ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Grupo de Inversiones Suramericana's annualizedNet Income for the quarter that ended in Mar. 2026 was $554 Mil.
Grupo de Inversiones Suramericana's average Total Assets over the quarter that ended in Mar. 2026 was $25,301 Mil. Therefore, Grupo de Inversiones Suramericana's annualized ROA % for the quarter that ended in Mar. 2026 was 2.19%.
GIVSY'
s ROA % Range Over the Past 10 Years
Min: 0.32 Med: 1.93 Max: 6.4
Current: 1.95
During the past 13 years, Grupo de Inversiones Suramericana's highest ROA % was 6.40%. The lowest was 0.32%. And the median was 1.93%.
GIVSY's ROA % is ranked worse than 59.29% of 506
companies
in the Insurance industry
Industry Median: 2.7
vs GIVSY: 1.95
Grupo de Inversiones Suramericana (OTCPK:GIVSY) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Grupo de Inversiones Suramericana ROA % Related Terms
Grupo de Inversiones Suramericana ROA % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Grupo de Inversiones Suramericana's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grupo de Inversiones Suramericana ROA % vs Insurance Industry
For the Insurance industry and Financial Services sector, Grupo de Inversiones Suramericana's ROA % distribution charts can be found below:
* The bar in red indicates where Grupo de Inversiones Suramericana's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Grupo de Inversiones Suramericana (GIVSY) has a ROA % of 2.19% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Grupo de Inversiones Suramericana and its competitors. This is 13% above median its historical median of 1.93. Over the past decade, Grupo de Inversiones Suramericana's ROA % has ranged from 0.32 to 6.40. According to the industry distribution chart, Grupo de Inversiones Suramericana ranks #300 out of 506 companies in the Insurance industry, placing it in the top 59.3%.
Is Grupo de Inversiones Suramericana's ROA % too high?
Grupo de Inversiones Suramericana's current ROA % of 2.19% is 13% above median its 10-year median of 1.93. Over the past 10 years, this metric has ranged from a low of 0.32 to a high of 6.40. The Insurance industry median ROA % is 2.70. Grupo de Inversiones Suramericana's value of 2.19% is 18.9% below this industry median. Based on the distribution chart, Grupo de Inversiones Suramericana ranks #300 out of 506 companies in the Insurance industry, which is below the industry midpoint. Overall, Grupo de Inversiones Suramericana has a GF Score™ of 86/100, reflecting its overall financial health beyond just this single metric.
How does Grupo de Inversiones Suramericana's ROA % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Grupo de Inversiones Suramericana ranks #300 out of 506 companies for ROA %. This places Grupo de Inversiones Suramericana in the lower half of its industry. The industry median ROA % is 2.70. Grupo de Inversiones Suramericana's value of 2.19% is 18.9% below this benchmark. Historically, Grupo de Inversiones Suramericana's own ROA % has ranged from 0.32 to 6.40 over the past decade. While the company's 10-year median is 1.93 vs. the industry median of 2.70, Grupo de Inversiones Suramericana has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Insurance company?
The median ROA % among Insurance companies is 2.70, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo de Inversiones Suramericana's current ROA % of 2.19% is 18.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Grupo de Inversiones Suramericana and its competitors. For the Insurance industry, the median ROA % is 2.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo de Inversiones Suramericana's current ROA % is 2.19%, which is 13% above median its own 10-year median of 1.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo de Inversiones Suramericana stock overvalued right now?
Grupo de Inversiones Suramericana (GIVSY) has a current ROA % of 2.19%. The stock's GF Value™ is $21.56, compared to a current price of $19.72 — trading 8.5% below its estimated fair value. The current ROA % is 2.19%, which is 13% above median its 10-year median of 1.93 and 18.9% below the Insurance industry median of 2.70. Grupo de Inversiones Suramericana's overall GF Score™ is 86/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Grupo de Inversiones Suramericana (GIVSY), the current ROA % is 2.19% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Grupo de Inversiones Suramericana (GIVSY) Overvalued in 2026?
Based on GuruFocus' analysis, Grupo de Inversiones Suramericana stock appears to be undervalued.
The current stock price of $19.72 is trading 8.5% below its estimated GF Value™ of $21.56.
Key valuation signals for GIVSY:
ROA %: 2.19% (13% above median its 10-year median of 1.93)
GF Value™: $21.56 vs. price of $19.72 (8.5% below fair value)
Industry Position: 18.9% below the Insurance median (#300 of 506)
No single metric tells the full story. See the GIVSY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Grupo de Inversiones Suramericana Business Description
Grupo de Inversiones Suramericana SA is a Latin American investment holding company with holdings in Colombian entities. It also holds stakes in companies throughout the Americas, including Chile, Mexico, Peru, Colombia, and Uruguay. The group's investment portfolio is mostly concentrated in the financial, pension, insurance, social security, and complementary services industries. The company also holds smaller stakes in processed food, cement, and energy companies. It targets companies that emphasize innovation and offer complementary services across its portfolio holdings.
86GF Score
Get the complete analysis for GIVSY
ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
GIVSY has been successfully added to your 
