Aurskog Sparebank (LTS:0DNT) Cyclically Adjusted PB Ratio: 0.55 (As of Aug. 05, 2026) — Near Median

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LTS:0DNT Aurskog Sparebank LTS:0DNT
53 GF Score
Price kr254.05
GF Value kr250.19
! 6 Warning Signs
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What is Aurskog Sparebank Cyclically Adjusted PB Ratio?

Aurskog Sparebank LTS:0DNT 53 Cyclically Adjusted PB Ratio is 0.55 as of Aug. 05, 2026, which is 2% above its 10-year median of 0.54. GuruFocus rates LTS:0DNT with a GF Score™ of 53/100 and a GF Value™ of kr250.19. The stock has 6 warning signs investors should review. Among 1,286 Banks companies, Aurskog Sparebank ranks better than 85.3% on this metric.

As of today (2026-08-05), Aurskog Sparebank's current share price is kr254.05. Aurskog Sparebank's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was kr460.47. Aurskog Sparebank's Cyclically Adjusted PB Ratio for today is 0.55.

The historical rank and industry rank for Aurskog Sparebank's Cyclically Adjusted PB Ratio or its related term are showing as below:

LTS:0DNT' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.44   Med: 0.54   Max: 0.6
Current: 0.56

During the past years, Aurskog Sparebank's highest Cyclically Adjusted PB Ratio was 0.60. The lowest was 0.44. And the median was 0.54.

LTS:0DNT's Cyclically Adjusted PB Ratio is ranked better than
85.3% of 1286 companies
in the Banks industry
Industry Median: 1.27 vs LTS:0DNT: 0.56

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Aurskog Sparebank's adjusted book value per share data for the three months ended in Mar. 2026 was kr544.299. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is kr460.47 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Aurskog Sparebank  (LTS:0DNT) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Aurskog Sparebank Cyclically Adjusted PB Ratio Related Terms


Aurskog Sparebank Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Aurskog Sparebank's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aurskog Sparebank Cyclically Adjusted PB Ratio Chart

Aurskog Sparebank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.50 0.56 0.54 0.55 0.60

Aurskog Sparebank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.53 0.53 0.54 0.60 0.56

Aurskog Sparebank Cyclically Adjusted PB Ratio Competitor Comparison

For the Banks - Regional subindustry, Aurskog Sparebank's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Aurskog Sparebank Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Aurskog Sparebank's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Aurskog Sparebank's Cyclically Adjusted PB Ratio falls into.


LTS:0DNT
53GF Score
Aurskog Sparebank LTS:0DNT
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Aurskog Sparebank Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Aurskog Sparebank's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=254.05/460.47
=0.55

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aurskog Sparebank's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Aurskog Sparebank's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=544.299/141.0300*141.0300
=544.299

Current CPI (Mar. 2026) = 141.0300.

Aurskog Sparebank Quarterly Data

Book Value per Share CPI Adj_Book
201606 333.567 103.800 453.208
201609 342.768 104.200 463.921
201612 401.942 104.400 542.968
201703 294.433 105.000 395.466
201706 308.466 105.800 411.181
201709 312.815 105.900 416.585
201712 318.268 106.100 423.047
201803 309.678 107.300 407.026
201806 325.351 108.500 422.896
201809 331.654 109.500 427.152
201812 337.758 109.800 433.825
201903 336.039 110.400 429.272
201906 360.877 110.600 460.167
201909 411.070 111.100 521.811
201912 317.420 111.300 402.208
202003 307.819 111.200 390.393
202006 306.611 112.100 385.739
202009 306.360 112.900 382.692
202012 336.525 112.900 420.373
202103 336.993 114.600 414.713
202106 346.787 115.300 424.175
202109 359.565 117.500 431.570
202112 362.079 118.900 429.470
202203 371.627 119.800 437.484
202206 383.882 122.600 441.590
202209 394.506 125.600 442.971
202212 412.416 125.900 461.978
202303 413.103 127.600 456.582
202306 424.324 130.400 458.914
202309 434.695 129.800 472.304
202312 469.835 131.900 502.357
202403 481.244 132.600 511.839
202406 490.914 133.800 517.441
202409 502.565 133.700 530.118
202412 505.599 134.800 528.966
202503 499.774 136.100 517.877
202506 515.279 137.800 527.357
202509 531.695 138.500 541.408
202512 552.622 139.100 560.290
202603 544.299 141.030 544.299

