GIVSY (Grupo de Inversiones Suramericana) Cyclically Adjusted PB Ratio: 0.86 (As of Jul. 20, 2026) — 54% Above Median

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GIVSY Grupo de Inversiones Suramericana SA GIVSY
61 GF Score
Price $19.72
GF Value $23.42
! 3 Warning Signs
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What is Grupo de Inversiones Suramericana Cyclically Adjusted PB Ratio?

Grupo de Inversiones Suramericana GIVSY -17.14% 61 Cyclically Adjusted PB Ratio is 0.86 as of Jul. 20, 2026, which is 54% above its 10-year median of 0.56. GuruFocus rates GIVSY with a GF Score™ of 61/100 and a GF Value™ of $23.42. The stock has 3 warning signs investors should review. Among 415 Insurance companies, Grupo de Inversiones Suramericana ranks better than 69.64% on this metric.

As of today (2026-07-20), Grupo de Inversiones Suramericana's current share price is $19.72. Grupo de Inversiones Suramericana's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was $22.85. Grupo de Inversiones Suramericana's Cyclically Adjusted PB Ratio for today is 0.86.

The historical rank and industry rank for Grupo de Inversiones Suramericana's Cyclically Adjusted PB Ratio or its related term are showing as below:

GIVSY' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.32   Med: 0.56   Max: 1.12
Current: 0.95

During the past years, Grupo de Inversiones Suramericana's highest Cyclically Adjusted PB Ratio was 1.12. The lowest was 0.32. And the median was 0.56.

GIVSY's Cyclically Adjusted PB Ratio is ranked better than
69.64% of 415 companies
in the Insurance industry
Industry Median: 1.38 vs GIVSY: 0.95

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Grupo de Inversiones Suramericana's adjusted book value per share data for the three months ended in Mar. 2026 was $31.123. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $22.85 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Grupo de Inversiones Suramericana  (OTCPK:GIVSY) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Grupo de Inversiones Suramericana Cyclically Adjusted PB Ratio Related Terms


Grupo de Inversiones Suramericana Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Grupo de Inversiones Suramericana's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo de Inversiones Suramericana Cyclically Adjusted PB Ratio Chart

Grupo de Inversiones Suramericana Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.54 0.70 0.46 0.56 0.96

Grupo de Inversiones Suramericana Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.62 0.70 0.81 0.96 0.86

GIVSY vs BRK.A, AIG, HIG: Cyclically Adjusted PB Ratio Comparison

For the Insurance - Diversified subindustry, Grupo de Inversiones Suramericana's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo de Inversiones Suramericana Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Grupo de Inversiones Suramericana's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Grupo de Inversiones Suramericana's Cyclically Adjusted PB Ratio falls into.


GIVSY
61GF Score
Grupo de Inversiones Suramericana SA GIVSY
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Grupo de Inversiones Suramericana Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Grupo de Inversiones Suramericana's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=19.72/22.85
=0.86

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo de Inversiones Suramericana's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Grupo de Inversiones Suramericana's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=31.123/330.2130*330.2130
=31.123

Current CPI (Mar. 2026) = 330.2130.

Grupo de Inversiones Suramericana Quarterly Data

Book Value per Share CPI Adj_Book
201606 24.746 241.018 33.904
201609 26.692 241.428 36.508
201612 25.635 241.432 35.062
201703 26.994 243.801 36.562
201706 26.103 244.955 35.188
201709 26.921 246.819 36.017
201712 27.168 246.524 36.391
201803 27.348 249.554 36.187
201806 27.532 251.989 36.079
201809 26.487 252.439 34.647
201812 26.027 251.233 34.209
201903 27.661 254.202 35.932
201906 25.628 256.143 33.039
201909 22.282 256.759 28.656
201912 21.016 256.974 27.006
202003 25.967 258.115 33.220
202006 23.803 257.797 30.489
202009 25.076 260.280 31.814
202012 24.337 260.474 30.853
202103 25.340 264.877 31.591
202106 25.397 271.696 30.867
202109 25.057 274.310 30.163
202112 24.452 278.802 28.961
202203 25.410 287.504 29.185
202206 27.597 296.311 30.754
202209 24.338 296.808 27.077
202212 24.418 296.797 27.167
202303 24.370 301.836 26.661
202306 24.912 305.109 26.962
202309 26.487 307.789 28.417
202312 26.209 306.746 28.214
202403 29.669 312.332 31.368
202406 32.146 314.175 33.787
202409 30.480 315.301 31.922
202412 30.299 315.605 31.701
202503 31.866 319.799 32.904
202506 33.340 322.561 34.131
202509 31.354 324.800 31.877
202512 31.813 324.054 32.418
202603 31.123 330.213 31.123

