GIVSY'
s ROE % Range Over the Past 10 Years
Min: 0.88 Med: 5.75 Max: 21.33
Current: 8.25
During the past 13 years, Grupo de Inversiones Suramericana's highest ROE % was 21.33%. The lowest was 0.88%. And the median was 5.75%.
GIVSY's ROE % is ranked worse than 65.14% of 502
companies
in the Insurance industry
Industry Median: 11.73
vs GIVSY: 8.25
Grupo de Inversiones Suramericana (OTCPK:GIVSY) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Grupo de Inversiones Suramericana ROE % Related Terms
Grupo de Inversiones Suramericana ROE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Grupo de Inversiones Suramericana's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grupo de Inversiones Suramericana ROE % vs Insurance Industry
For the Insurance industry and Financial Services sector, Grupo de Inversiones Suramericana's ROE % distribution charts can be found below:
* The bar in red indicates where Grupo de Inversiones Suramericana's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Grupo de Inversiones Suramericana (GIVSY) has a ROE % of 10.73% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Grupo de Inversiones Suramericana and its competitors. This is 87% above median its historical median of 5.75. Over the past decade, Grupo de Inversiones Suramericana's ROE % has ranged from 0.88 to 21.33. According to the industry distribution chart, Grupo de Inversiones Suramericana ranks #327 out of 502 companies in the Insurance industry, placing it in the top 65.1%.
Is Grupo de Inversiones Suramericana's ROE % too high?
Grupo de Inversiones Suramericana's current ROE % of 10.73% is 87% above median its 10-year median of 5.75. Over the past 10 years, this metric has ranged from a low of 0.88 to a high of 21.33. The Insurance industry median ROE % is 11.73. Grupo de Inversiones Suramericana's value of 10.73% is 8.5% below this industry median. Based on the distribution chart, Grupo de Inversiones Suramericana ranks #327 out of 502 companies in the Insurance industry, which is below the industry midpoint. Overall, Grupo de Inversiones Suramericana has a GF Score™ of 86/100, reflecting its overall financial health beyond just this single metric.
How does Grupo de Inversiones Suramericana's ROE % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Grupo de Inversiones Suramericana ranks #327 out of 502 companies for ROE %. This places Grupo de Inversiones Suramericana in the lower half of its industry. The industry median ROE % is 11.73. Grupo de Inversiones Suramericana's value of 10.73% is 8.5% below this benchmark. Historically, Grupo de Inversiones Suramericana's own ROE % has ranged from 0.88 to 21.33 over the past decade. While the company's 10-year median is 5.75 vs. the industry median of 11.73, Grupo de Inversiones Suramericana has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Insurance company?
The median ROE % among Insurance companies is 11.73, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo de Inversiones Suramericana's current ROE % of 10.73% is 8.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Grupo de Inversiones Suramericana and its competitors. For the Insurance industry, the median ROE % is 11.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo de Inversiones Suramericana's current ROE % is 10.73%, which is 87% above median its own 10-year median of 5.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo de Inversiones Suramericana stock overvalued right now?
Grupo de Inversiones Suramericana (GIVSY) has a current ROE % of 10.73%. The stock's GF Value™ is $21.56, compared to a current price of $19.72 — trading 8.5% below its estimated fair value. The current ROE % is 10.73%, which is 87% above median its 10-year median of 5.75 and 8.5% below the Insurance industry median of 11.73. Grupo de Inversiones Suramericana's overall GF Score™ is 86/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Grupo de Inversiones Suramericana (GIVSY), the current ROE % is 10.73% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Grupo de Inversiones Suramericana (GIVSY) Overvalued in 2026?
Based on GuruFocus' analysis, Grupo de Inversiones Suramericana stock appears to be undervalued.
The current stock price of $19.72 is trading 8.5% below its estimated GF Value™ of $21.56.
Key valuation signals for GIVSY:
ROE %: 10.73% (87% above median its 10-year median of 5.75)
GF Value™: $21.56 vs. price of $19.72 (8.5% below fair value)
Industry Position: 8.5% below the Insurance median (#327 of 502)
No single metric tells the full story. See the GIVSY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Grupo de Inversiones Suramericana Business Description
Grupo de Inversiones Suramericana SA is a Latin American investment holding company with holdings in Colombian entities. It also holds stakes in companies throughout the Americas, including Chile, Mexico, Peru, Colombia, and Uruguay. The group's investment portfolio is mostly concentrated in the financial, pension, insurance, social security, and complementary services industries. The company also holds smaller stakes in processed food, cement, and energy companies. It targets companies that emphasize innovation and offer complementary services across its portfolio holdings.
86GF Score
Get the complete analysis for GIVSY
ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
GIVSY has been successfully added to your 
