EFG HoldingE (LSE:EFGD) Cyclically Adjusted PB Ratio: (As of Aug. 13, 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LSE:EFGD EFG Holding SAE LSE:EFGD
76 GF Score
Price $1.00
GF Value $1.01
! 6 Warning Signs
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What is EFG HoldingE Cyclically Adjusted PB Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


EFG HoldingE  (LSE:EFGD) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


EFG HoldingE Cyclically Adjusted PB Ratio Related Terms


EFG HoldingE Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for EFG HoldingE's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

EFG HoldingE Cyclically Adjusted PB Ratio Chart

EFG HoldingE Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.92 1.24 1.30 1.44 1.66

EFG HoldingE Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.84 1.83 1.66 1.61 0.00

LSE:EFGD vs MS, GS, SCHW: Cyclically Adjusted PB Ratio Comparison

For the Capital Markets subindustry, EFG HoldingE's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


EFG HoldingE Cyclically Adjusted PB Ratio vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, EFG HoldingE's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where EFG HoldingE's Cyclically Adjusted PB Ratio falls into.


LSE:EFGD
76GF Score
EFG Holding SAE LSE:EFGD
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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EFG HoldingE Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

EFG HoldingE's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, EFG HoldingE's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=1.059/333.9520*333.9520
=1.059

Current CPI (Jun. 2026) = 333.9520.

EFG HoldingE Quarterly Data

Book Value per Share CPI Adj_Book
201609 1.547 241.428 2.140
201612 1.146 241.432 1.585
201703 1.209 243.801 1.656
201706 1.052 244.955 1.434
201709 1.065 246.819 1.441
201712 1.109 246.524 1.502
201803 1.138 249.554 1.523
201806 1.129 251.989 1.496
201809 1.147 252.439 1.517
201812 1.129 251.233 1.501
201903 1.162 254.202 1.527
201906 1.169 256.143 1.524
201909 1.238 256.759 1.610
201912 1.228 256.974 1.596
202003 1.168 258.115 1.511
202006 1.160 257.797 1.503
202009 1.216 260.280 1.560
202012 1.255 260.474 1.609
202103 1.275 264.877 1.607
202106 1.304 271.696 1.603
202109 1.329 274.310 1.618
202112 1.277 278.802 1.530
202203 1.276 287.504 1.482
202206 1.181 296.311 1.331
202209 1.164 296.808 1.310
202212 1.052 296.797 1.184
202303 0.956 301.836 1.058
202306 0.957 305.109 1.047
202309 1.000 307.789 1.085
202312 1.034 306.746 1.126
202403 0.925 312.332 0.989
202406 0.910 314.175 0.967
202409 0.921 315.301 0.975
202412 0.938 315.605 0.993
202503 0.948 319.799 0.990
202506 0.975 322.561 1.009
202509 1.003 324.800 1.031
202512 1.038 324.054 1.070
202603 1.097 330.213 1.109
202606 1.059 333.952 1.059

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is EFG HoldingE (LSE:EFGD) Overvalued in 2026?

Based on GuruFocus' analysis, EFG HoldingE stock appears to be undervalued. The current stock price of $1.00 is trading 1% below its estimated GF Value™ of $1.01.

Key valuation signals for LSE:EFGD:

  • Cyclically Adjusted PB Ratio:
  • GF Value™: $1.01 vs. price of $1.00 (1% below fair value)
  • GF Score™: 76/100 with 6 warning signs

No single metric tells the full story. See the LSE:EFGD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


EFG HoldingE Business Description

Other Exchanges HRHO:Egypt
Address Km 28 Cairo Alexandria Desert Road, Smart Village, Building No. B129, Phase 3, 6 October, Cairo, EGY, 12577
EFG Holding SAE is a provider of investment banking products and services in the Middle East. The company is headquartered in Egypt and conducts the majority of its business domestically. The bank also has operations in Gulf countries and Lebanon. The company generates the majority of its revenue through brokerage services. In addition, the bank generates revenue through asset-management products, such as traditional and alternative investments, fixed-income, money market, equity, and Shariah-compliant mandates. The bank also engages in equity research, and macroeconomic forecasts, industrial research, and private equity services for its clients.
76GF Score

Get the complete analysis for LSE:EFGD

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.00
Price
$1.01
GF Value