Bancontander Argentina (BUE:BRIO) Net Margin %: 2.38% (As of Mar. 2026) — 82% Below Median


BUE:BRIO Banco Santander Argentina SA BUE:BRIO
16 GF Score
Price ARS33.50
GF Value ARS35.31
! 4 Warning Signs
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What is Bancontander Argentina Net Margin %?

Bancontander Argentina BUE:BRIO 16 Net Margin % is 2.38% as of Mar. 2026, which is 82% below its 10-year median of 13.42. GuruFocus rates BUE:BRIO with a GF Score™ of 16/100 and a GF Value™ of ARS35.31. The stock has 4 warning signs investors should review.

Net margin is calculated as Net Income divided by its Revenue. Bancontander Argentina's Net Income for the three months ended in Mar. 2026 was ARS36,320 Mil. Bancontander Argentina's Revenue for the three months ended in Mar. 2026 was ARS1,528,439 Mil. Therefore, Bancontander Argentina's net margin for the quarter that ended in Mar. 2026 was 2.38%.

The historical rank and industry rank for Bancontander Argentina's Net Margin % or its related term are showing as below:

BUE:BRIO' s Net Margin % Range Over the Past 10 Years
Min: 5.46   Med: 13.42   Max: 21.88
Current: 8.65


BUE:BRIO's Net Margin % is not ranked
in the Banks industry.
Industry Median: 26.845 vs BUE:BRIO: 8.65

Bancontander Argentina  (BUE:BRIO) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Bancontander Argentina Net Margin % Related Terms


Bancontander Argentina Net Margin % Historical Data

* Premium members only.

The historical data trend for Bancontander Argentina's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bancontander Argentina Net Margin % Chart

Bancontander Argentina Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.46 14.67 12.16 18.26 11.97

Bancontander Argentina Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.23 17.91 8.64 7.61 2.38

BUE:BRIO vs USB, PNC, TFC: Net Margin % Comparison

For the Banks - Regional subindustry, Bancontander Argentina's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bancontander Argentina Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Bancontander Argentina's Net Margin % distribution charts can be found below:

* The bar in red indicates where Bancontander Argentina's Net Margin % falls into.


BUE:BRIO
16GF Score
Banco Santander Argentina SA BUE:BRIO
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bancontander Argentina Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Bancontander Argentina's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=636218.855/5317124.122
=11.97 %

Bancontander Argentina's Net Margin for the quarter that ended in Mar. 2026 is calculated as

Net Margin=Net Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=36319.875/1528439.496
=2.38 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 2.38% mean?
Bancontander Argentina (BUE:BRIO) has a Net Margin % of 2.38% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Bancontander Argentina and its competitors. This is 82% below median its historical median of 13.42. Over the past decade, Bancontander Argentina's Net Margin % has ranged from 5.46 to 21.88.
Is Bancontander Argentina's Net Margin % too high?
Bancontander Argentina's current Net Margin % of 2.38% is 82% below median its 10-year median of 13.42. Over the past 10 years, this metric has ranged from a low of 5.46 to a high of 21.88. The Banks industry median Net Margin % is 26.85. Bancontander Argentina's value of 2.38% is 91.1% below this industry median. Overall, Bancontander Argentina has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Bancontander Argentina's Net Margin % compare to USB and PNC?
Bancontander Argentina's Net Margin % of 2.38% can be compared against companies in the Banks industry. The industry median Net Margin % is 26.85. Bancontander Argentina's value of 2.38% is 91.1% below this benchmark. Historically, Bancontander Argentina's own Net Margin % has ranged from 5.46 to 21.88 over the past decade. While the company's 10-year median is 13.42 vs. the industry median of 26.85, Bancontander Argentina has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.85, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bancontander Argentina's current Net Margin % of 2.38% is 91.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Bancontander Argentina and its competitors. For the Banks industry, the median Net Margin % is 26.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bancontander Argentina's current Net Margin % is 2.38%, which is 82% below median its own 10-year median of 13.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bancontander Argentina stock overvalued right now?
Bancontander Argentina (BUE:BRIO) has a current Net Margin % of 2.38%. The stock's GF Value™ is ARS35.31, compared to a current price of ARS33.50 — trading 5.1% below its estimated fair value. The current Net Margin % is 2.38%, which is 82% below median its 10-year median of 13.42 and 91.1% below the Banks industry median of 26.85. Bancontander Argentina's overall GF Score™ is 16/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Bancontander Argentina (BUE:BRIO), the current Net Margin % is 2.38% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bancontander Argentina (BUE:BRIO) Overvalued in 2026?

Based on GuruFocus' analysis, Bancontander Argentina stock appears to be undervalued. The current stock price of ARS33.50 is trading 5.1% below its estimated GF Value™ of ARS35.31.

Key valuation signals for BUE:BRIO:

  • Net Margin %: 2.38% (82% below median its 10-year median of 13.42)
  • GF Value™: ARS35.31 vs. price of ARS33.50 (5.1% below fair value)
  • GF Score™: 16/100 with 4 warning signs
  • Industry Position: 91.1% below the Banks median

No single metric tells the full story. See the BUE:BRIO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bancontander Argentina Business Description

Address Bartolome Mitre 480, Buenos Aires, ARG, 1036
Banco Santander Argentina SA Formerly Banco Santander Rio SA is a commercial bank and financial services company. It provides various banking products and services to individual and business customers, and small and medium-sized enterprises. The company offers savings and various accounts; and cards, insurance, and private banking services. It also provides collection and payment, foreign trade, investment, cash management and mutual fund, and transactional services. In addition, the company offers financing, treasury, investment banking, custody, and international and online banking services.
16GF Score

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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ARS33.50
Price
ARS35.31
GF Value