Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Intec CapitalBOM:526871 -0.19%39 Gross Margin % is 59.51% as of Mar. 2026, which is 349% above its 10-year median of 13.25. GuruFocus rates BOM:526871 with a GF Score™ of 39/100 and a GF Value™ of ₹97.58 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 390 Credit Services companies, Intec Capital ranks worse than 52.31% on this metric.
The historical rank and industry rank for Intec Capital's Gross Margin % or its related term are showing as below:
BOM:526871'
s Gross Margin % Range Over the Past 10 Years
Min: -224.76 Med: 13.25 Max: 49.61
Current: 49.61
During the past 13 years, the highestGross Margin % of Intec Capital was 49.61%. The lowest was -224.76%. And the median was 13.25%.
BOM:526871's Gross Margin % is ranked worse than 52.31% of 390
companies
in the Credit Services industry
Industry Median: 51.16
vs BOM:526871: 49.61
Intec Capital had a gross margin of 59.51% for the quarter that ended in Mar. 2026 => Durable competitive advantage
The 5-Year average Growth Rate of Gross Margin for Intec Capital was 0.00% per year.
Intec Capital (BOM:526871) Gross Margin % Explanation
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
Intec Capital had a gross margin of 59.51% for the quarter that ended in Mar. 2026 => Durable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
Intec Capital Gross Margin % Related Terms
Intec Capital Gross Margin % Historical Data
* Premium members only.
The historical data trend for Intec Capital's Gross Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:526871 vs V, MA, AXP: Gross Margin % Comparison
For the Credit Services subindustry, Intec Capital's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Intec Capital Gross Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Intec Capital's Gross Margin % distribution charts can be found below:
* The bar in red indicates where Intec Capital's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
Intec Capital (BOM:526871) has a Gross Margin % of 59.51% as of Mar. 2026. Gross margin is the ratio of total gross profit to net sales. View historical data on Intec Capital and its competitors. This is 349% above median its historical median of 13.25. According to the industry distribution chart, Intec Capital ranks #204 out of 390 companies in the Credit Services industry, placing it in the top 52.3%.
Is Intec Capital's Gross Margin % too high?
Intec Capital's current Gross Margin % of 59.51% is 349% above median its 10-year median of 13.25. The Credit Services industry median Gross Margin % is 51.16. Intec Capital's value of 59.51% is 16.3% above this industry median. Based on the distribution chart, Intec Capital ranks #204 out of 390 companies in the Credit Services industry, which is below the industry midpoint. Overall, Intec Capital has a GF Score™ of 39/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Intec Capital's Gross Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Intec Capital ranks #204 out of 390 companies for Gross Margin %. This places Intec Capital in the lower half of its industry. The industry median Gross Margin % is 51.16. Intec Capital's value of 59.51% is 16.3% above this benchmark. While the company's 10-year median is 13.25 vs. the industry median of 51.16, Intec Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Credit Services company?
The median Gross Margin % among Credit Services companies is 51.16, based on 390 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Intec Capital's current Gross Margin % of 59.51% is 16.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Intec Capital and its competitors. For the Credit Services industry, the median Gross Margin % is 51.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Intec Capital's current Gross Margin % is 59.51%, which is 349% above median its own 10-year median of 13.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intec Capital stock overvalued right now?
Based on GuruFocus' analysis, Intec Capital (BOM:526871) is currently considered Possible Value Trap. The stock's GF Value™ is ₹97.58, compared to a current price of ₹15.39 — trading 84.2% below its estimated fair value. The current Gross Margin % is 59.51%, which is 349% above median its 10-year median of 13.25 and 16.3% above the Credit Services industry median of 51.16. Intec Capital's overall GF Score™ is 39/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Intec Capital (BOM:526871), the current Gross Margin % is 59.51% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Intec Capital (BOM:526871) Overvalued in 2026?
Based on GuruFocus' analysis, Intec Capital stock appears to be undervalued.
The current stock price of ₹15.39 is trading 84.2% below its estimated GF Value™ of ₹97.58.
GuruFocus considers Intec Capital to be Possible Value Trap.
Key valuation signals for BOM:526871:
Gross Margin %: 59.51% (349% above median its 10-year median of 13.25)
GF Value™: ₹97.58 vs. price of ₹15.39 (84.2% below fair value)
Industry Position: 16.3% above the Credit Services median (#204 of 390)
No single metric tells the full story. See the BOM:526871 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Intec Capital Ltd is a non-banking financial company. It is engaged in the business of financing to small and medium enterprise customers. The company's business activity falls within a single business segment, namely, loan and financing. It provides loans for the acquisition of machinery, loans against collateral, and loans for business operations, with a focus on growing sectors of the economy. Geographically, all the activities function throughout the region of India.
39GF Score
Get the complete analysis for BOM:526871
Gross Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BOM:526871 has been successfully added to your 
