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Aurskog SparebankLTS:0DNT 53 Return-on-Tangible-Asset is 0.95% as of Mar. 2026, which is 12% below its 10-year median of 1.08. GuruFocus rates LTS:0DNT with a GF Score™ of 53/100 and a GF Value™ of kr250.19. The stock has 6 warning signs investors should review. Among 1,528 Banks companies, Aurskog Sparebank ranks better than 64.73% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Aurskog Sparebank's annualizedNet Income for the quarter that ended in Mar. 2026 was kr204.1 Mil. Aurskog Sparebank's average total tangible assets for the quarter that ended in Mar. 2026 was kr21,491.2 Mil. Therefore, Aurskog Sparebank's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 0.95%.
The historical rank and industry rank for Aurskog Sparebank's Return-on-Tangible-Asset or its related term are showing as below:
LTS:0DNT'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.91 Med: 1.08 Max: 1.3
Current: 1.25
During the past 13 years, Aurskog Sparebank's highest Return-on-Tangible-Asset was 1.30%. The lowest was 0.91%. And the median was 1.08%.
LTS:0DNT's Return-on-Tangible-Asset is ranked better than 64.73% of 1528
companies
in the Banks industry
Industry Median: 1.01
vs LTS:0DNT: 1.25
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Aurskog Sparebank Return-on-Tangible-Asset Related Terms
Aurskog Sparebank Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Aurskog Sparebank's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Aurskog Sparebank's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aurskog Sparebank Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Aurskog Sparebank's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Aurskog Sparebank's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 0.95% mean?
Aurskog Sparebank (LTS:0DNT) has a Return-on-Tangible-Asset of 0.95% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Aurskog Sparebank and its competitors. This is 12% below median its historical median of 1.08. Over the past decade, Aurskog Sparebank's Return-on-Tangible-Asset has ranged from 0.91 to 1.30. According to the industry distribution chart, Aurskog Sparebank ranks #539 out of 1528 companies in the Banks industry, placing it in the top 35.3%.
Is Aurskog Sparebank's Return-on-Tangible-Asset too high?
Aurskog Sparebank's current Return-on-Tangible-Asset of 0.95% is 12% below median its 10-year median of 1.08. Over the past 10 years, this metric has ranged from a low of 0.91 to a high of 1.30. The Banks industry median Return-on-Tangible-Asset is 1.01. Aurskog Sparebank's value of 0.95% is 5.9% below this industry median. Based on the distribution chart, Aurskog Sparebank ranks #539 out of 1528 companies in the Banks industry, which is above the industry midpoint. Overall, Aurskog Sparebank has a GF Score™ of 53/100, reflecting its overall financial health beyond just this single metric.
How does Aurskog Sparebank's Return-on-Tangible-Asset compare to competitors?
According to the Banks industry distribution chart, Aurskog Sparebank ranks #539 out of 1528 companies for Return-on-Tangible-Asset. This puts Aurskog Sparebank in the upper half of its industry. The industry median Return-on-Tangible-Asset is 1.01. Aurskog Sparebank's value of 0.95% is 5.9% below this benchmark. Historically, Aurskog Sparebank's own Return-on-Tangible-Asset has ranged from 0.91 to 1.30 over the past decade. While the company's 10-year median is 1.08 vs. the industry median of 1.01, Aurskog Sparebank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 1.01, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aurskog Sparebank's current Return-on-Tangible-Asset of 0.95% is 5.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Aurskog Sparebank and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 1.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aurskog Sparebank's current Return-on-Tangible-Asset is 0.95%, which is 12% below median its own 10-year median of 1.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aurskog Sparebank stock overvalued right now?
Aurskog Sparebank (LTS:0DNT) has a current Return-on-Tangible-Asset of 0.95%. The stock's GF Value™ is kr250.19, compared to a current price of kr254.05 — trading 1.5% above its estimated fair value. The current Return-on-Tangible-Asset is 0.95%, which is 12% below median its 10-year median of 1.08 and 5.9% below the Banks industry median of 1.01. Aurskog Sparebank's overall GF Score™ is 53/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Aurskog Sparebank (LTS:0DNT), the current Return-on-Tangible-Asset is 0.95% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Aurskog Sparebank (LTS:0DNT) Overvalued in 2026?
Based on GuruFocus' analysis, Aurskog Sparebank stock appears to be overvalued.
The current stock price of kr254.05 is trading 1.5% above its estimated GF Value™ of kr250.19.
Key valuation signals for LTS:0DNT:
Return-on-Tangible-Asset: 0.95% (12% below median its 10-year median of 1.08)
GF Value™: kr250.19 vs. price of kr254.05 (1.5% above fair value)
Industry Position: 5.9% below the Banks median (#539 of 1528)
No single metric tells the full story. See the LTS:0DNT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Aurskog Sparebank operates as a local bank. It offers a range of financial services including Daily banking, Loans, Savings, Insurance, Agriculture, and Retirement. The Bank also offers credit cards, debit cards, structured products, stock savings, mobile banking, and online banking services.
53GF Score
Get the complete analysis for LTS:0DNT
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