BRD-Groupe Societe Generale (LTS:0KVH) Cyclically Adjusted PB Ratio: 2.51 (As of Aug. 19, 2026) — 73% Above Median

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LTS:0KVH BRD-Groupe Societe Generale SA LTS:0KVH
72 GF Score
Price lei11.74
GF Value lei7.30
! 9 Warning Signs
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What is BRD-Groupe Societe Generale Cyclically Adjusted PB Ratio?

BRD-Groupe Societe Generale LTS:0KVH 72 Cyclically Adjusted PB Ratio is 2.51 as of Aug. 19, 2026, which is 73% above its 10-year median of 1.45. GuruFocus rates LTS:0KVH with a GF Score™ of 72/100 and a GF Value™ of lei7.30. The stock has 9 warning signs investors should review. Among 1,282 Banks companies, BRD-Groupe Societe Generale ranks worse than 88.22% on this metric.

As of today (2026-08-19), BRD-Groupe Societe Generale's current share price is lei11.74. BRD-Groupe Societe Generale's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was lei4.68. BRD-Groupe Societe Generale's Cyclically Adjusted PB Ratio for today is 2.51.

The historical rank and industry rank for BRD-Groupe Societe Generale's Cyclically Adjusted PB Ratio or its related term are showing as below:

LTS:0KVH' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.91   Med: 1.45   Max: 2.73
Current: 2.54

During the past years, BRD-Groupe Societe Generale's highest Cyclically Adjusted PB Ratio was 2.73. The lowest was 0.91. And the median was 1.45.

LTS:0KVH's Cyclically Adjusted PB Ratio is ranked worse than
88.22% of 1282 companies
in the Banks industry
Industry Median: 1.29 vs LTS:0KVH: 2.54

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

BRD-Groupe Societe Generale's adjusted book value per share data for the three months ended in Jun. 2026 was lei15.359. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is lei4.68 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


BRD-Groupe Societe Generale  (LTS:0KVH) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


BRD-Groupe Societe Generale Cyclically Adjusted PB Ratio Related Terms


BRD-Groupe Societe Generale Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for BRD-Groupe Societe Generale's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BRD-Groupe Societe Generale Cyclically Adjusted PB Ratio Chart

BRD-Groupe Societe Generale Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.58 1.07 1.41 1.42 1.96

BRD-Groupe Societe Generale Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.45 1.51 1.96 1.99 2.51

LTS:0KVH vs PNC, USB: Cyclically Adjusted PB Ratio Comparison

For the Banks - Regional subindustry, BRD-Groupe Societe Generale's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BRD-Groupe Societe Generale Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, BRD-Groupe Societe Generale's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where BRD-Groupe Societe Generale's Cyclically Adjusted PB Ratio falls into.


LTS:0KVH
72GF Score
BRD-Groupe Societe Generale SA LTS:0KVH
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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BRD-Groupe Societe Generale Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

BRD-Groupe Societe Generale's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=11.74/4.68
=2.51

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BRD-Groupe Societe Generale's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, BRD-Groupe Societe Generale's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=15.359/333.9520*333.9520
=15.359

Current CPI (Jun. 2026) = 333.9520.

BRD-Groupe Societe Generale Quarterly Data

Book Value per Share CPI Adj_Book
201609 9.554 241.428 13.215
201612 9.504 241.432 13.146
201703 9.953 243.801 13.633
201706 9.856 244.955 13.437
201709 10.210 246.819 13.814
201712 10.497 246.524 14.220
201803 10.939 249.554 14.639
201806 9.458 251.989 12.534
201809 10.212 252.439 13.509
201812 10.921 251.233 14.517
201903 11.424 254.202 15.008
201906 10.583 256.143 13.798
201909 11.489 256.759 14.943
201912 11.675 256.974 15.172
202003 11.570 258.115 14.969
202006 12.384 257.797 16.042
202009 13.208 260.280 16.947
202012 13.953 260.474 17.889
202103 14.065 264.877 17.733
202106 14.404 271.696 17.705
202109 14.175 274.310 17.257
202112 14.093 278.802 16.881
202203 11.096 287.504 12.889
202206 8.485 296.311 9.563
202209 8.966 296.808 10.088
202212 9.902 296.797 11.142
202303 10.826 301.836 11.978
202306 11.794 305.109 12.909
202309 12.414 307.789 13.469
202312 12.619 306.746 13.738
202403 13.053 312.332 13.957
202406 12.292 314.175 13.066
202409 13.156 315.301 13.934
202412 13.491 315.605 14.275
202503 14.051 319.799 14.673
202506 13.664 322.561 14.147
202509 14.336 324.800 14.740
202512 15.176 324.054 15.640
202603 15.592 330.213 15.769
202606 15.359 333.952 15.359

