Kuber Udyog (BOM:539408) Cyclically Adjusted PB Ratio: (As of Sep. 14, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:539408 Kuber Udyog Ltd BOM:539408
68 GF Score
Price ₹49.00
GF Value ₹36.47
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Kuber Udyog Cyclically Adjusted PB Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Kuber Udyog  (BOM:539408) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Kuber Udyog Cyclically Adjusted PB Ratio Related Terms


Kuber Udyog Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Kuber Udyog's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kuber Udyog Cyclically Adjusted PB Ratio Chart

Kuber Udyog Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.87 0.74

Kuber Udyog Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 1.19 0.00 0.74 0.00

BOM:539408 vs V, MA, AXP: Cyclically Adjusted PB Ratio Comparison

For the Credit Services subindustry, Kuber Udyog's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kuber Udyog Cyclically Adjusted PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Kuber Udyog's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Kuber Udyog's Cyclically Adjusted PB Ratio falls into.


BOM:539408
68GF Score
Kuber Udyog Ltd BOM:539408
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Kuber Udyog Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Kuber Udyog's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Kuber Udyog's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0/167.3573*167.3573
=0.000

Current CPI (Jun. 2026) = 167.3573.

Kuber Udyog Quarterly Data

Book Value per Share CPI Adj_Book
201609 12.772 105.961 20.172
201612 0.000 105.196 0.000
201703 12.372 105.196 19.683
201706 0.000 107.109 0.000
201709 12.579 109.021 19.310
201712 0.000 109.404 0.000
201803 12.867 109.786 19.614
201806 0.000 111.317 0.000
201809 13.144 115.142 19.105
201812 0.000 115.142 0.000
201903 12.683 118.202 17.957
201906 0.000 120.880 0.000
201909 13.130 123.175 17.840
201912 0.000 126.235 0.000
202003 11.953 124.705 16.041
202006 0.000 127.000 0.000
202009 11.801 130.118 15.178
202012 0.000 130.889 0.000
202103 10.971 131.771 13.934
202106 0.000 134.084 0.000
202109 10.654 135.847 13.125
202112 0.000 138.161 0.000
202203 10.380 138.822 12.514
202206 0.000 142.347 0.000
202209 9.477 144.661 10.964
202212 0.000 145.763 0.000
202303 10.546 146.865 12.018
202306 0.000 150.280 0.000
202309 10.721 151.492 11.844
202312 0.000 152.924 0.000
202403 10.831 153.035 11.845
202406 0.000 155.789 0.000
202409 11.016 157.882 11.677
202412 0.000 158.323 0.000
202503 10.927 157.552 11.607
202506 0.000 159.755 0.000
202509 11.323 162.289 11.677
202512 0.000 163.281 0.000
202603 12.331 164.272 12.563
202606 0.000 167.357 0.000

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Kuber Udyog (BOM:539408) Overvalued in 2026?

Based on GuruFocus' analysis, Kuber Udyog stock appears to be overvalued. The current stock price of ₹49.00 is trading 34.4% above its estimated GF Value™ of ₹36.47. GuruFocus considers Kuber Udyog to be Significantly Overvalued.

Key valuation signals for BOM:539408:

  • Cyclically Adjusted PB Ratio:
  • GF Value™: ₹36.47 vs. price of ₹49.00 (34.4% above fair value)
  • GF Score™: 68/100 with 6 warning signs

No single metric tells the full story. See the BOM:539408 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kuber Udyog Business Description

Address Office Number 156, 1st Floor, Raghuleela Mega Mall, Kandivali West, Mumbai, MH, IND, 400067
Kuber Udyog Ltd is engaged in non-banking financial activities and is registered with the Reserve Bank of India as an NBFC. The company operates non-deposit-taking financial activities in India. Additionally, it provides advisory IT services, consulting on banking regulatory matters, non-fund-based banking services, bank relationship management, and trades in DEPB licenses.
68GF Score

Get the complete analysis for BOM:539408

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹49.00
Price
₹36.47
GF Value