Experian (BSP:EXPB31) Moat Score: 7/10 (As of Jun. 24, 2026)


BSP:EXPB31 Experian PLC BSP:EXPB31
82 GF Score
Price R$239.00
GF Value R$374.24
! 1 Warning Sign
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What is Experian Moat Score?

Experian BSP:EXPB31 82 Moat Score is 7 as of Jun. 24, 2026. GuruFocus rates BSP:EXPB31 with a GF Score™ of 82/100 and a GF Value™ of R$374.24. The stock has 1 warning sign investors should review. Among 1,094 Business Services companies, Experian ranks better than 99.82% on this metric.

Experian has the Moat Score of 7, which implies that the company might have Wide Moat - Entry-level wide moat, clearly possessing durable advantages.

Experian has Wide Moat: Experian possesses a wide moat with its valuable data assets, strong brand, and significant switching costs in credit reporting. Its regulatory barriers and proprietary technology further solidify its durable competitive advantages.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Experian might have Wide Moat - Entry-level wide moat, clearly possessing durable advantages.

Experian  (BSP:EXPB31) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Experian Moat Score Related Terms

BSP:EXPB31 vs VRSK, EFX, BAH: Moat Score Comparison

For the Consulting Services subindustry, Experian's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Experian Moat Score vs Business Services Industry

For the Business Services industry and Industrials sector, Experian's Moat Score distribution charts can be found below:

* The bar in red indicates where Experian's Moat Score falls into.


BSP:EXPB31
82GF Score
Experian PLC BSP:EXPB31
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 7 mean?
Experian (BSP:EXPB31) has a Moat Score of 7 as of Jun. 24, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Experian ranks #2 out of 1094 companies in the Business Services industry, placing it in the top 0.2%.
Is Experian's Moat Score too high?
Experian's current Moat Score is 7. Based on the distribution chart, Experian ranks #2 out of 1094 companies in the Business Services industry, which is in the top quartile — a strong position relative to peers. Overall, Experian has a GF Score™ of 82/100, reflecting its overall financial health beyond just this single metric.
How does Experian's Moat Score compare to VRSK and EFX?
According to the Business Services industry distribution chart, Experian ranks #2 out of 1094 companies for Moat Score. This places Experian in the top 0% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Business Services company?
A good Moat Score depends on the Business Services industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Experian's current Moat Score is 7. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Experian stock overvalued right now?
Experian (BSP:EXPB31) has a current Moat Score of 7. The stock's GF Value™ is R$374.24, compared to a current price of R$239.00 — trading 36.1% below its estimated fair value. The current Moat Score is 7. Experian's overall GF Score™ is 82/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Experian (BSP:EXPB31), the current Moat Score is 7 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Experian (BSP:EXPB31) Overvalued in 2026?

Based on GuruFocus' analysis, Experian stock appears to be undervalued. The current stock price of R$239.00 is trading 36.1% below its estimated GF Value™ of R$374.24.

Key valuation signals for BSP:EXPB31:

  • Moat Score: 7
  • GF Value™: R$374.24 vs. price of R$239.00 (36.1% below fair value)
  • GF Score™: 82/100 with 1 warning sign

No single metric tells the full story. See the BSP:EXPB31 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Experian Business Description

Address Fenian Street, 2 Cumberland Place, Dublin 2, IRL, D02 HY05
Experian is one of the leading credit bureaus in North America and the United Kingdom, providing the consumer information that is the basis for making lending decisions. The company also provides decision analytics, marketing data, and direct-to-consumer credit products and services. Roughly one quarter of the company's revenue is generated outside of North America and the United Kingdom, primarily in Latin America and Asia.
82GF Score

Get the complete analysis for BSP:EXPB31

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$239.00
Price
R$374.24
GF Value