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Intec CapitalBOM:526871 -0.19%39 Days Payable is 233.19 as of Mar. 2026, which is 159% above its 10-year median of 89.89. GuruFocus rates BOM:526871 with a GF Score™ of 39/100 and a GF Value™ of ₹97.58 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 302 Credit Services companies, Intec Capital ranks better than 74.5% on this metric.
The historical rank and industry rank for Intec Capital's Days Payable or its related term are showing as below:
BOM:526871'
s Days Payable Range Over the Past 10 Years
Min: 9.71 Med: 89.89 Max: 331.15
Current: 135.44
During the past 13 years, Intec Capital's highest Days Payable was 331.15. The lowest was 9.71. And the median was 89.89.
BOM:526871's Days Payable is ranked better than 74.5% of 302
companies
in the Credit Services industry
Industry Median: 33.455
vs BOM:526871: 135.44
Intec Capital's Days Payable
increased
from Mar. 2025 (24.08) to Mar. 2026 (233.19).
It may suggest that Intec Capitaldelayed paying its suppliers.
Intec Capital Days Payable Related Terms
Intec Capital Days Payable Historical Data
* Premium members only.
The historical data trend for Intec Capital's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Intec Capital's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Intec Capital Days Payable vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Intec Capital's Days Payable distribution charts can be found below:
* The bar in red indicates where Intec Capital's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Intec Capital's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Intec Capital (BOM:526871) has a Days Payable of 233.19 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Intec Capital and its competitors. This is 159% above median its historical median of 89.89. Over the past decade, Intec Capital's Days Payable has ranged from 9.71 to 331.15. According to the industry distribution chart, Intec Capital ranks #77 out of 302 companies in the Credit Services industry, placing it in the top 25.5%.
Is Intec Capital's Days Payable too high?
Intec Capital's current Days Payable of 233.19 is 159% above median its 10-year median of 89.89. Over the past 10 years, this metric has ranged from a low of 9.71 to a high of 331.15. The Credit Services industry median Days Payable is 33.46. Intec Capital's value of 233.19 is 597% above this industry median. Based on the distribution chart, Intec Capital ranks #77 out of 302 companies in the Credit Services industry, which is above the industry midpoint. Overall, Intec Capital has a GF Score™ of 39/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Intec Capital's Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, Intec Capital ranks #77 out of 302 companies for Days Payable. This puts Intec Capital in the upper half of its industry. The industry median Days Payable is 33.46. Intec Capital's value of 233.19 is 597% above this benchmark. Historically, Intec Capital's own Days Payable has ranged from 9.71 to 331.15 over the past decade. While the company's 10-year median is 89.89 vs. the industry median of 33.46, Intec Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.46, based on 302 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Intec Capital's current Days Payable of 233.19 is 597% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Intec Capital and its competitors. For the Credit Services industry, the median Days Payable is 33.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Intec Capital's current Days Payable is 233.19, which is 159% above median its own 10-year median of 89.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intec Capital stock overvalued right now?
Based on GuruFocus' analysis, Intec Capital (BOM:526871) is currently considered Possible Value Trap. The stock's GF Value™ is ₹97.58, compared to a current price of ₹15.39 — trading 84.2% below its estimated fair value. The current Days Payable is 233.19, which is 159% above median its 10-year median of 89.89 and 597% above the Credit Services industry median of 33.46. Intec Capital's overall GF Score™ is 39/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Intec Capital (BOM:526871), the current Days Payable is 233.19 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Intec Capital (BOM:526871) Overvalued in 2026?
Based on GuruFocus' analysis, Intec Capital stock appears to be undervalued.
The current stock price of ₹15.39 is trading 84.2% below its estimated GF Value™ of ₹97.58.
GuruFocus considers Intec Capital to be Possible Value Trap.
Key valuation signals for BOM:526871:
Days Payable: 233.19 (159% above median its 10-year median of 89.89)
GF Value™: ₹97.58 vs. price of ₹15.39 (84.2% below fair value)
Industry Position: 597% above the Credit Services median (#77 of 302)
No single metric tells the full story. See the BOM:526871 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Intec Capital Ltd is a non-banking financial company. It is engaged in the business of financing to small and medium enterprise customers. The company's business activity falls within a single business segment, namely, loan and financing. It provides loans for the acquisition of machinery, loans against collateral, and loans for business operations, with a focus on growing sectors of the economy. Geographically, all the activities function throughout the region of India.
39GF Score
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