Bancontander Argentina (BUE:BRIO) Cyclically Adjusted PB Ratio: 0.13 (As of Aug. 14, 2026) — 95% Below Median

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Director of Data and Quant Analytics at GuruFocus
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BUE:BRIO Banco Santander Argentina SA BUE:BRIO
16 GF Score
Price ARS33.50
GF Value ARS35.31
! 4 Warning Signs
View Full Analysis

What is Bancontander Argentina Cyclically Adjusted PB Ratio?

Bancontander Argentina BUE:BRIO 16 Cyclically Adjusted PB Ratio is 0.13 as of Aug. 14, 2026, which is 95% below its 10-year median of 2.46. GuruFocus rates BUE:BRIO with a GF Score™ of 16/100 and a GF Value™ of ARS35.31. The stock has 4 warning signs investors should review.

As of today (2026-08-14), Bancontander Argentina's current share price is ARS33.50. Bancontander Argentina's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was ARS258.74. Bancontander Argentina's Cyclically Adjusted PB Ratio for today is 0.13.

The historical rank and industry rank for Bancontander Argentina's Cyclically Adjusted PB Ratio or its related term are showing as below:

BUE:BRIO' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.13   Med: 2.46   Max: 11.34
Current: 0.13

During the past years, Bancontander Argentina's highest Cyclically Adjusted PB Ratio was 11.34. The lowest was 0.13. And the median was 2.46.

BUE:BRIO's Cyclically Adjusted PB Ratio is not ranked
in the Banks industry.
Industry Median: 1.29 vs BUE:BRIO: 0.13

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Bancontander Argentina's adjusted book value per share data for the three months ended in Mar. 2026 was ARS1,134.839. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ARS258.74 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Bancontander Argentina  (BUE:BRIO) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Bancontander Argentina Cyclically Adjusted PB Ratio Related Terms


Bancontander Argentina Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Bancontander Argentina's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bancontander Argentina Cyclically Adjusted PB Ratio Chart

Bancontander Argentina Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.41 1.29 0.59 0.26 0.15

Bancontander Argentina Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.22 0.19 0.17 0.15 0.13

BUE:BRIO vs USB, PNC, TFC: Cyclically Adjusted PB Ratio Comparison

For the Banks - Regional subindustry, Bancontander Argentina's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bancontander Argentina Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bancontander Argentina's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Bancontander Argentina's Cyclically Adjusted PB Ratio falls into.


BUE:BRIO
16GF Score
Banco Santander Argentina SA BUE:BRIO
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bancontander Argentina Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Bancontander Argentina's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=33.50/258.74
=0.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bancontander Argentina's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Bancontander Argentina's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1134.839/330.2130*330.2130
=1,134.839

Current CPI (Mar. 2026) = 330.2130.

Bancontander Argentina Quarterly Data

Book Value per Share CPI Adj_Book
201606 4.256 241.018 5.831
201609 4.563 241.428 6.241
201612 5.122 241.432 7.005
201703 5.301 243.801 7.180
201706 5.591 244.955 7.537
201709 5.518 246.819 7.382
201712 6.861 246.524 9.190
201803 7.046 249.554 9.323
201806 7.558 251.989 9.904
201809 9.229 252.439 12.072
201812 22.274 251.233 29.276
201903 11.464 254.202 14.892
201906 12.719 256.143 16.397
201909 13.234 256.759 17.020
201912 23.433 256.974 30.112
202003 18.754 258.115 23.992
202006 21.696 257.797 27.790
202009 24.404 260.280 30.961
202012 41.416 260.474 52.505
202103 31.126 264.877 38.804
202106 34.106 271.696 41.452
202109 38.048 274.310 45.802
202112 83.643 278.802 99.067
202203 51.109 287.504 58.701
202206 64.057 296.311 71.386
202209 80.727 296.808 89.813
202212 302.197 296.797 336.221
202303 123.862 301.836 135.507
202306 142.590 305.109 154.322
202309 201.715 307.789 216.411
202312 738.033 306.746 794.495
202403 458.424 312.332 484.669
202406 609.872 314.175 641.005
202409 706.494 315.301 739.907
202412 1,023.268 315.605 1,070.631
202503 809.651 319.799 836.017
202506 905.904 322.561 927.394
202509 978.840 324.800 995.153
202512 1,092.749 324.054 1,113.518
202603 1,134.839 330.213 1,134.839

