425 154.330
201503 86.520 97.163 149.026
201603 89.462 102.518 146.043
201703 89.350 105.196 142.148
201803 51.659 109.786 78.748
201806 0.000 111.317 0.000
201809 0.000 115.142 0.000
201812 0.000 115.142 0.000
201903 46.545 118.202 65.901
201906 0.000 120.880 0.000
201909 34.768 123.175 47.239
201912 0.000 126.235 0.000
202003 26.161 124.705 35.109
202006 0.000 127.000 0.000
202009 25.783 130.118 33.162
202012 0.000 130.889 0.000
202103 35.865 131.771 45.551
202106 0.000 134.084 0.000
202109 34.205 135.847 42.139
202112 0.000 138.161 0.000
202203 37.063 138.822 44.681
202206 0.000 142.347 0.000
202209 34.704 144.661 40.149
202212 0.000 145.763 0.000
202303 21.745 146.865 24.779
202306 0.000 150.280 0.000
202309 21.373 151.492 23.611
202312 0.000 152.924 0.000
202403 18.678 153.035 20.426
202406 0.000 155.789 0.000
202409 17.473 157.882 18.522
202412 0.000 158.323 0.000
202503 18.790 157.552 19.959
202506 0.000 159.755 0.000
202509 20.079 162.289 20.706
202512 0.000 163.281 0.000
202603 22.554 164.272 22.978
202606 0.000 167.357 0.000

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Intec Capital (BOM:526871) Overvalued in 2026?

Based on GuruFocus' analysis, Intec Capital stock appears to be undervalued. The current stock price of ₹14.21 is trading 67.8% below its estimated GF Value™ of ₹44.10. GuruFocus considers Intec Capital to be Possible Value Trap.

Key valuation signals for BOM:526871:

  • Cyclically Adjusted PB Ratio:
  • GF Value™: ₹44.10 vs. price of ₹14.21 (67.8% below fair value)
  • GF Score™: 39/100 with 5 warning signs

No single metric tells the full story. See the BOM:526871 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Intec Capital Business Description

Address 57 Nehru Place, 708, Manjusha Building, New Delhi, IND, 110019
Intec Capital Ltd is a non-banking financial company. It is engaged in the business of financing to small and medium enterprise customers. The company's business activity falls within a single business segment, namely, loan and financing. It provides loans for the acquisition of machinery, loans against collateral, and loans for business operations, with a focus on growing sectors of the economy. Geographically, all the activities function throughout the region of India.
39GF Score

Get the complete analysis for BOM:526871

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹14.21
Price
₹44.10
GF Value