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.86 mean?
Grupo de Inversiones Suramericana (GIVSY) has a Cyclically Adjusted PB Ratio of 0.86 as of Jul. 20, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Grupo de Inversiones Suramericana and its competitors. This is 54% above median its historical median of 0.56. Over the past decade, Grupo de Inversiones Suramericana's Cyclically Adjusted PB Ratio has ranged from 0.32 to 1.12. According to the industry distribution chart, Grupo de Inversiones Suramericana ranks #126 out of 415 companies in the Insurance industry, placing it in the top 30.4%.
Is Grupo de Inversiones Suramericana's Cyclically Adjusted PB Ratio too high?
Grupo de Inversiones Suramericana's current Cyclically Adjusted PB Ratio of 0.86 is 54% above median its 10-year median of 0.56. Over the past 10 years, this metric has ranged from a low of 0.32 to a high of 1.12. The Insurance industry median Cyclically Adjusted PB Ratio is 1.38. Grupo de Inversiones Suramericana's value of 0.86 is 37.7% below this industry median. Based on the distribution chart, Grupo de Inversiones Suramericana ranks #126 out of 415 companies in the Insurance industry, which is above the industry midpoint. Overall, Grupo de Inversiones Suramericana has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Grupo de Inversiones Suramericana's Cyclically Adjusted PB Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Grupo de Inversiones Suramericana ranks #126 out of 415 companies for Cyclically Adjusted PB Ratio. This puts Grupo de Inversiones Suramericana in the upper half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.38. Grupo de Inversiones Suramericana's value of 0.86 is 37.7% below this benchmark. Historically, Grupo de Inversiones Suramericana's own Cyclically Adjusted PB Ratio has ranged from 0.32 to 1.12 over the past decade. While the company's 10-year median is 0.56 vs. the industry median of 1.38, Grupo de Inversiones Suramericana has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for an Insurance company?
The median Cyclically Adjusted PB Ratio among Insurance companies is 1.38, based on 415 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo de Inversiones Suramericana's current Cyclically Adjusted PB Ratio of 0.86 is 37.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Grupo de Inversiones Suramericana and its competitors. For the Insurance industry, the median Cyclically Adjusted PB Ratio is 1.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo de Inversiones Suramericana's current Cyclically Adjusted PB Ratio is 0.86, which is 54% above median its own 10-year median of 0.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo de Inversiones Suramericana stock overvalued right now?
Grupo de Inversiones Suramericana (GIVSY) has a current Cyclically Adjusted PB Ratio of 0.86. The stock's GF Value™ is $23.42, compared to a current price of $19.72 — trading 15.8% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.86, which is 54% above median its 10-year median of 0.56 and 37.7% below the Insurance industry median of 1.38. Grupo de Inversiones Suramericana's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Grupo de Inversiones Suramericana (GIVSY), the current Cyclically Adjusted PB Ratio is 0.86 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo de Inversiones Suramericana (GIVSY) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo de Inversiones Suramericana stock appears to be undervalued. The current stock price of $19.72 is trading 15.8% below its estimated GF Value™ of $23.42.

Key valuation signals for GIVSY:

  • Cyclically Adjusted PB Ratio: 0.86 (54% above median its 10-year median of 0.56)
  • GF Value™: $23.42 vs. price of $19.72 (15.8% below fair value)
  • GF Score™: 61/100 with 3 warning signs
  • Industry Position: 37.7% below the Insurance median (#126 of 415)

No single metric tells the full story. See the GIVSY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo de Inversiones Suramericana Business Description

Address Carrera 43A, No. 5A - 113, Ed. One Plaza, North Tower, El Poblado, Medellin, COL, 05001000
Grupo de Inversiones Suramericana SA is a Latin American investment holding company with holdings in Colombian entities. It also holds stakes in companies throughout the Americas, including Chile, Mexico, Peru, Colombia, and Uruguay. The group's investment portfolio is mostly concentrated in the financial, pension, insurance, social security, and complementary services industries. The company also holds smaller stakes in processed food, cement, and energy companies. It targets companies that emphasize innovation and offer complementary services across its portfolio holdings.
61GF Score

Get the complete analysis for GIVSY

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.72
Price
$23.42
GF Value