El Pollo Loco HoldingsLOCO +1.42%68 Days Payable is 11.92 as of Mar. 2026, which is 0% below its 10-year median of 11.96. GuruFocus rates LOCO with a GF Score™ of 68/100 and a GF Value™ of $11.65 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 353 Restaurants companies, El Pollo Loco Holdings ranks worse than 94.33% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Restaurants subindustry, El Pollo Loco Holdings's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
El Pollo Loco Holdings Days Payable vs Restaurants Industry
For the Restaurants industry and Consumer Cyclical sector, El Pollo Loco Holdings's Days Payable distribution charts can be found below:
* The bar in red indicates where El Pollo Loco Holdings's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
El Pollo Loco Holdings's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
El Pollo Loco Holdings (LOCO) has a Days Payable of 11.92 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on El Pollo Loco Holdings and its competitors. This is near median its historical median of 11.96. Over the past decade, El Pollo Loco Holdings' Days Payable has ranged from 7.19 to 14.46. According to the industry distribution chart, El Pollo Loco Holdings ranks #333 out of 353 companies in the Restaurants industry, placing it in the top 94.3%.
Is El Pollo Loco Holdings' Days Payable too high?
El Pollo Loco Holdings' current Days Payable of 11.92 is near median its 10-year median of 11.96. Over the past 10 years, this metric has ranged from a low of 7.19 to a high of 14.46. The Restaurants industry median Days Payable is 34.81. El Pollo Loco Holdings' value of 11.92 is 65.8% below this industry median. Based on the distribution chart, El Pollo Loco Holdings ranks #333 out of 353 companies in the Restaurants industry, which is in the bottom quartile relative to peers. Overall, El Pollo Loco Holdings has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does El Pollo Loco Holdings' Days Payable compare to DIN and NATH?
According to the Restaurants industry distribution chart, El Pollo Loco Holdings ranks #333 out of 353 companies for Days Payable. This places El Pollo Loco Holdings in the lower half of its industry. The industry median Days Payable is 34.81. El Pollo Loco Holdings' value of 11.92 is 65.8% below this benchmark. Historically, El Pollo Loco Holdings' own Days Payable has ranged from 7.19 to 14.46 over the past decade. While the company's 10-year median is 11.96 vs. the industry median of 34.81, El Pollo Loco Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Restaurants company?
The median Days Payable among Restaurants companies is 34.81, based on 353 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. El Pollo Loco Holdings's current Days Payable of 11.92 is 65.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on El Pollo Loco Holdings and its competitors. For the Restaurants industry, the median Days Payable is 34.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. El Pollo Loco Holdings's current Days Payable is 11.92, which is near median its own 10-year median of 11.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is El Pollo Loco Holdings stock overvalued right now?
Based on GuruFocus' analysis, El Pollo Loco Holdings (LOCO) is currently considered Significantly Overvalued. The stock's GF Value™ is $11.65, compared to a current price of $17.20 — trading 47.6% above its estimated fair value. The current Days Payable is 11.92, which is near median its 10-year median of 11.96 and 65.8% below the Restaurants industry median of 34.81. El Pollo Loco Holdings' overall GF Score™ is 68/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For El Pollo Loco Holdings (LOCO), the current Days Payable is 11.92 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is El Pollo Loco Holdings (LOCO) Overvalued in 2026?
Based on GuruFocus' analysis, El Pollo Loco Holdings stock appears to be overvalued.
The current stock price of $17.20 is trading 47.6% above its estimated GF Value™ of $11.65.
GuruFocus considers El Pollo Loco Holdings to be Significantly Overvalued.
Key valuation signals for LOCO:
Days Payable: 11.92 (near median its 10-year median of 11.96)
GF Value™: $11.65 vs. price of $17.20 (47.6% above fair value)
Industry Position: 65.8% below the Restaurants median (#333 of 353)
No single metric tells the full story. See the LOCO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
El Pollo Loco Holdings Inc operates and franchises hundreds of fast-casual chicken restaurants in the United States. It specializes in fire-grilling citrus-marinated chicken and operates in the limited service restaurant market segment. Its offerings include Mexican-inspired menu items, including burritos, tostadas, bowls, salads, and bone-in chicken meals in various portion sizes. It also offers citrus-marinated fire-grilled chicken, along with a range of salsas and dressings that allow customers to customize their meals. The company operates in one operating segment. The majority of the company's revenue is derived from company-operated restaurant revenue.
68GF Score
Get the complete analysis for LOCO
Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
LOCO has been successfully added to your 
