EFG HoldingELSE:EFGD 94 ROA % is 1.65% as of Mar. 2026, which is 38% below its 10-year median of 2.66. GuruFocus rates LSE:EFGD with a GF Score™ of 94/100 and a GF Value™ of $1.43 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 816 Capital Markets companies, EFG HoldingE ranks better than 53.19% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. EFG HoldingE's annualizedNet Income for the quarter that ended in Mar. 2026 was $87.1 Mil.
EFG HoldingE's average Total Assets over the quarter that ended in Mar. 2026 was $5,270.6 Mil. Therefore, EFG HoldingE's annualized ROA % for the quarter that ended in Mar. 2026 was 1.65%.
The historical rank and industry rank for EFG HoldingE's ROA % or its related term are showing as below:
LSE:EFGD'
s ROA % Range Over the Past 10 Years
Min: 1.68 Med: 2.66 Max: 3.83
Current: 1.68
During the past 13 years, EFG HoldingE's highest ROA % was 3.83%. The lowest was 1.68%. And the median was 2.66%.
LSE:EFGD's ROA % is ranked better than 53.19% of 816
companies
in the Capital Markets industry
Industry Median: 1.495
vs LSE:EFGD: 1.68
EFG HoldingE (LSE:EFGD) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
EFG HoldingE ROA % Related Terms
EFG HoldingE ROA % Historical Data
* Premium members only.
The historical data trend for EFG HoldingE's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Capital Markets subindustry, EFG HoldingE's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
EFG HoldingE ROA % vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, EFG HoldingE's ROA % distribution charts can be found below:
* The bar in red indicates where EFG HoldingE's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
EFG HoldingE (LSE:EFGD) has a ROA % of 1.65% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on EFG HoldingE and its competitors. This is 38% below median its historical median of 2.66. Over the past decade, EFG HoldingE's ROA % has ranged from 1.68 to 3.83. According to the industry distribution chart, EFG HoldingE ranks #382 out of 816 companies in the Capital Markets industry, placing it in the top 46.8%.
Is EFG HoldingE's ROA % too high?
EFG HoldingE's current ROA % of 1.65% is 38% below median its 10-year median of 2.66. Over the past 10 years, this metric has ranged from a low of 1.68 to a high of 3.83. The Capital Markets industry median ROA % is 1.50. EFG HoldingE's value of 1.65% is 10.4% above this industry median. Based on the distribution chart, EFG HoldingE ranks #382 out of 816 companies in the Capital Markets industry, which is above the industry midpoint. Overall, EFG HoldingE has a GF Score™ of 94/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does EFG HoldingE's ROA % compare to MS and GS?
According to the Capital Markets industry distribution chart, EFG HoldingE ranks #382 out of 816 companies for ROA %. This puts EFG HoldingE in the upper half of its industry. The industry median ROA % is 1.50. EFG HoldingE's value of 1.65% is 10.4% above this benchmark. Historically, EFG HoldingE's own ROA % has ranged from 1.68 to 3.83 over the past decade. While the company's 10-year median is 2.66 vs. the industry median of 1.50, EFG HoldingE has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Capital Markets company?
The median ROA % among Capital Markets companies is 1.50, based on 816 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. EFG HoldingE's current ROA % of 1.65% is 10.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on EFG HoldingE and its competitors. For the Capital Markets industry, the median ROA % is 1.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. EFG HoldingE's current ROA % is 1.65%, which is 38% below median its own 10-year median of 2.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EFG HoldingE stock overvalued right now?
Based on GuruFocus' analysis, EFG HoldingE (LSE:EFGD) is currently considered Modestly Undervalued. The stock's GF Value™ is $1.43, compared to a current price of $1.10 — trading 23.1% below its estimated fair value. The current ROA % is 1.65%, which is 38% below median its 10-year median of 2.66 and 10.4% above the Capital Markets industry median of 1.50. EFG HoldingE's overall GF Score™ is 94/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For EFG HoldingE (LSE:EFGD), the current ROA % is 1.65% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is EFG HoldingE (LSE:EFGD) Overvalued in 2026?
Based on GuruFocus' analysis, EFG HoldingE stock appears to be undervalued.
The current stock price of $1.10 is trading 23.1% below its estimated GF Value™ of $1.43.
GuruFocus considers EFG HoldingE to be Modestly Undervalued.
Key valuation signals for LSE:EFGD:
ROA %: 1.65% (38% below median its 10-year median of 2.66)
GF Value™: $1.43 vs. price of $1.10 (23.1% below fair value)
Industry Position: 10.4% above the Capital Markets median (#382 of 816)
No single metric tells the full story. See the LSE:EFGD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
EFG Holding SAE is a provider of investment banking products and services in the Middle East. The company is headquartered in Egypt and conducts the majority of its business domestically. The bank also has operations in Gulf countries and Lebanon. The company generates the majority of its revenue through brokerage services. In addition, the bank generates revenue through asset-management products, such as traditional and alternative investments, fixed-income, money market, equity, and Shariah-compliant mandates. The bank also engages in equity research, and macroeconomic forecasts, industrial research, and private equity services for its clients.
94GF Score
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