AB Bank (DHA:ABBANK) Net Margin %: 132.37% (As of Mar. 2026) — 1930% Above Median


DHA:ABBANK AB Bank PLC DHA:ABBANK
43 GF Score
Price BDT4.90
GF Value BDT7.61
Valuation Significantly Undervalued
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What is AB Bank Net Margin %?

AB Bank DHA:ABBANK -2.00% 43 Net Margin % is 132.37% as of Mar. 2026, which is 1930% above its 10-year median of 6.52. GuruFocus rates DHA:ABBANK with a GF Score™ of 43/100 and a GF Value™ of BDT7.61 (Significantly Undervalued). Among 1,527 Banks companies, AB Bank ranks better than 99.48% on this metric.

Net margin is calculated as Net Income divided by its Revenue. AB Bank's Net Income for the three months ended in Mar. 2026 was BDT-8,254.60 Mil. AB Bank's Revenue for the three months ended in Mar. 2026 was BDT-6,235.89 Mil. Therefore, AB Bank's net margin for the quarter that ended in Mar. 2026 was 132.37%.

The historical rank and industry rank for AB Bank's Net Margin % or its related term are showing as below:

DHA:ABBANK' s Net Margin % Range Over the Past 10 Years
Min: 0.39   Med: 6.52   Max: 150.15
Current: 126.49


DHA:ABBANK's Net Margin % is ranked better than
99.48% of 1527 companies
in the Banks industry
Industry Median: 26.95 vs DHA:ABBANK: 126.49

AB Bank  (DHA:ABBANK) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


AB Bank Net Margin % Related Terms


AB Bank Net Margin % Historical Data

* Premium members only.

The historical data trend for AB Bank's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AB Bank Net Margin % Chart

AB Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.22 6.82 8.43 150.15 128.74

AB Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 299.62 113.84 114.90 189.79 132.37

AB Bank Net Margin % Competitor Comparison

For the Banks - Regional subindustry, AB Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AB Bank Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, AB Bank's Net Margin % distribution charts can be found below:

* The bar in red indicates where AB Bank's Net Margin % falls into.


DHA:ABBANK
43GF Score
AB Bank PLC DHA:ABBANK
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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AB Bank Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

AB Bank's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-38964.362/-30266.023
=128.74 %

AB Bank's Net Margin for the quarter that ended in Mar. 2026 is calculated as

Net Margin=Net Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-8254.596/-6235.885
=132.37 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 132.37% mean?
AB Bank (DHA:ABBANK) has a Net Margin % of 132.37% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on AB Bank and its competitors. This is 1930% above median its historical median of 6.52. Over the past decade, AB Bank's Net Margin % has ranged from 0.39 to 150.15. According to the industry distribution chart, AB Bank ranks #8 out of 1527 companies in the Banks industry, placing it in the top 0.5%.
Is AB Bank's Net Margin % too high?
AB Bank's current Net Margin % of 132.37% is 1930% above median its 10-year median of 6.52. Over the past 10 years, this metric has ranged from a low of 0.39 to a high of 150.15. The Banks industry median Net Margin % is 26.95. AB Bank's value of 132.37% is 391.2% above this industry median. Based on the distribution chart, AB Bank ranks #8 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, AB Bank has a GF Score™ of 43/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does AB Bank's Net Margin % compare to competitors?
According to the Banks industry distribution chart, AB Bank ranks #8 out of 1527 companies for Net Margin %. This places AB Bank in the top 1% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.95. AB Bank's value of 132.37% is 391.2% above this benchmark. Historically, AB Bank's own Net Margin % has ranged from 0.39 to 150.15 over the past decade. While the company's 10-year median is 6.52 vs. the industry median of 26.95, AB Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AB Bank's current Net Margin % of 132.37% is 391.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on AB Bank and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AB Bank's current Net Margin % is 132.37%, which is 1930% above median its own 10-year median of 6.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AB Bank stock overvalued right now?
Based on GuruFocus' analysis, AB Bank (DHA:ABBANK) is currently considered Significantly Undervalued. The stock's GF Value™ is BDT7.61, compared to a current price of BDT4.90 — trading 35.6% below its estimated fair value. The current Net Margin % is 132.37%, which is 1930% above median its 10-year median of 6.52 and 391.2% above the Banks industry median of 26.95. AB Bank's overall GF Score™ is 43/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For AB Bank (DHA:ABBANK), the current Net Margin % is 132.37% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AB Bank (DHA:ABBANK) Overvalued in 2026?

Based on GuruFocus' analysis, AB Bank stock appears to be undervalued. The current stock price of BDT4.90 is trading 35.6% below its estimated GF Value™ of BDT7.61. GuruFocus considers AB Bank to be Significantly Undervalued.

Key valuation signals for DHA:ABBANK:

  • Net Margin %: 132.37% (1930% above median its 10-year median of 6.52)
  • GF Value™: BDT7.61 vs. price of BDT4.90 (35.6% below fair value)
  • GF Score™: 43/100
  • Industry Position: 391.2% above the Banks median (#8 of 1527)

No single metric tells the full story. See the DHA:ABBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AB Bank Business Description

Address The Skymark, 18 Gulshan Avenue, Gulshan-1, Dhaka, BGD, 1212
AB Bank PLC, together with its subsidiaries, provides various financial products and services in Bangladesh and International markets. The company also provides personal, auto, education, and home loans. It offers a wide range of depository and loan products to cater to virtually every customer segment. From Student Banking to Priority Banking AB approximately has all banking products in its stock. It also provides Small and Medium Enterprise (SME) credit, Women's entrepreneurs, Consumer Loans, Debit and Credit Cards (Local and International), ATMs, Internet and SMS Banking, Remittance Services, and Others. It has two operating segments AB Bank PLC, and Subsidiaries.
43GF Score

Get the complete analysis for DHA:ABBANK

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT4.90
Price
BDT7.61
GF Value