Citi Port Financial Services (BOM:531235) Cyclically Adjusted PB Ratio: (As of Sep. 08, 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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BOM:531235 Citi Port Financial Services Ltd BOM:531235
73 GF Score
Price ₹47.53
GF Value ₹46.28
Valuation Fairly Valued
! 4 Warning Signs
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What is Citi Port Financial Services Cyclically Adjusted PB Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Citi Port Financial Services  (BOM:531235) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Citi Port Financial Services Cyclically Adjusted PB Ratio Related Terms


Citi Port Financial Services Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Citi Port Financial Services's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citi Port Financial Services Cyclically Adjusted PB Ratio Chart

Citi Port Financial Services Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.08 1.34 1.22 1.89 3.20

Citi Port Financial Services Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 1.45 0.00 3.20 0.00

BOM:531235 vs V, MA, AXP: Cyclically Adjusted PB Ratio Comparison

For the Credit Services subindustry, Citi Port Financial Services's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Citi Port Financial Services Cyclically Adjusted PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Citi Port Financial Services's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Citi Port Financial Services's Cyclically Adjusted PB Ratio falls into.


BOM:531235
73GF Score
Citi Port Financial Services Ltd BOM:531235
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Citi Port Financial Services Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Citi Port Financial Services's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Citi Port Financial Services's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0/167.3573*167.3573
=0.000

Current CPI (Jun. 2026) = 167.3573.

Citi Port Financial Services Quarterly Data

Book Value per Share CPI Adj_Book
201509 9.796 101.753 16.112
201512 0.000 102.901 0.000
201603 9.777 102.518 15.961
201606 0.000 105.961 0.000
201703 9.671 105.196 15.386
201706 0.000 107.109 0.000
201803 9.698 109.786 14.784
201806 0.000 111.317 0.000
201809 0.000 115.142 0.000
201812 0.000 115.142 0.000
201903 9.706 118.202 13.742
201906 0.000 120.880 0.000
201909 9.859 123.175 13.395
201912 0.000 126.235 0.000
202003 9.730 124.705 13.058
202006 0.000 127.000 0.000
202009 9.775 130.118 12.573
202012 0.000 130.889 0.000
202103 9.790 131.771 12.434
202106 0.000 134.084 0.000
202109 9.827 135.847 12.106
202112 0.000 138.161 0.000
202203 9.864 138.822 11.892
202206 0.000 142.347 0.000
202209 9.903 144.661 11.457
202212 0.000 145.763 0.000
202303 9.936 146.865 11.322
202306 0.000 150.280 0.000
202309 9.982 151.492 11.027
202312 0.000 152.924 0.000
202403 10.023 153.035 10.961
202406 0.000 155.789 0.000
202409 10.071 157.882 10.675
202412 0.000 158.323 0.000
202503 10.111 157.552 10.740
202506 0.000 159.755 0.000
202509 10.615 162.289 10.946
202512 0.000 163.281 0.000
202603 11.125 164.272 11.334
202606 0.000 167.357 0.000

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Citi Port Financial Services (BOM:531235) Overvalued in 2026?

Based on GuruFocus' analysis, Citi Port Financial Services stock appears to be overvalued. The current stock price of ₹47.53 is trading 2.7% above its estimated GF Value™ of ₹46.28. GuruFocus considers Citi Port Financial Services to be Fairly Valued.

Key valuation signals for BOM:531235:

  • Cyclically Adjusted PB Ratio:
  • GF Value™: ₹46.28 vs. price of ₹47.53 (2.7% above fair value)
  • GF Score™: 73/100 with 4 warning signs

No single metric tells the full story. See the BOM:531235 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Citi Port Financial Services Business Description

Address House No. 64 & 71 (Old), 255 & 256 (New), Flat No. 5C, 5th Floor, Doyen Habitat, Opposite Lane of Country Oven, Bear Post Office, Srinagar Colony, Hyderabad, TG, IND, 500073
Citi Port Financial Services Ltd is engaged mainly in the business of lending operations. Its activities are focused on providing credit facilities to individuals, small and medium enterprises, and other business entities.
73GF Score

Get the complete analysis for BOM:531235

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹47.53
Price
₹46.28
GF Value