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.13 mean?
Bancontander Argentina (BUE:BRIO) has a Cyclically Adjusted PB Ratio of 0.13 as of Aug. 14, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Bancontander Argentina and its competitors. This is 95% below median its historical median of 2.46. Over the past decade, Bancontander Argentina's Cyclically Adjusted PB Ratio has ranged from 0.13 to 11.34.
Is Bancontander Argentina's Cyclically Adjusted PB Ratio too high?
Bancontander Argentina's current Cyclically Adjusted PB Ratio of 0.13 is 95% below median its 10-year median of 2.46. Over the past 10 years, this metric has ranged from a low of 0.13 to a high of 11.34. The Banks industry median Cyclically Adjusted PB Ratio is 1.29. Bancontander Argentina's value of 0.13 is 89.9% below this industry median. Overall, Bancontander Argentina has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Bancontander Argentina's Cyclically Adjusted PB Ratio compare to USB and PNC?
Bancontander Argentina's Cyclically Adjusted PB Ratio of 0.13 can be compared against companies in the Banks industry. The industry median Cyclically Adjusted PB Ratio is 1.29. Bancontander Argentina's value of 0.13 is 89.9% below this benchmark. Historically, Bancontander Argentina's own Cyclically Adjusted PB Ratio has ranged from 0.13 to 11.34 over the past decade. While the company's 10-year median is 2.46 vs. the industry median of 1.29, Bancontander Argentina has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.29, based on 1,286 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bancontander Argentina's current Cyclically Adjusted PB Ratio of 0.13 is 89.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Bancontander Argentina and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bancontander Argentina's current Cyclically Adjusted PB Ratio is 0.13, which is 95% below median its own 10-year median of 2.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bancontander Argentina stock overvalued right now?
Bancontander Argentina (BUE:BRIO) has a current Cyclically Adjusted PB Ratio of 0.13. The stock's GF Value™ is ARS35.31, compared to a current price of ARS33.50 — trading 5.1% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.13, which is 95% below median its 10-year median of 2.46 and 89.9% below the Banks industry median of 1.29. Bancontander Argentina's overall GF Score™ is 16/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Bancontander Argentina (BUE:BRIO), the current Cyclically Adjusted PB Ratio is 0.13 as of Aug. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bancontander Argentina (BUE:BRIO) Overvalued in 2026?

Based on GuruFocus' analysis, Bancontander Argentina stock appears to be undervalued. The current stock price of ARS33.50 is trading 5.1% below its estimated GF Value™ of ARS35.31.

Key valuation signals for BUE:BRIO:

  • Cyclically Adjusted PB Ratio: 0.13 (95% below median its 10-year median of 2.46)
  • GF Value™: ARS35.31 vs. price of ARS33.50 (5.1% below fair value)
  • GF Score™: 16/100 with 4 warning signs
  • Industry Position: 89.9% below the Banks median

No single metric tells the full story. See the BUE:BRIO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bancontander Argentina Business Description

Address Bartolome Mitre 480, Buenos Aires, ARG, 1036
Banco Santander Argentina SA Formerly Banco Santander Rio SA is a commercial bank and financial services company. It provides various banking products and services to individual and business customers, and small and medium-sized enterprises. The company offers savings and various accounts; and cards, insurance, and private banking services. It also provides collection and payment, foreign trade, investment, cash management and mutual fund, and transactional services. In addition, the company offers financing, treasury, investment banking, custody, and international and online banking services.
16GF Score

Get the complete analysis for BUE:BRIO

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ARS33.50
Price
ARS35.31
GF Value