BRD-Groupe Societe Generale (LTS:0KVH) Net Margin %: 35.23% (As of Mar. 2026) — 13% Below Median

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LTS:0KVH BRD-Groupe Societe Generale SA LTS:0KVH
74 GF Score
Price lei11.74
GF Value lei6.76
! 8 Warning Signs
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What is BRD-Groupe Societe Generale Net Margin %?

BRD-Groupe Societe Generale LTS:0KVH 74 Net Margin % is 35.23% as of Mar. 2026, which is 13% below its 10-year median of 40.35. GuruFocus rates LTS:0KVH with a GF Score™ of 74/100 and a GF Value™ of lei6.76. The stock has 8 warning signs investors should review. Among 1,527 Banks companies, BRD-Groupe Societe Generale ranks better than 78.26% on this metric.

Net margin is calculated as Net Income divided by its Revenue. BRD-Groupe Societe Generale's Net Income for the three months ended in Mar. 2026 was lei369 Mil. BRD-Groupe Societe Generale's Revenue for the three months ended in Mar. 2026 was lei1,047 Mil. Therefore, BRD-Groupe Societe Generale's net margin for the quarter that ended in Mar. 2026 was 35.23%.

The historical rank and industry rank for BRD-Groupe Societe Generale's Net Margin % or its related term are showing as below:

LTS:0KVH' s Net Margin % Range Over the Past 10 Years
Min: 27.55   Med: 40.35   Max: 51.07
Current: 36.35


LTS:0KVH's Net Margin % is ranked better than
78.26% of 1527 companies
in the Banks industry
Industry Median: 26.88 vs LTS:0KVH: 36.35

BRD-Groupe Societe Generale  (LTS:0KVH) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


BRD-Groupe Societe Generale Net Margin % Related Terms


BRD-Groupe Societe Generale Net Margin % Historical Data

* Premium members only.

The historical data trend for BRD-Groupe Societe Generale's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BRD-Groupe Societe Generale Net Margin % Chart

BRD-Groupe Societe Generale Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 42.34 38.36 43.01 37.77 35.57

BRD-Groupe Societe Generale Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 32.50 38.80 35.68 35.68 35.23

LTS:0KVH vs PNC, USB: Net Margin % Comparison

For the Banks - Regional subindustry, BRD-Groupe Societe Generale's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BRD-Groupe Societe Generale Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, BRD-Groupe Societe Generale's Net Margin % distribution charts can be found below:

* The bar in red indicates where BRD-Groupe Societe Generale's Net Margin % falls into.


LTS:0KVH
74GF Score
BRD-Groupe Societe Generale SA LTS:0KVH
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BRD-Groupe Societe Generale Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

BRD-Groupe Societe Generale's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=1545.704/4345.409
=35.57 %

BRD-Groupe Societe Generale's Net Margin for the quarter that ended in Mar. 2026 is calculated as

Net Margin=Net Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=368.956/1047.268
=35.23 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 35.23% mean?
BRD-Groupe Societe Generale (LTS:0KVH) has a Net Margin % of 35.23% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on BRD-Groupe Societe Generale and its competitors. This is 13% below median its historical median of 40.35. Over the past decade, BRD-Groupe Societe Generale's Net Margin % has ranged from 27.55 to 51.07. According to the industry distribution chart, BRD-Groupe Societe Generale ranks #332 out of 1527 companies in the Banks industry, placing it in the top 21.7%.
Is BRD-Groupe Societe Generale's Net Margin % too high?
BRD-Groupe Societe Generale's current Net Margin % of 35.23% is 13% below median its 10-year median of 40.35. Over the past 10 years, this metric has ranged from a low of 27.55 to a high of 51.07. The Banks industry median Net Margin % is 26.88. BRD-Groupe Societe Generale's value of 35.23% is 31.1% above this industry median. Based on the distribution chart, BRD-Groupe Societe Generale ranks #332 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, BRD-Groupe Societe Generale has a GF Score™ of 74/100, reflecting its overall financial health beyond just this single metric.
How does BRD-Groupe Societe Generale's Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, BRD-Groupe Societe Generale ranks #332 out of 1527 companies for Net Margin %. This places BRD-Groupe Societe Generale in the top 22% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.88. BRD-Groupe Societe Generale's value of 35.23% is 31.1% above this benchmark. Historically, BRD-Groupe Societe Generale's own Net Margin % has ranged from 27.55 to 51.07 over the past decade. While the company's 10-year median is 40.35 vs. the industry median of 26.88, BRD-Groupe Societe Generale has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.88, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BRD-Groupe Societe Generale's current Net Margin % of 35.23% is 31.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on BRD-Groupe Societe Generale and its competitors. For the Banks industry, the median Net Margin % is 26.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BRD-Groupe Societe Generale's current Net Margin % is 35.23%, which is 13% below median its own 10-year median of 40.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BRD-Groupe Societe Generale stock overvalued right now?
BRD-Groupe Societe Generale (LTS:0KVH) has a current Net Margin % of 35.23%. The stock's GF Value™ is lei6.76, compared to a current price of lei11.74 — trading 73.7% above its estimated fair value. The current Net Margin % is 35.23%, which is 13% below median its 10-year median of 40.35 and 31.1% above the Banks industry median of 26.88. BRD-Groupe Societe Generale's overall GF Score™ is 74/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For BRD-Groupe Societe Generale (LTS:0KVH), the current Net Margin % is 35.23% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BRD-Groupe Societe Generale (LTS:0KVH) Overvalued in 2026?

Based on GuruFocus' analysis, BRD-Groupe Societe Generale stock appears to be overvalued. The current stock price of lei11.74 is trading 73.7% above its estimated GF Value™ of lei6.76.

Key valuation signals for LTS:0KVH:

  • Net Margin %: 35.23% (13% below median its 10-year median of 40.35)
  • GF Value™: lei6.76 vs. price of lei11.74 (73.7% above fair value)
  • GF Score™: 74/100 with 8 warning signs
  • Industry Position: 31.1% above the Banks median (#332 of 1527)

No single metric tells the full story. See the LTS:0KVH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BRD-Groupe Societe Generale Business Description

Other Exchanges BRD:Romania76B:Germany
Address 1-7 Ion Mihalache Boulevard, Sector 1, BRD Tower, Bucharest, ROU, 011171
BRD-Groupe Societe Generale SA provides banking products and services to individuals and enterprises. The company's operation format is broken down into two segments: Retail segment which consists of Individuals and Small business and Non-retail segments which include Small and medium enterprises and large corporate. It offers products including saving and deposits, consumer and housing loans, overdrafts, credit card facilities, funds transfer and payment facilities. Majority of the income for the group is derived from Interest, Fee and commission income and Net trading income.
74GF Score

Get the complete analysis for LTS:0KVH

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

lei11.74
Price
lei6.76
GF Value