Experian (BSP:EXPB31) Cyclically Adjusted PB Ratio: (As of Aug. 08, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BSP:EXPB31 Experian PLC BSP:EXPB31
69 GF Score
Price R$235.88
GF Value R$323.98
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Experian Cyclically Adjusted PB Ratio?

Note: If the price history is too short, we do not calculate current Cyclically Adjusted PB Ratio for this stock. All the historical data is shown as the company's primary share's data instead.

Shiller PE for Stocks: The True Measure of Stock Valuation


Experian  (BSP:EXPB31) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Experian Cyclically Adjusted PB Ratio Related Terms


Experian Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Experian's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Experian Cyclically Adjusted PB Ratio Chart

Experian Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.87 10.31 12.21 11.58 7.58

Experian Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.21 0.00 11.58 0.00 7.58

BSP:EXPB31 vs VRSK, EFX, BAH: Cyclically Adjusted PB Ratio Comparison

For the Consulting Services subindustry, Experian's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Experian Cyclically Adjusted PB Ratio vs Business Services Industry

For the Business Services industry and Industrials sector, Experian's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Experian's Cyclically Adjusted PB Ratio falls into.


BSP:EXPB31
69GF Score
Experian PLC BSP:EXPB31
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Experian Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Experian's Cyclically Adjusted Book per Share for the fiscal year that ended in Mar26 is calculated as:

For example, Experian's adjusted Book Value per Share data for the fiscal year that ended in Mar26 was:

Adj_Book=Book Value per Share/CPI of Mar26 (Change)*Current CPI (Mar26)
=32.254/127.8300*127.8300
=32.254

Current CPI (Mar26) = 127.8300.

Experian Annual Data

Book Value per Share CPI Adj_Book
201703 8.750 100.374 11.143
201803 8.846 100.573 11.243
201903 10.467 101.670 13.160
202003 11.475 102.367 14.329
202103 18.926 102.367 23.634
202203 21.432 109.245 25.078
202303 22.266 117.609 24.201
202403 25.273 120.990 26.702
202503 31.849 123.405 32.991
202603 32.254 127.830 32.254

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Experian (BSP:EXPB31) Overvalued in 2026?

Based on GuruFocus' analysis, Experian stock appears to be undervalued. The current stock price of R$235.88 is trading 27.2% below its estimated GF Value™ of R$323.98. GuruFocus considers Experian to be Modestly Undervalued.

Key valuation signals for BSP:EXPB31:

  • Cyclically Adjusted PB Ratio:
  • GF Value™: R$323.98 vs. price of R$235.88 (27.2% below fair value)
  • GF Score™: 69/100 with 1 warning sign

No single metric tells the full story. See the BSP:EXPB31 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Experian Business Description

Address Fenian Street, 2 Cumberland Place, Dublin 2, IRL, D02 HY05
Experian is one of the leading credit bureaus in North America and the United Kingdom, providing the consumer information that is the basis for making lending decisions. The company also provides decision analytics, marketing data, and direct-to-consumer credit products and services. Roughly one quarter of the company's revenue is generated outside of North America and the United Kingdom, primarily in Latin America and Asia.
69GF Score

Get the complete analysis for BSP:EXPB31

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$235.88
Price
R$323.98
GF Value