International Financial Advisors Holding KPSC (DFM:IFA) Cyclically Adjusted PB Ratio: 2.34 (As of Jul. 09, 2026) — 32% Above Median


DFM:IFA International Financial Advisors Holding KPSC DFM:IFA
54 GF Score
Price د.إ5.45
GF Value د.إ4.55
Valuation Modestly Overvalued
! 4 Warning Signs
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What is International Financial Advisors Holding KPSC Cyclically Adjusted PB Ratio?

International Financial Advisors Holding KPSC DFM:IFA -9.02% 54 Cyclically Adjusted PB Ratio is 2.34 as of Jul. 09, 2026, which is 32% above its 10-year median of 1.77. GuruFocus rates DFM:IFA with a GF Score™ of 54/100 and a GF Value™ of د.إ4.55 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,006 Asset Management companies, International Financial Advisors Holding KPSC ranks worse than 88.37% on this metric.

As of today (2026-07-09), International Financial Advisors Holding KPSC's current share price is د.إ5.45. International Financial Advisors Holding KPSC's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was د.إ2.33. International Financial Advisors Holding KPSC's Cyclically Adjusted PB Ratio for today is 2.34.

The historical rank and industry rank for International Financial Advisors Holding KPSC's Cyclically Adjusted PB Ratio or its related term are showing as below:

DFM:IFA' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.34   Med: 1.77   Max: 3.27
Current: 2.63

During the past years, International Financial Advisors Holding KPSC's highest Cyclically Adjusted PB Ratio was 3.27. The lowest was 0.34. And the median was 1.77.

DFM:IFA's Cyclically Adjusted PB Ratio is ranked worse than
88.37% of 1006 companies
in the Asset Management industry
Industry Median: 0.85 vs DFM:IFA: 2.63

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

International Financial Advisors Holding KPSC's adjusted book value per share data for the three months ended in Mar. 2026 was د.إ2.613. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is د.إ2.33 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


International Financial Advisors Holding KPSC  (DFM:IFA) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


International Financial Advisors Holding KPSC Cyclically Adjusted PB Ratio Related Terms


International Financial Advisors Holding KPSC Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for International Financial Advisors Holding KPSC's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

International Financial Advisors Holding KPSC Cyclically Adjusted PB Ratio Chart

International Financial Advisors Holding KPSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.40 0.45 1.63 2.35 3.07

International Financial Advisors Holding KPSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.76 2.64 2.85 3.07 2.35

DFM:IFA vs BLK, BX, KKR: Cyclically Adjusted PB Ratio Comparison

For the Asset Management subindustry, International Financial Advisors Holding KPSC's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


International Financial Advisors Holding KPSC Cyclically Adjusted PB Ratio vs Asset Management Industry

For the Asset Management industry and Financial Services sector, International Financial Advisors Holding KPSC's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where International Financial Advisors Holding KPSC's Cyclically Adjusted PB Ratio falls into.


DFM:IFA
54GF Score
International Financial Advisors Holding KPSC DFM:IFA
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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International Financial Advisors Holding KPSC Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

International Financial Advisors Holding KPSC's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=5.45/2.33
=2.34

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

International Financial Advisors Holding KPSC's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, International Financial Advisors Holding KPSC's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=2.613/330.2130*330.2130
=2.613

Current CPI (Mar. 2026) = 330.2130.

International Financial Advisors Holding KPSC Quarterly Data

Book Value per Share CPI Adj_Book
201606 1.750 241.018 2.398
201609 1.722 241.428 2.355
201612 1.683 241.432 2.302
201703 1.719 243.801 2.328
201706 1.698 244.955 2.289
201709 1.765 246.819 2.361
201712 1.501 246.524 2.011
201803 1.306 249.554 1.728
201806 1.234 251.989 1.617
201809 1.006 252.439 1.316
201812 1.064 251.233 1.398
201903 0.803 254.202 1.043
201906 0.728 256.143 0.939
201909 0.759 256.759 0.976
201912 0.281 256.974 0.361
202003 0.146 258.115 0.187
202006 0.014 257.797 0.018
202009 0.400 260.280 0.507
202012 0.640 260.474 0.811
202103 0.812 264.877 1.012
202106 0.946 271.696 1.150
202109 1.163 274.310 1.400
202112 1.123 278.802 1.330
202203 1.254 287.504 1.440
202206 1.308 296.311 1.458
202209 1.324 296.808 1.473
202212 1.259 296.797 1.401
202303 1.221 301.836 1.336
202306 1.437 305.109 1.555
202309 2.120 307.789 2.274
202312 2.159 306.746 2.324
202403 2.185 312.332 2.310
202406 2.258 314.175 2.373
202409 2.024 315.301 2.120
202412 2.199 315.605 2.301
202503 2.434 319.799 2.513
202506 2.167 322.561 2.218
202509 2.658 324.800 2.702
202512 2.670 324.054 2.721
202603 2.613 330.213 2.613

