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Aurskog SparebankLTS:0DNT 50 Return-on-Tangible-Equity is 8.05% as of Mar. 2026, which is 15% below its 10-year median of 9.42. GuruFocus rates LTS:0DNT with a GF Score™ of 50/100 and a GF Value™ of kr255.39. The stock has 6 warning signs investors should review. Among 1,523 Banks companies, Aurskog Sparebank ranks worse than 54.3% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Aurskog Sparebank's annualized net income for the quarter that ended in Mar. 2026 was kr204.1 Mil. Aurskog Sparebank's average shareholder tangible equity for the quarter that ended in Mar. 2026 was kr2,535.5 Mil. Therefore, Aurskog Sparebank's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 8.05%.
The historical rank and industry rank for Aurskog Sparebank's Return-on-Tangible-Equity or its related term are showing as below:
LTS:0DNT'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 8.06 Med: 9.42 Max: 10.62
Current: 10.57
During the past 13 years, Aurskog Sparebank's highest Return-on-Tangible-Equity was 10.62%. The lowest was 8.06%. And the median was 9.42%.
LTS:0DNT's Return-on-Tangible-Equity is ranked worse than 54.3% of 1523
companies
in the Banks industry
Industry Median: 11.23
vs LTS:0DNT: 10.57
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Aurskog Sparebank Return-on-Tangible-Equity Related Terms
Aurskog Sparebank Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Aurskog Sparebank's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Aurskog Sparebank's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aurskog Sparebank Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Aurskog Sparebank's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Aurskog Sparebank's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 8.05% mean?
Aurskog Sparebank (LTS:0DNT) has a Return-on-Tangible-Equity of 8.05% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Aurskog Sparebank and its competitors. This is 15% below median its historical median of 9.42. Over the past decade, Aurskog Sparebank's Return-on-Tangible-Equity has ranged from 8.06 to 10.62. According to the industry distribution chart, Aurskog Sparebank ranks #827 out of 1523 companies in the Banks industry, placing it in the top 54.3%.
Is Aurskog Sparebank's Return-on-Tangible-Equity too high?
Aurskog Sparebank's current Return-on-Tangible-Equity of 8.05% is 15% below median its 10-year median of 9.42. Over the past 10 years, this metric has ranged from a low of 8.06 to a high of 10.62. The Banks industry median Return-on-Tangible-Equity is 11.23. Aurskog Sparebank's value of 8.05% is 28.3% below this industry median. Based on the distribution chart, Aurskog Sparebank ranks #827 out of 1523 companies in the Banks industry, which is below the industry midpoint. Overall, Aurskog Sparebank has a GF Score™ of 50/100, reflecting its overall financial health beyond just this single metric.
How does Aurskog Sparebank's Return-on-Tangible-Equity compare to competitors?
According to the Banks industry distribution chart, Aurskog Sparebank ranks #827 out of 1523 companies for Return-on-Tangible-Equity. This places Aurskog Sparebank in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.23. Aurskog Sparebank's value of 8.05% is 28.3% below this benchmark. Historically, Aurskog Sparebank's own Return-on-Tangible-Equity has ranged from 8.06 to 10.62 over the past decade. While the company's 10-year median is 9.42 vs. the industry median of 11.23, Aurskog Sparebank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.23, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aurskog Sparebank's current Return-on-Tangible-Equity of 8.05% is 28.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Aurskog Sparebank and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aurskog Sparebank's current Return-on-Tangible-Equity is 8.05%, which is 15% below median its own 10-year median of 9.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aurskog Sparebank stock overvalued right now?
Aurskog Sparebank (LTS:0DNT) has a current Return-on-Tangible-Equity of 8.05%. The stock's GF Value™ is kr255.39, compared to a current price of kr254.05 — trading 0.5% below its estimated fair value. The current Return-on-Tangible-Equity is 8.05%, which is 15% below median its 10-year median of 9.42 and 28.3% below the Banks industry median of 11.23. Aurskog Sparebank's overall GF Score™ is 50/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Aurskog Sparebank (LTS:0DNT), the current Return-on-Tangible-Equity is 8.05% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Aurskog Sparebank (LTS:0DNT) Overvalued in 2026?
Based on GuruFocus' analysis, Aurskog Sparebank stock appears to be undervalued.
The current stock price of kr254.05 is trading 0.5% below its estimated GF Value™ of kr255.39.
Key valuation signals for LTS:0DNT:
Return-on-Tangible-Equity: 8.05% (15% below median its 10-year median of 9.42)
GF Value™: kr255.39 vs. price of kr254.05 (0.5% below fair value)
Industry Position: 28.3% below the Banks median (#827 of 1523)
No single metric tells the full story. See the LTS:0DNT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Aurskog Sparebank operates as a local bank. It offers a range of financial services including Daily banking, Loans, Savings, Insurance, Agriculture, and Retirement. The Bank also offers credit cards, debit cards, structured products, stock savings, mobile banking, and online banking services.
50GF Score
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