International Financial Advisors Holding KPSC (DFM:IFA) Debt-to-EBITDA : 3.50 (As of Mar. 2026)


DFM:IFA International Financial Advisors Holding KPSC DFM:IFA
54 GF Score
Price د.إ5.45
GF Value د.إ5.11
Valuation Fairly Valued
! 4 Warning Signs
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What is International Financial Advisors Holding KPSC Debt-to-EBITDA?

International Financial Advisors Holding KPSC DFM:IFA 54 Debt-to-EBITDA is 3.50 as of Mar. 2026. GuruFocus rates DFM:IFA with a GF Score™ of 54/100 and a GF Value™ of د.إ5.11 (Fairly Valued). The stock has 4 warning signs investors should review. Among 386 Asset Management companies, International Financial Advisors Holding KPSC ranks worse than 93.01% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

International Financial Advisors Holding KPSC's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was د.إ0.00 Mil. International Financial Advisors Holding KPSC's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was د.إ240.02 Mil. International Financial Advisors Holding KPSC's annualized EBITDA for the quarter that ended in Mar. 2026 was د.إ68.57 Mil. International Financial Advisors Holding KPSC's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 3.50.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for International Financial Advisors Holding KPSC's Debt-to-EBITDA or its related term are showing as below:

DFM:IFA' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0   Med: 0   Max: 14
Current: 14

During the past 13 years, the highest Debt-to-EBITDA Ratio of International Financial Advisors Holding KPSC was 14.00. The lowest was 0.00. And the median was 0.00.

DFM:IFA's Debt-to-EBITDA is ranked worse than
93.01% of 386 companies
in the Asset Management industry
Industry Median: 1.395 vs DFM:IFA: 14.00

International Financial Advisors Holding KPSC  (DFM:IFA) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


International Financial Advisors Holding KPSC Debt-to-EBITDA Related Terms


International Financial Advisors Holding KPSC Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for International Financial Advisors Holding KPSC's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

International Financial Advisors Holding KPSC Debt-to-EBITDA Chart

International Financial Advisors Holding KPSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only N/A N/A N/A N/A N/A

International Financial Advisors Holding KPSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 N/A N/A N/A 3.50

DFM:IFA vs BLK, BX, KKR: Debt-to-EBITDA Comparison

For the Asset Management subindustry, International Financial Advisors Holding KPSC's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


International Financial Advisors Holding KPSC Debt-to-EBITDA vs Asset Management Industry

For the Asset Management industry and Financial Services sector, International Financial Advisors Holding KPSC's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where International Financial Advisors Holding KPSC's Debt-to-EBITDA falls into.


DFM:IFA
54GF Score
International Financial Advisors Holding KPSC DFM:IFA
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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International Financial Advisors Holding KPSC Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

International Financial Advisors Holding KPSC's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

International Financial Advisors Holding KPSC's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 240.024) / 68.572
=3.50

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 3.50 mean?
International Financial Advisors Holding KPSC (DFM:IFA) has a Debt-to-EBITDA of 3.50 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on International Financial Advisors Holding KPSC. According to the industry distribution chart, International Financial Advisors Holding KPSC ranks #359 out of 386 companies in the Asset Management industry, placing it in the top 93%.
Is International Financial Advisors Holding KPSC's Debt-to-EBITDA too high?
International Financial Advisors Holding KPSC's current Debt-to-EBITDA is 3.50. The Asset Management industry median Debt-to-EBITDA is 1.40. International Financial Advisors Holding KPSC's value of 3.50 is 150.9% above this industry median. Based on the distribution chart, International Financial Advisors Holding KPSC ranks #359 out of 386 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, International Financial Advisors Holding KPSC has a GF Score™ of 54/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does International Financial Advisors Holding KPSC's Debt-to-EBITDA compare to BLK and BX?
According to the Asset Management industry distribution chart, International Financial Advisors Holding KPSC ranks #359 out of 386 companies for Debt-to-EBITDA. This places International Financial Advisors Holding KPSC in the lower half of its industry. The industry median Debt-to-EBITDA is 1.40. International Financial Advisors Holding KPSC's value of 3.50 is 150.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Asset Management company?
The median Debt-to-EBITDA among Asset Management companies is 1.40, based on 386 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. International Financial Advisors Holding KPSC's current Debt-to-EBITDA of 3.50 is 150.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on International Financial Advisors Holding KPSC. For the Asset Management industry, the median Debt-to-EBITDA is 1.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. International Financial Advisors Holding KPSC's current Debt-to-EBITDA is 3.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is International Financial Advisors Holding KPSC stock overvalued right now?
Based on GuruFocus' analysis, International Financial Advisors Holding KPSC (DFM:IFA) is currently considered Fairly Valued. The stock's GF Value™ is د.إ5.11, compared to a current price of د.إ5.45 — trading 6.7% above its estimated fair value. The current Debt-to-EBITDA is 3.50 and 150.9% above the Asset Management industry median of 1.40. International Financial Advisors Holding KPSC's overall GF Score™ is 54/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For International Financial Advisors Holding KPSC (DFM:IFA), the current Debt-to-EBITDA is 3.50 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is International Financial Advisors Holding KPSC (DFM:IFA) Overvalued in 2026?

Based on GuruFocus' analysis, International Financial Advisors Holding KPSC stock appears to be overvalued. The current stock price of د.إ5.45 is trading 6.7% above its estimated GF Value™ of د.إ5.11. GuruFocus considers International Financial Advisors Holding KPSC to be Fairly Valued.

Key valuation signals for DFM:IFA:

  • Debt-to-EBITDA: 3.50
  • GF Value™: د.إ5.11 vs. price of د.إ5.45 (6.7% above fair value)
  • GF Score™: 54/100 with 4 warning signs
  • Industry Position: 150.9% above the Asset Management median (#359 of 386)

No single metric tells the full story. See the DFM:IFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


International Financial Advisors Holding KPSC Business Description

Other Exchanges IFA:Kuwait
Address Al Abdul Razzak Square, Block A - Floor 8, PO Box 4694, Souk Al-Kuwait Building, Safat, Kuwait, KWT, 13047
International Financial Advisors Holding KPSC is a Kuwait-based company engaged in a wide range of investment activities, including providing financial advisory services, trading in local and international securities, and offering borrowing, lending, and guarantee issuance services. The company is also involved in managing investment funds and providing portfolio management solutions. The Group operates through three segments, namely Treasury and Investments, Real Estate, and Others, with the Treasury and Investments segment generating the highest revenue. Geographically, it operates across Kuwait, the GCC, and Asia, with Kuwait contributing the highest share of revenue.
54GF Score

Get the complete analysis for DFM:IFA

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ5.45
Price
د.إ5.11
GF Value