EFG HoldingELSE:EFGD 90 Return-on-Tangible-Equity is 12.00% as of Mar. 2026, which is 2% above its 10-year median of 11.79. GuruFocus rates LSE:EFGD with a GF Score™ of 90/100 and a GF Value™ of $1.45 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 781 Capital Markets companies, EFG HoldingE ranks better than 64.66% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. EFG HoldingE's annualized net income for the quarter that ended in Mar. 2026 was $87.1 Mil. EFG HoldingE's average shareholder tangible equity for the quarter that ended in Mar. 2026 was $725.8 Mil. Therefore, EFG HoldingE's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 12.00%.
The historical rank and industry rank for EFG HoldingE's Return-on-Tangible-Equity or its related term are showing as below:
LSE:EFGD'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 7.9 Med: 11.79 Max: 16.19
Current: 11.63
During the past 13 years, EFG HoldingE's highest Return-on-Tangible-Equity was 16.19%. The lowest was 7.90%. And the median was 11.79%.
LSE:EFGD's Return-on-Tangible-Equity is ranked better than 64.66% of 781
companies
in the Capital Markets industry
Industry Median: 6.52
vs LSE:EFGD: 11.63
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
EFG HoldingE Return-on-Tangible-Equity Related Terms
EFG HoldingE Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for EFG HoldingE's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LSE:EFGD vs MS, GS, SCHW: Return-on-Tangible-Equity Comparison
For the Capital Markets subindustry, EFG HoldingE's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
EFG HoldingE Return-on-Tangible-Equity vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, EFG HoldingE's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where EFG HoldingE's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 12.00% mean?
EFG HoldingE (LSE:EFGD) has a Return-on-Tangible-Equity of 12.00% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on EFG HoldingE and its competitors. This is near median its historical median of 11.79. Over the past decade, EFG HoldingE's Return-on-Tangible-Equity has ranged from 7.90 to 16.19. According to the industry distribution chart, EFG HoldingE ranks #276 out of 781 companies in the Capital Markets industry, placing it in the top 35.3%.
Is EFG HoldingE's Return-on-Tangible-Equity too high?
EFG HoldingE's current Return-on-Tangible-Equity of 12.00% is near median its 10-year median of 11.79. Over the past 10 years, this metric has ranged from a low of 7.90 to a high of 16.19. The Capital Markets industry median Return-on-Tangible-Equity is 6.52. EFG HoldingE's value of 12.00% is 84% above this industry median. Based on the distribution chart, EFG HoldingE ranks #276 out of 781 companies in the Capital Markets industry, which is above the industry midpoint. Overall, EFG HoldingE has a GF Score™ of 90/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does EFG HoldingE's Return-on-Tangible-Equity compare to MS and GS?
According to the Capital Markets industry distribution chart, EFG HoldingE ranks #276 out of 781 companies for Return-on-Tangible-Equity. This puts EFG HoldingE in the upper half of its industry. The industry median Return-on-Tangible-Equity is 6.52. EFG HoldingE's value of 12.00% is 84% above this benchmark. Historically, EFG HoldingE's own Return-on-Tangible-Equity has ranged from 7.90 to 16.19 over the past decade. While the company's 10-year median is 11.79 vs. the industry median of 6.52, EFG HoldingE has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Capital Markets company?
The median Return-on-Tangible-Equity among Capital Markets companies is 6.52, based on 781 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. EFG HoldingE's current Return-on-Tangible-Equity of 12.00% is 84% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on EFG HoldingE and its competitors. For the Capital Markets industry, the median Return-on-Tangible-Equity is 6.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. EFG HoldingE's current Return-on-Tangible-Equity is 12.00%, which is near median its own 10-year median of 11.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EFG HoldingE stock overvalued right now?
Based on GuruFocus' analysis, EFG HoldingE (LSE:EFGD) is currently considered Possible Value Trap. The stock's GF Value™ is $1.45, compared to a current price of $1.00 — trading 31% below its estimated fair value. The current Return-on-Tangible-Equity is 12.00%, which is near median its 10-year median of 11.79 and 84% above the Capital Markets industry median of 6.52. EFG HoldingE's overall GF Score™ is 90/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For EFG HoldingE (LSE:EFGD), the current Return-on-Tangible-Equity is 12.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is EFG HoldingE (LSE:EFGD) Overvalued in 2026?
Based on GuruFocus' analysis, EFG HoldingE stock appears to be undervalued.
The current stock price of $1.00 is trading 31% below its estimated GF Value™ of $1.45.
GuruFocus considers EFG HoldingE to be Possible Value Trap.
Key valuation signals for LSE:EFGD:
Return-on-Tangible-Equity: 12.00% (near median its 10-year median of 11.79)
GF Value™: $1.45 vs. price of $1.00 (31% below fair value)
Industry Position: 84% above the Capital Markets median (#276 of 781)
No single metric tells the full story. See the LSE:EFGD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
EFG Holding SAE is a provider of investment banking products and services in the Middle East. The company is headquartered in Egypt and conducts the majority of its business domestically. The bank also has operations in Gulf countries and Lebanon. The company generates the majority of its revenue through brokerage services. In addition, the bank generates revenue through asset-management products, such as traditional and alternative investments, fixed-income, money market, equity, and Shariah-compliant mandates. The bank also engages in equity research, and macroeconomic forecasts, industrial research, and private equity services for its clients.
90GF Score
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