Citi Port Financial Services (BOM:531235) Cyclically Adjusted PS Ratio: 35.40 (As of Aug. 31, 2026) — 81% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:531235 Citi Port Financial Services Ltd BOM:531235
77 GF Score
Price ₹49.21
GF Value ₹46.09
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Citi Port Financial Services Cyclically Adjusted PS Ratio?

Citi Port Financial Services BOM:531235 -5.00% 77 Cyclically Adjusted PS Ratio is 35.40 as of Aug. 31, 2026, which is 81% above its 10-year median of 19.61. GuruFocus rates BOM:531235 with a GF Score™ of 77/100 and a GF Value™ of ₹46.09 (Fairly Valued). The stock has 4 warning signs investors should review. Among 415 Credit Services companies, Citi Port Financial Services ranks worse than 96.87% on this metric.

As of today (2026-08-31), Citi Port Financial Services's current share price is ₹49.21. Citi Port Financial Services's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was ₹1.39. Citi Port Financial Services's Cyclically Adjusted PS Ratio for today is 35.40.

The historical rank and industry rank for Citi Port Financial Services's Cyclically Adjusted PS Ratio or its related term are showing as below:

BOM:531235' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 8.49   Med: 19.61   Max: 36.55
Current: 35.41

During the past years, Citi Port Financial Services's highest Cyclically Adjusted PS Ratio was 36.55. The lowest was 8.49. And the median was 19.61.

BOM:531235's Cyclically Adjusted PS Ratio is ranked worse than
96.87% of 415 companies
in the Credit Services industry
Industry Median: 3.15 vs BOM:531235: 35.41

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Citi Port Financial Services's adjusted revenue per share data for the three months ended in Jun. 2026 was ₹0.662. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ₹1.39 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Citi Port Financial Services  (BOM:531235) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Citi Port Financial Services Cyclically Adjusted PS Ratio Related Terms


Citi Port Financial Services Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Citi Port Financial Services's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citi Port Financial Services Cyclically Adjusted PS Ratio Chart

Citi Port Financial Services Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 31.31 18.00 15.25 21.47 29.98

Citi Port Financial Services Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.93 14.94 21.18 29.98 29.35

BOM:531235 vs V, MA, AXP: Cyclically Adjusted PS Ratio Comparison

For the Credit Services subindustry, Citi Port Financial Services's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Citi Port Financial Services Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Citi Port Financial Services's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Citi Port Financial Services's Cyclically Adjusted PS Ratio falls into.


BOM:531235
77GF Score
Citi Port Financial Services Ltd BOM:531235
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Citi Port Financial Services Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Citi Port Financial Services's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=49.21/1.39
=35.40

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citi Port Financial Services's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Citi Port Financial Services's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.662/167.3573*167.3573
=0.662

Current CPI (Jun. 2026) = 167.3573.

Citi Port Financial Services Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201509 0.145 101.753 0.238
201512 0.145 102.901 0.236
201603 0.139 102.518 0.227
201606 0.139 105.961 0.220
201703 0.130 105.196 0.207
201706 0.143 107.109 0.223
201803 0.127 109.786 0.194
201806 0.146 111.317 0.220
201809 0.143 115.142 0.208
201812 0.140 115.142 0.203
201903 0.143 118.202 0.202
201906 0.169 120.880 0.234
201909 0.183 123.175 0.249
201912 0.182 126.235 0.241
202003 0.286 124.705 0.384
202006 0.216 127.000 0.285
202009 0.242 130.118 0.311
202012 0.218 130.889 0.279
202103 0.207 131.771 0.263
202106 0.527 134.084 0.658
202109 0.397 135.847 0.489
202112 0.469 138.161 0.568
202203 0.461 138.822 0.556
202206 0.236 142.347 0.277
202209 0.215 144.661 0.249
202212 0.230 145.763 0.264
202303 0.272 146.865 0.310
202306 0.256 150.280 0.285
202309 0.235 151.492 0.260
202312 0.216 152.924 0.236
202403 0.504 153.035 0.551
202406 0.279 155.789 0.300
202409 0.327 157.882 0.347
202412 0.348 158.323 0.368
202503 0.289 157.552 0.307
202506 0.597 159.755 0.625
202509 0.589 162.289 0.607
202512 0.602 163.281 0.617
202603 0.726 164.272 0.740
202606 0.662 167.357 0.662