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.55 mean?
Aurskog Sparebank (LTS:0DNT) has a Cyclically Adjusted PB Ratio of 0.55 as of Aug. 05, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Aurskog Sparebank and its competitors. This is near median its historical median of 0.54. Over the past decade, Aurskog Sparebank's Cyclically Adjusted PB Ratio has ranged from 0.44 to 0.60. According to the industry distribution chart, Aurskog Sparebank ranks #189 out of 1286 companies in the Banks industry, placing it in the top 14.7%.
Is Aurskog Sparebank's Cyclically Adjusted PB Ratio too high?
Aurskog Sparebank's current Cyclically Adjusted PB Ratio of 0.55 is near median its 10-year median of 0.54. Over the past 10 years, this metric has ranged from a low of 0.44 to a high of 0.60. The Banks industry median Cyclically Adjusted PB Ratio is 1.27. Aurskog Sparebank's value of 0.55 is 56.7% below this industry median. Based on the distribution chart, Aurskog Sparebank ranks #189 out of 1286 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Aurskog Sparebank has a GF Score™ of 53/100, reflecting its overall financial health beyond just this single metric.
How does Aurskog Sparebank's Cyclically Adjusted PB Ratio compare to competitors?
According to the Banks industry distribution chart, Aurskog Sparebank ranks #189 out of 1286 companies for Cyclically Adjusted PB Ratio. This places Aurskog Sparebank in the top 15% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PB Ratio is 1.27. Aurskog Sparebank's value of 0.55 is 56.7% below this benchmark. Historically, Aurskog Sparebank's own Cyclically Adjusted PB Ratio has ranged from 0.44 to 0.60 over the past decade. While the company's 10-year median is 0.54 vs. the industry median of 1.27, Aurskog Sparebank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.27, based on 1,286 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aurskog Sparebank's current Cyclically Adjusted PB Ratio of 0.55 is 56.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Aurskog Sparebank and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aurskog Sparebank's current Cyclically Adjusted PB Ratio is 0.55, which is near median its own 10-year median of 0.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aurskog Sparebank stock overvalued right now?
Aurskog Sparebank (LTS:0DNT) has a current Cyclically Adjusted PB Ratio of 0.55. The stock's GF Value™ is kr250.19, compared to a current price of kr254.05 — trading 1.5% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.55, which is near median its 10-year median of 0.54 and 56.7% below the Banks industry median of 1.27. Aurskog Sparebank's overall GF Score™ is 53/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Aurskog Sparebank (LTS:0DNT), the current Cyclically Adjusted PB Ratio is 0.55 as of Aug. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Aurskog Sparebank (LTS:0DNT) Overvalued in 2026?

Based on GuruFocus' analysis, Aurskog Sparebank stock appears to be overvalued. The current stock price of kr254.05 is trading 1.5% above its estimated GF Value™ of kr250.19.

Key valuation signals for LTS:0DNT:

  • Cyclically Adjusted PB Ratio: 0.55 (near median its 10-year median of 0.54)
  • GF Value™: kr250.19 vs. price of kr254.05 (1.5% above fair value)
  • GF Score™: 53/100 with 6 warning signs
  • Industry Position: 56.7% below the Banks median (#189 of 1286)

No single metric tells the full story. See the LTS:0DNT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Aurskog Sparebank Business Description

Other Exchanges AURG:Norway
Address Senterveien 15, Aurskog, NOR, 1930
Aurskog Sparebank operates as a local bank. It offers a range of financial services including Daily banking, Loans, Savings, Insurance, Agriculture, and Retirement. The Bank also offers credit cards, debit cards, structured products, stock savings, mobile banking, and online banking services.
53GF Score

Get the complete analysis for LTS:0DNT

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr254.05
Price
kr250.19
GF Value