LOCO (El Pollo Loco Holdings) Net Debt Paydown Yield % : 3.89% (As of Jul. 12, 2026) — 26% Above Median


LOCO El Pollo Loco Holdings Inc LOCO
70 GF Score
Price $16.65
GF Value $11.65
Valuation Significantly Overvalued
! 7 Warning Signs
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What is El Pollo Loco Holdings Net Debt Paydown Yield %?

El Pollo Loco Holdings LOCO +1.34% 70 Net Debt Paydown Yield % is 3.89% as of Jul. 12, 2026, which is 26% above its 10-year median of 3.08. GuruFocus rates LOCO with a GF Score™ of 70/100 and a GF Value™ of $11.65 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 351 Restaurants companies, El Pollo Loco Holdings ranks better than 73.79% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, El Pollo Loco Holdings's Net Debt Paydown Yield % was 3.89%.


El Pollo Loco Holdings  (NAS:LOCO) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


El Pollo Loco Holdings Net Debt Paydown Yield % Related Terms


El Pollo Loco Holdings Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for El Pollo Loco Holdings's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

El Pollo Loco Holdings Net Debt Paydown Yield % Chart

El Pollo Loco Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.88 2.24 -10.52 -2.24 4.77

El Pollo Loco Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.01 3.08 4.13 4.77 4.67

LOCO vs DIN, NATH, CNNE: Net Debt Paydown Yield % Comparison

For the Restaurants subindustry, El Pollo Loco Holdings's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


El Pollo Loco Holdings Net Debt Paydown Yield % vs Restaurants Industry

For the Restaurants industry and Consumer Cyclical sector, El Pollo Loco Holdings's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where El Pollo Loco Holdings's Net Debt Paydown Yield % falls into.


LOCO
70GF Score
El Pollo Loco Holdings Inc LOCO
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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El Pollo Loco Holdings Net Debt Paydown Yield % Calculation

El Pollo Loco Holdings's Net Debt Paydown Yield % for the quarter that ended in Mar. 2026 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 265.86-246.16 )/422.1063
=4.67 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of 3.89% mean?
El Pollo Loco Holdings (LOCO) has a Net Debt Paydown Yield % of 3.89% as of Jul. 12, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on El Pollo Loco Holdings and its competitors. This is 26% above median its historical median of 3.08. According to the industry distribution chart, El Pollo Loco Holdings ranks #92 out of 351 companies in the Restaurants industry, placing it in the top 26.2%.
Is El Pollo Loco Holdings' Net Debt Paydown Yield % too high?
El Pollo Loco Holdings' current Net Debt Paydown Yield % of 3.89% is 26% above median its 10-year median of 3.08. Based on the distribution chart, El Pollo Loco Holdings ranks #92 out of 351 companies in the Restaurants industry, which is above the industry midpoint. Overall, El Pollo Loco Holdings has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does El Pollo Loco Holdings' Net Debt Paydown Yield % compare to DIN and NATH?
According to the Restaurants industry distribution chart, El Pollo Loco Holdings ranks #92 out of 351 companies for Net Debt Paydown Yield %. This puts El Pollo Loco Holdings in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Restaurants company?
A good Net Debt Paydown Yield % depends on the Restaurants industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on El Pollo Loco Holdings and its competitors. El Pollo Loco Holdings's current Net Debt Paydown Yield % is 3.89%, which is 26% above median its own 10-year median of 3.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is El Pollo Loco Holdings stock overvalued right now?
Based on GuruFocus' analysis, El Pollo Loco Holdings (LOCO) is currently considered Significantly Overvalued. The stock's GF Value™ is $11.65, compared to a current price of $16.65 — trading 42.9% above its estimated fair value. The current Net Debt Paydown Yield % is 3.89%, which is 26% above median its 10-year median of 3.08. El Pollo Loco Holdings' overall GF Score™ is 70/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For El Pollo Loco Holdings (LOCO), the current Net Debt Paydown Yield % is 3.89% as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is El Pollo Loco Holdings (LOCO) Overvalued in 2026?

Based on GuruFocus' analysis, El Pollo Loco Holdings stock appears to be overvalued. The current stock price of $16.65 is trading 42.9% above its estimated GF Value™ of $11.65. GuruFocus considers El Pollo Loco Holdings to be Significantly Overvalued.

Key valuation signals for LOCO:

  • Net Debt Paydown Yield %: 3.89% (26% above median its 10-year median of 3.08)
  • GF Value™: $11.65 vs. price of $16.65 (42.9% above fair value)
  • GF Score™: 70/100 with 7 warning signs

No single metric tells the full story. See the LOCO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


El Pollo Loco Holdings Business Description

Other Exchanges EP6:Germany
Address 575 Anton Boulevard, Suite 1100, Costa Mesa, CA, USA, 92626
El Pollo Loco Holdings Inc operates and franchises hundreds of fast-casual chicken restaurants in the United States. It specializes in fire-grilling citrus-marinated chicken and operates in the limited service restaurant market segment. Its offerings include Mexican-inspired menu items, including burritos, tostadas, bowls, salads, and bone-in chicken meals in various portion sizes. It also offers citrus-marinated fire-grilled chicken, along with a range of salsas and dressings that allow customers to customize their meals. The company operates in one operating segment. The majority of the company's revenue is derived from company-operated restaurant revenue.
70GF Score

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Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.65
Price
$11.65
GF Value