ExperianBSP:EXPB31 82 ROE % is 27.22% as of Mar. 2026, which is 5% below its 10-year median of 28.60. GuruFocus rates BSP:EXPB31 with a GF Score™ of 82/100 and a GF Value™ of R$374.24. The stock has 1 warning sign investors should review. Among 1,058 Business Services companies, Experian ranks better than 90.17% on this metric.
ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Experian's annualized net income for the quarter that ended in Mar. 2026 was R$7,886 Mil. Experian's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was R$28,971 Mil. Therefore, Experian's annualized ROE % for the quarter that ended in Mar. 2026 was 27.22%.
The historical rank and industry rank for Experian's ROE % or its related term are showing as below:
BSP:EXPB31'
s ROE % Range Over the Past 10 Years
Min: 20.3 Med: 28.6 Max: 36.54
Current: 27.83
During the past 13 years, Experian's highest ROE % was 36.54%. The lowest was 20.30%. And the median was 28.60%.
BSP:EXPB31's ROE % is ranked better than 90.17% of 1058
companies
in the Business Services industry
Industry Median: 8.095
vs BSP:EXPB31: 27.83
Experian (BSP:EXPB31) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is two times the semi-annual (Mar. 2026) net income data. The Revenue data used here is two times the semi-annual (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Experian ROE % Related Terms
Experian ROE % Historical Data
* Premium members only.
The historical data trend for Experian's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Consulting Services subindustry, Experian's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Experian ROE % vs Business Services Industry
For the Business Services industry and Industrials sector, Experian's ROE % distribution charts can be found below:
* The bar in red indicates where Experian's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Experian (BSP:EXPB31) has a ROE % of 27.22% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Experian and its competitors. This is near median its historical median of 28.60. Over the past decade, Experian's ROE % has ranged from 20.30 to 36.54. According to the industry distribution chart, Experian ranks #104 out of 1058 companies in the Business Services industry, placing it in the top 9.8%.
Is Experian's ROE % too high?
Experian's current ROE % of 27.22% is near median its 10-year median of 28.60. Over the past 10 years, this metric has ranged from a low of 20.30 to a high of 36.54. The Business Services industry median ROE % is 8.10. Experian's value of 27.22% is 236.3% above this industry median. Based on the distribution chart, Experian ranks #104 out of 1058 companies in the Business Services industry, which is in the top quartile — a strong position relative to peers. Overall, Experian has a GF Score™ of 82/100, reflecting its overall financial health beyond just this single metric.
How does Experian's ROE % compare to VRSK and EFX?
According to the Business Services industry distribution chart, Experian ranks #104 out of 1058 companies for ROE %. This places Experian in the top 10% of its industry — outperforming the majority of peers. The industry median ROE % is 8.10. Experian's value of 27.22% is 236.3% above this benchmark. Historically, Experian's own ROE % has ranged from 20.30 to 36.54 over the past decade. While the company's 10-year median is 28.60 vs. the industry median of 8.10, Experian has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Business Services company?
The median ROE % among Business Services companies is 8.10, based on 1,058 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Experian's current ROE % of 27.22% is 236.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Experian and its competitors. For the Business Services industry, the median ROE % is 8.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Experian's current ROE % is 27.22%, which is near median its own 10-year median of 28.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Experian stock overvalued right now?
Experian (BSP:EXPB31) has a current ROE % of 27.22%. The stock's GF Value™ is R$374.24, compared to a current price of R$239.00 — trading 36.1% below its estimated fair value. The current ROE % is 27.22%, which is near median its 10-year median of 28.60 and 236.3% above the Business Services industry median of 8.10. Experian's overall GF Score™ is 82/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Experian (BSP:EXPB31), the current ROE % is 27.22% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Experian (BSP:EXPB31) Overvalued in 2026?
Based on GuruFocus' analysis, Experian stock appears to be undervalued.
The current stock price of R$239.00 is trading 36.1% below its estimated GF Value™ of R$374.24.
Key valuation signals for BSP:EXPB31:
ROE %: 27.22% (near median its 10-year median of 28.60)
GF Value™: R$374.24 vs. price of R$239.00 (36.1% below fair value)
Industry Position: 236.3% above the Business Services median (#104 of 1058)
No single metric tells the full story. See the BSP:EXPB31 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Experian is one of the leading credit bureaus in North America and the United Kingdom, providing the consumer information that is the basis for making lending decisions. The company also provides decision analytics, marketing data, and direct-to-consumer credit products and services. Roughly one quarter of the company's revenue is generated outside of North America and the United Kingdom, primarily in Latin America and Asia.
82GF Score
Get the complete analysis for BSP:EXPB31
ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BSP:EXPB31 has been successfully added to your 