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 2.34 mean?
International Financial Advisors Holding KPSC (DFM:IFA) has a Cyclically Adjusted PB Ratio of 2.34 as of Jul. 09, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on International Financial Advisors Holding KPSC and its competitors. This is 32% above median its historical median of 1.77. Over the past decade, International Financial Advisors Holding KPSC's Cyclically Adjusted PB Ratio has ranged from 0.34 to 3.27. According to the industry distribution chart, International Financial Advisors Holding KPSC ranks #889 out of 1006 companies in the Asset Management industry, placing it in the top 88.4%.
Is International Financial Advisors Holding KPSC's Cyclically Adjusted PB Ratio too high?
International Financial Advisors Holding KPSC's current Cyclically Adjusted PB Ratio of 2.34 is 32% above median its 10-year median of 1.77. Over the past 10 years, this metric has ranged from a low of 0.34 to a high of 3.27. The Asset Management industry median Cyclically Adjusted PB Ratio is 0.85. International Financial Advisors Holding KPSC's value of 2.34 is 175.3% above this industry median. Based on the distribution chart, International Financial Advisors Holding KPSC ranks #889 out of 1006 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, International Financial Advisors Holding KPSC has a GF Score™ of 54/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does International Financial Advisors Holding KPSC's Cyclically Adjusted PB Ratio compare to BLK and BX?
According to the Asset Management industry distribution chart, International Financial Advisors Holding KPSC ranks #889 out of 1006 companies for Cyclically Adjusted PB Ratio. This places International Financial Advisors Holding KPSC in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 0.85. International Financial Advisors Holding KPSC's value of 2.34 is 175.3% above this benchmark. Historically, International Financial Advisors Holding KPSC's own Cyclically Adjusted PB Ratio has ranged from 0.34 to 3.27 over the past decade. While the company's 10-year median is 1.77 vs. the industry median of 0.85, International Financial Advisors Holding KPSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for an Asset Management company?
The median Cyclically Adjusted PB Ratio among Asset Management companies is 0.85, based on 1,006 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. International Financial Advisors Holding KPSC's current Cyclically Adjusted PB Ratio of 2.34 is 175.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on International Financial Advisors Holding KPSC and its competitors. For the Asset Management industry, the median Cyclically Adjusted PB Ratio is 0.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. International Financial Advisors Holding KPSC's current Cyclically Adjusted PB Ratio is 2.34, which is 32% above median its own 10-year median of 1.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is International Financial Advisors Holding KPSC stock overvalued right now?
Based on GuruFocus' analysis, International Financial Advisors Holding KPSC (DFM:IFA) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ4.55, compared to a current price of د.إ5.45 — trading 19.8% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 2.34, which is 32% above median its 10-year median of 1.77 and 175.3% above the Asset Management industry median of 0.85. International Financial Advisors Holding KPSC's overall GF Score™ is 54/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For International Financial Advisors Holding KPSC (DFM:IFA), the current Cyclically Adjusted PB Ratio is 2.34 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is International Financial Advisors Holding KPSC (DFM:IFA) Overvalued in 2026?

Based on GuruFocus' analysis, International Financial Advisors Holding KPSC stock appears to be overvalued. The current stock price of د.إ5.45 is trading 19.8% above its estimated GF Value™ of د.إ4.55. GuruFocus considers International Financial Advisors Holding KPSC to be Modestly Overvalued.

Key valuation signals for DFM:IFA:

  • Cyclically Adjusted PB Ratio: 2.34 (32% above median its 10-year median of 1.77)
  • GF Value™: د.إ4.55 vs. price of د.إ5.45 (19.8% above fair value)
  • GF Score™: 54/100 with 4 warning signs
  • Industry Position: 175.3% above the Asset Management median (#889 of 1006)

No single metric tells the full story. See the DFM:IFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


International Financial Advisors Holding KPSC Business Description

Other Exchanges IFA:Kuwait
Address Al Abdul Razzak Square, Block A - Floor 8, PO Box 4694, Souk Al-Kuwait Building, Safat, Kuwait, KWT, 13047
International Financial Advisors Holding KPSC is a Kuwait-based company engaged in a wide range of investment activities, including providing financial advisory services, trading in local and international securities, and offering borrowing, lending, and guarantee issuance services. The company is also involved in managing investment funds and providing portfolio management solutions. The Group operates through three segments, namely Treasury and Investments, Real Estate, and Others, with the Treasury and Investments segment generating the highest revenue. Geographically, it operates across Kuwait, the GCC, and Asia, with Kuwait contributing the highest share of revenue.
54GF Score

Get the complete analysis for DFM:IFA

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ5.45
Price
د.إ4.55
GF Value