LOCO (El Pollo Loco Holdings) Cyclically Adjusted PB Ratio: 1.75 (As of Jul. 22, 2026) — 42% Above Median

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LOCO El Pollo Loco Holdings Inc LOCO
70 GF Score
Price $16.28
GF Value $11.66
Valuation Significantly Overvalued
! 7 Warning Signs
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What is El Pollo Loco Holdings Cyclically Adjusted PB Ratio?

El Pollo Loco Holdings LOCO +0.93% 70 Cyclically Adjusted PB Ratio is 1.75 as of Jul. 22, 2026, which is 42% above its 10-year median of 1.23. GuruFocus rates LOCO with a GF Scoreâ„¢ of 70/100 and a GF Valueâ„¢ of $11.66 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 254 Restaurants companies, El Pollo Loco Holdings ranks better than 50.79% on this metric.

As of today (2026-07-22), El Pollo Loco Holdings's current share price is $16.28. El Pollo Loco Holdings's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was $9.28. El Pollo Loco Holdings's Cyclically Adjusted PB Ratio for today is 1.75.

The historical rank and industry rank for El Pollo Loco Holdings's Cyclically Adjusted PB Ratio or its related term are showing as below:

LOCO' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.98   Med: 1.23   Max: 1.81
Current: 1.74

During the past years, El Pollo Loco Holdings's highest Cyclically Adjusted PB Ratio was 1.81. The lowest was 0.98. And the median was 1.23.

LOCO's Cyclically Adjusted PB Ratio is ranked better than
50.79% of 254 companies
in the Restaurants industry
Industry Median: 1.805 vs LOCO: 1.74

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

El Pollo Loco Holdings's adjusted book value per share data for the three months ended in Mar. 2026 was $9.933. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $9.28 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


El Pollo Loco Holdings  (NAS:LOCO) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


El Pollo Loco Holdings Cyclically Adjusted PB Ratio Related Terms


El Pollo Loco Holdings Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for El Pollo Loco Holdings's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

El Pollo Loco Holdings Cyclically Adjusted PB Ratio Chart

El Pollo Loco Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 1.28 1.08 1.32 1.15

El Pollo Loco Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.16 1.22 1.07 1.15 1.49

LOCO vs DIN, NATH, CNNE: Cyclically Adjusted PB Ratio Comparison

For the Restaurants subindustry, El Pollo Loco Holdings's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


El Pollo Loco Holdings Cyclically Adjusted PB Ratio vs Restaurants Industry

For the Restaurants industry and Consumer Cyclical sector, El Pollo Loco Holdings's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where El Pollo Loco Holdings's Cyclically Adjusted PB Ratio falls into.


LOCO
70GF Score
El Pollo Loco Holdings Inc LOCO
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

El Pollo Loco Holdings Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

El Pollo Loco Holdings's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=16.28/9.28
=1.75

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

El Pollo Loco Holdings's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, El Pollo Loco Holdings's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=9.933/330.2130*330.2130
=9.933

Current CPI (Mar. 2026) = 330.2130.

El Pollo Loco Holdings Quarterly Data

Book Value per Share CPI Adj_Book
201606 6.723 241.018 9.211
201609 6.860 241.428 9.383
201612 6.892 241.432 9.426
201703 7.024 243.801 9.514
201706 7.202 244.955 9.709
201709 7.106 246.819 9.507
201712 7.112 246.524 9.526
201803 7.105 249.554 9.401
201806 7.256 251.989 9.508
201809 7.399 252.439 9.679
201812 6.799 251.233 8.936
201903 6.797 254.202 8.829
201906 6.965 256.143 8.979
201909 6.878 256.759 8.846
201912 6.991 256.974 8.983
202003 7.085 258.115 9.064
202006 7.156 257.797 9.166
202009 7.439 260.280 9.438
202012 7.621 260.474 9.661
202103 7.754 264.877 9.667
202106 7.980 271.696 9.699
202109 8.288 274.310 9.977
202112 8.487 278.802 10.052
202203 8.590 287.504 9.866
202206 8.752 296.311 9.753
202209 8.893 296.808 9.894
202212 7.597 296.797 8.452
202303 7.697 301.836 8.421
202306 7.770 305.109 8.409
202309 7.849 307.789 8.421
202312 7.996 306.746 8.608
202403 8.220 312.332 8.691
202406 8.289 314.175 8.712
202409 8.521 315.301 8.924
202412 8.736 315.605 9.140
202503 8.839 319.799 9.127
202506 9.137 322.561 9.354
202509 9.431 324.800 9.588
202512 9.716 324.054 9.901
202603 9.933 330.213 9.933

