AB Bank (DHA:ABBANK) Cyclically Adjusted PB Ratio: 0.18 (As of Aug. 05, 2026) — 36% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DHA:ABBANK AB Bank PLC DHA:ABBANK
28 GF Score
Price BDT4.90
View Full Analysis

What is AB Bank Cyclically Adjusted PB Ratio?

AB Bank DHA:ABBANK 28 Cyclically Adjusted PB Ratio is 0.18 as of Aug. 05, 2026, which is 36% below its 10-year median of 0.28. GuruFocus rates DHA:ABBANK with a GF Score™ of 28/100. Among 1,286 Banks companies, AB Bank ranks better than 97.36% on this metric.

As of today (2026-08-05), AB Bank's current share price is BDT4.90. AB Bank's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was BDT26.74. AB Bank's Cyclically Adjusted PB Ratio for today is 0.18.

The historical rank and industry rank for AB Bank's Cyclically Adjusted PB Ratio or its related term are showing as below:

DHA:ABBANK' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.12   Med: 0.28   Max: 0.39
Current: 0.19

During the past years, AB Bank's highest Cyclically Adjusted PB Ratio was 0.39. The lowest was 0.12. And the median was 0.28.

DHA:ABBANK's Cyclically Adjusted PB Ratio is ranked better than
97.36% of 1286 companies
in the Banks industry
Industry Median: 1.27 vs DHA:ABBANK: 0.19

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

AB Bank's adjusted book value per share data for the three months ended in Mar. 2026 was BDT-45.313. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is BDT26.74 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


AB Bank  (DHA:ABBANK) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


AB Bank Cyclically Adjusted PB Ratio Related Terms


AB Bank Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for AB Bank's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AB Bank Cyclically Adjusted PB Ratio Chart

AB Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.31 0.30 0.24 0.14

AB Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.22 0.20 0.19 0.14 0.22

AB Bank Cyclically Adjusted PB Ratio Competitor Comparison

For the Banks - Regional subindustry, AB Bank's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AB Bank Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, AB Bank's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where AB Bank's Cyclically Adjusted PB Ratio falls into.


DHA:ABBANK
28GF Score
AB Bank PLC DHA:ABBANK
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

AB Bank Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

AB Bank's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=4.90/26.74
=0.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AB Bank's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, AB Bank's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=-45.313/330.2130*330.2130
=-45.313

Current CPI (Mar. 2026) = 330.2130.

AB Bank Quarterly Data

Book Value per Share CPI Adj_Book
201606 30.778 241.018 42.168
201609 27.078 241.428 37.036
201612 27.157 241.432 37.143
201703 27.424 243.801 37.144
201706 30.936 244.955 41.703
201709 30.735 246.819 41.120
201712 26.788 246.524 35.882
201803 26.912 249.554 35.610
201806 27.098 251.989 35.510
201809 27.146 252.439 35.509
201812 26.667 251.233 35.050
201903 26.748 254.202 34.746
201906 26.796 256.143 34.545
201909 26.814 256.759 34.485
201912 26.827 256.974 34.473
202003 26.851 258.115 34.351
202006 26.913 257.797 34.473
202009 27.604 260.280 35.021
202012 28.667 260.474 36.342
202103 28.761 264.877 35.855
202106 28.996 271.696 35.241
202109 29.007 274.310 34.918
202112 28.541 278.802 33.804
202203 28.775 287.504 33.050
202206 29.364 296.311 32.724
202209 28.482 296.808 31.688
202212 28.761 296.797 31.999
202303 28.679 301.836 31.375
202306 29.467 305.109 31.892
202309 29.448 307.789 31.593
202312 28.999 306.746 31.218
202403 29.089 312.332 30.754
202406 29.458 314.175 30.962
202409 29.428 315.301 30.820
202412 7.189 315.605 7.522
202503 4.468 319.799 4.613
202506 -12.330 322.561 -12.623
202509 -27.362 324.800 -27.818
202512 -36.241 324.054 -36.930
202603 -45.313 330.213 -45.313

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.18 mean?
AB Bank (DHA:ABBANK) has a Cyclically Adjusted PB Ratio of 0.18 as of Aug. 05, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on AB Bank and its competitors. This is 36% below median its historical median of 0.28. Over the past decade, AB Bank's Cyclically Adjusted PB Ratio has ranged from 0.12 to 0.39. According to the industry distribution chart, AB Bank ranks #34 out of 1286 companies in the Banks industry, placing it in the top 2.6%.
Is AB Bank's Cyclically Adjusted PB Ratio too high?
AB Bank's current Cyclically Adjusted PB Ratio of 0.18 is 36% below median its 10-year median of 0.28. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 0.39. The Banks industry median Cyclically Adjusted PB Ratio is 1.27. AB Bank's value of 0.18 is 85.8% below this industry median. Based on the distribution chart, AB Bank ranks #34 out of 1286 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, AB Bank has a GF Score™ of 28/100, reflecting its overall financial health beyond just this single metric.
How does AB Bank's Cyclically Adjusted PB Ratio compare to competitors?
According to the Banks industry distribution chart, AB Bank ranks #34 out of 1286 companies for Cyclically Adjusted PB Ratio. This places AB Bank in the top 3% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PB Ratio is 1.27. AB Bank's value of 0.18 is 85.8% below this benchmark. Historically, AB Bank's own Cyclically Adjusted PB Ratio has ranged from 0.12 to 0.39 over the past decade. While the company's 10-year median is 0.28 vs. the industry median of 1.27, AB Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.27, based on 1,286 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AB Bank's current Cyclically Adjusted PB Ratio of 0.18 is 85.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on AB Bank and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AB Bank's current Cyclically Adjusted PB Ratio is 0.18, which is 36% below median its own 10-year median of 0.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AB Bank stock overvalued right now?
AB Bank (DHA:ABBANK) has a current Cyclically Adjusted PB Ratio of 0.18. The current Cyclically Adjusted PB Ratio is 0.18, which is 36% below median its 10-year median of 0.28 and 85.8% below the Banks industry median of 1.27. AB Bank's overall GF Score™ is 28/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For AB Bank (DHA:ABBANK), the current Cyclically Adjusted PB Ratio is 0.18 as of Aug. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

AB Bank Business Description

Address The Skymark, 18 Gulshan Avenue, Gulshan-1, Dhaka, BGD, 1212
AB Bank PLC, together with its subsidiaries, provides various financial products and services in Bangladesh and International markets. The company also provides personal, auto, education, and home loans. It offers a wide range of depository and loan products to cater to virtually every customer segment. From Student Banking to Priority Banking AB approximately has all banking products in its stock. It also provides Small and Medium Enterprise (SME) credit, Women's entrepreneurs, Consumer Loans, Debit and Credit Cards (Local and International), ATMs, Internet and SMS Banking, Remittance Services, and Others. It has two operating segments AB Bank PLC, and Subsidiaries.
28GF Score

Get the complete analysis for DHA:ABBANK

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT4.90
Price