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 35.40 mean?
Citi Port Financial Services (BOM:531235) has a Cyclically Adjusted PS Ratio of 35.40 as of Aug. 31, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Citi Port Financial Services and its competitors. This is 81% above median its historical median of 19.61. Over the past decade, Citi Port Financial Services' Cyclically Adjusted PS Ratio has ranged from 8.49 to 36.55. According to the industry distribution chart, Citi Port Financial Services ranks #402 out of 415 companies in the Credit Services industry, placing it in the top 96.9%.
Is Citi Port Financial Services' Cyclically Adjusted PS Ratio too high?
Citi Port Financial Services' current Cyclically Adjusted PS Ratio of 35.40 is 81% above median its 10-year median of 19.61. Over the past 10 years, this metric has ranged from a low of 8.49 to a high of 36.55. The Credit Services industry median Cyclically Adjusted PS Ratio is 3.15. Citi Port Financial Services' value of 35.40 is 1023.8% above this industry median. Based on the distribution chart, Citi Port Financial Services ranks #402 out of 415 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Citi Port Financial Services has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Citi Port Financial Services' Cyclically Adjusted PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Citi Port Financial Services ranks #402 out of 415 companies for Cyclically Adjusted PS Ratio. This places Citi Port Financial Services in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.15. Citi Port Financial Services' value of 35.40 is 1023.8% above this benchmark. Historically, Citi Port Financial Services' own Cyclically Adjusted PS Ratio has ranged from 8.49 to 36.55 over the past decade. While the company's 10-year median is 19.61 vs. the industry median of 3.15, Citi Port Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Credit Services company?
The median Cyclically Adjusted PS Ratio among Credit Services companies is 3.15, based on 415 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Citi Port Financial Services's current Cyclically Adjusted PS Ratio of 35.40 is 1023.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Citi Port Financial Services and its competitors. For the Credit Services industry, the median Cyclically Adjusted PS Ratio is 3.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Citi Port Financial Services's current Cyclically Adjusted PS Ratio is 35.40, which is 81% above median its own 10-year median of 19.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citi Port Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Citi Port Financial Services (BOM:531235) is currently considered Fairly Valued. The stock's GF Value™ is ₹46.09, compared to a current price of ₹49.21 — trading 6.8% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 35.40, which is 81% above median its 10-year median of 19.61 and 1023.8% above the Credit Services industry median of 3.15. Citi Port Financial Services' overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Citi Port Financial Services (BOM:531235), the current Cyclically Adjusted PS Ratio is 35.40 as of Aug. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citi Port Financial Services (BOM:531235) Overvalued in 2026?

Based on GuruFocus' analysis, Citi Port Financial Services stock appears to be overvalued. The current stock price of ₹49.21 is trading 6.8% above its estimated GF Value™ of ₹46.09. GuruFocus considers Citi Port Financial Services to be Fairly Valued.

Key valuation signals for BOM:531235:

  • Cyclically Adjusted PS Ratio: 35.40 (81% above median its 10-year median of 19.61)
  • GF Value™: ₹46.09 vs. price of ₹49.21 (6.8% above fair value)
  • GF Score™: 77/100 with 4 warning signs
  • Industry Position: 1023.8% above the Credit Services median (#402 of 415)

No single metric tells the full story. See the BOM:531235 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Citi Port Financial Services Business Description

Address House No. 64 & 71 (Old), 255 & 256 (New), Flat No. 5C, 5th Floor, Doyen Habitat, Opposite Lane of Country Oven, Bear Post Office, Srinagar Colony, Hyderabad, TG, IND, 500073
Citi Port Financial Services Ltd is engaged mainly in the business of lending operations. Its activities are focused on providing credit facilities to individuals, small and medium enterprises, and other business entities.
77GF Score

Get the complete analysis for BOM:531235

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹49.21
Price
₹46.09
GF Value