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 2.51 mean?
BRD-Groupe Societe Generale (LTS:0KVH) has a Cyclically Adjusted PB Ratio of 2.51 as of Aug. 19, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on BRD-Groupe Societe Generale and its competitors. This is 73% above median its historical median of 1.45. Over the past decade, BRD-Groupe Societe Generale's Cyclically Adjusted PB Ratio has ranged from 0.91 to 2.73. According to the industry distribution chart, BRD-Groupe Societe Generale ranks #1131 out of 1282 companies in the Banks industry, placing it in the top 88.2%.
Is BRD-Groupe Societe Generale's Cyclically Adjusted PB Ratio too high?
BRD-Groupe Societe Generale's current Cyclically Adjusted PB Ratio of 2.51 is 73% above median its 10-year median of 1.45. Over the past 10 years, this metric has ranged from a low of 0.91 to a high of 2.73. The Banks industry median Cyclically Adjusted PB Ratio is 1.29. BRD-Groupe Societe Generale's value of 2.51 is 94.6% above this industry median. Based on the distribution chart, BRD-Groupe Societe Generale ranks #1131 out of 1282 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, BRD-Groupe Societe Generale has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does BRD-Groupe Societe Generale's Cyclically Adjusted PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, BRD-Groupe Societe Generale ranks #1131 out of 1282 companies for Cyclically Adjusted PB Ratio. This places BRD-Groupe Societe Generale in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.29. BRD-Groupe Societe Generale's value of 2.51 is 94.6% above this benchmark. Historically, BRD-Groupe Societe Generale's own Cyclically Adjusted PB Ratio has ranged from 0.91 to 2.73 over the past decade. While the company's 10-year median is 1.45 vs. the industry median of 1.29, BRD-Groupe Societe Generale has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.29, based on 1,282 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BRD-Groupe Societe Generale's current Cyclically Adjusted PB Ratio of 2.51 is 94.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on BRD-Groupe Societe Generale and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BRD-Groupe Societe Generale's current Cyclically Adjusted PB Ratio is 2.51, which is 73% above median its own 10-year median of 1.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BRD-Groupe Societe Generale stock overvalued right now?
BRD-Groupe Societe Generale (LTS:0KVH) has a current Cyclically Adjusted PB Ratio of 2.51. The stock's GF Value™ is lei7.30, compared to a current price of lei11.74 — trading 60.8% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 2.51, which is 73% above median its 10-year median of 1.45 and 94.6% above the Banks industry median of 1.29. BRD-Groupe Societe Generale's overall GF Score™ is 72/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For BRD-Groupe Societe Generale (LTS:0KVH), the current Cyclically Adjusted PB Ratio is 2.51 as of Aug. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BRD-Groupe Societe Generale (LTS:0KVH) Overvalued in 2026?

Based on GuruFocus' analysis, BRD-Groupe Societe Generale stock appears to be overvalued. The current stock price of lei11.74 is trading 60.8% above its estimated GF Value™ of lei7.30.

Key valuation signals for LTS:0KVH:

  • Cyclically Adjusted PB Ratio: 2.51 (73% above median its 10-year median of 1.45)
  • GF Value™: lei7.30 vs. price of lei11.74 (60.8% above fair value)
  • GF Score™: 72/100 with 9 warning signs
  • Industry Position: 94.6% above the Banks median (#1131 of 1282)

No single metric tells the full story. See the LTS:0KVH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BRD-Groupe Societe Generale Business Description

Other Exchanges BRD:Romania76B:Germany
Address 1-7 Ion Mihalache Boulevard, Sector 1, BRD Tower, Bucharest, ROU, 011171
BRD-Groupe Societe Generale SA provides banking products and services to individuals and enterprises. The company's operation format is broken down into two segments: Retail segment which consists of Individuals and Small business and Non-retail segments which include Small and medium enterprises and large corporate. It offers products including saving and deposits, consumer and housing loans, overdrafts, credit card facilities, funds transfer and payment facilities. Majority of the income for the group is derived from Interest, Fee and commission income and Net trading income.
72GF Score

Get the complete analysis for LTS:0KVH

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

lei11.74
Price
lei7.30
GF Value