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 1.75 mean?
El Pollo Loco Holdings (LOCO) has a Cyclically Adjusted PB Ratio of 1.75 as of Jul. 22, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on El Pollo Loco Holdings and its competitors. This is 42% above median its historical median of 1.23. Over the past decade, El Pollo Loco Holdings' Cyclically Adjusted PB Ratio has ranged from 0.98 to 1.81. According to the industry distribution chart, El Pollo Loco Holdings ranks #125 out of 254 companies in the Restaurants industry, placing it in the top 49.2%.
Is El Pollo Loco Holdings' Cyclically Adjusted PB Ratio too high?
El Pollo Loco Holdings' current Cyclically Adjusted PB Ratio of 1.75 is 42% above median its 10-year median of 1.23. Over the past 10 years, this metric has ranged from a low of 0.98 to a high of 1.81. The Restaurants industry median Cyclically Adjusted PB Ratio is 1.81. El Pollo Loco Holdings' value of 1.75 is 3% below this industry median. Based on the distribution chart, El Pollo Loco Holdings ranks #125 out of 254 companies in the Restaurants industry, which is above the industry midpoint. Overall, El Pollo Loco Holdings has a GF Scoreâ„¢ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does El Pollo Loco Holdings' Cyclically Adjusted PB Ratio compare to DIN and NATH?
According to the Restaurants industry distribution chart, El Pollo Loco Holdings ranks #125 out of 254 companies for Cyclically Adjusted PB Ratio. This puts El Pollo Loco Holdings in the upper half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.81. El Pollo Loco Holdings' value of 1.75 is 3% below this benchmark. Historically, El Pollo Loco Holdings' own Cyclically Adjusted PB Ratio has ranged from 0.98 to 1.81 over the past decade. While the company's 10-year median is 1.23 vs. the industry median of 1.81, El Pollo Loco Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Restaurants company?
The median Cyclically Adjusted PB Ratio among Restaurants companies is 1.81, based on 254 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. El Pollo Loco Holdings's current Cyclically Adjusted PB Ratio of 1.75 is 3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on El Pollo Loco Holdings and its competitors. For the Restaurants industry, the median Cyclically Adjusted PB Ratio is 1.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. El Pollo Loco Holdings's current Cyclically Adjusted PB Ratio is 1.75, which is 42% above median its own 10-year median of 1.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is El Pollo Loco Holdings stock overvalued right now?
Based on GuruFocus' analysis, El Pollo Loco Holdings (LOCO) is currently considered Significantly Overvalued. The stock's GF Value™ is $11.66, compared to a current price of $16.28 — trading 39.6% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 1.75, which is 42% above median its 10-year median of 1.23 and 3% below the Restaurants industry median of 1.81. El Pollo Loco Holdings' overall GF Score™ is 70/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For El Pollo Loco Holdings (LOCO), the current Cyclically Adjusted PB Ratio is 1.75 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is El Pollo Loco Holdings (LOCO) Overvalued in 2026?

Based on GuruFocus' analysis, El Pollo Loco Holdings stock appears to be overvalued. The current stock price of $16.28 is trading 39.6% above its estimated GF Value™ of $11.66. GuruFocus considers El Pollo Loco Holdings to be Significantly Overvalued.

Key valuation signals for LOCO:

  • Cyclically Adjusted PB Ratio: 1.75 (42% above median its 10-year median of 1.23)
  • GF Value™: $11.66 vs. price of $16.28 (39.6% above fair value)
  • GF Score™: 70/100 with 7 warning signs
  • Industry Position: 3% below the Restaurants median (#125 of 254)

No single metric tells the full story. See the LOCO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


El Pollo Loco Holdings Business Description

Other Exchanges EP6:Germany
Address 575 Anton Boulevard, Suite 1100, Costa Mesa, CA, USA, 92626
El Pollo Loco Holdings Inc operates and franchises hundreds of fast-casual chicken restaurants in the United States. It specializes in fire-grilling citrus-marinated chicken and operates in the limited service restaurant market segment. Its offerings include Mexican-inspired menu items, including burritos, tostadas, bowls, salads, and bone-in chicken meals in various portion sizes. It also offers citrus-marinated fire-grilled chicken, along with a range of salsas and dressings that allow customers to customize their meals. The company operates in one operating segment. The majority of the company's revenue is derived from company-operated restaurant revenue.
70GF Score

Get the complete analysis for LOCO

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.28
Price
$11.66
GF Value