MAMTF (MCAN Financial Group) Cyclically Adjusted PB Ratio: 1.60 (As of Jul. 10, 2026) — 17% Above Median


MAMTF MCAN Financial Group MAMTF
70 GF Score
Price $18.28
GF Value $13.53
Valuation Significantly Overvalued
! 10 Warning Signs
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What is MCAN Financial Group Cyclically Adjusted PB Ratio?

MCAN Financial Group MAMTF -1.24% 70 Cyclically Adjusted PB Ratio is 1.60 as of Jul. 10, 2026, which is 17% above its 10-year median of 1.37. GuruFocus rates MAMTF with a GF Score™ of 70/100 and a GF Value™ of $13.53 (Significantly Overvalued). The stock has 10 warning signs investors should review. Among 1,299 Banks companies, MCAN Financial Group ranks worse than 69.28% on this metric.

As of today (2026-07-10), MCAN Financial Group's current share price is $18.28. MCAN Financial Group's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was $11.43. MCAN Financial Group's Cyclically Adjusted PB Ratio for today is 1.60.

The historical rank and industry rank for MCAN Financial Group's Cyclically Adjusted PB Ratio or its related term are showing as below:

MAMTF' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.92   Med: 1.37   Max: 1.77
Current: 1.64

During the past years, MCAN Financial Group's highest Cyclically Adjusted PB Ratio was 1.77. The lowest was 0.92. And the median was 1.37.

MAMTF's Cyclically Adjusted PB Ratio is ranked worse than
69.28% of 1299 companies
in the Banks industry
Industry Median: 1.24 vs MAMTF: 1.64

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

MCAN Financial Group's adjusted book value per share data for the three months ended in Mar. 2026 was $11.748. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $11.43 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


MCAN Financial Group  (OTCPK:MAMTF) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


MCAN Financial Group Cyclically Adjusted PB Ratio Related Terms


MCAN Financial Group Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for MCAN Financial Group's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MCAN Financial Group Cyclically Adjusted PB Ratio Chart

MCAN Financial Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.34 1.08 1.09 1.21 1.44

MCAN Financial Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.20 1.26 1.40 1.44 1.43

MAMTF vs RKT, FNMA, PFSI: Cyclically Adjusted PB Ratio Comparison

For the Mortgage Finance subindustry, MCAN Financial Group's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MCAN Financial Group Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, MCAN Financial Group's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where MCAN Financial Group's Cyclically Adjusted PB Ratio falls into.


MAMTF
70GF Score
MCAN Financial Group MAMTF
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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MCAN Financial Group Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

MCAN Financial Group's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=18.28/11.43
=1.60

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MCAN Financial Group's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, MCAN Financial Group's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=11.748/132.2623*132.2623
=11.748

Current CPI (Mar. 2026) = 132.2623.

MCAN Financial Group Quarterly Data

Book Value per Share CPI Adj_Book
201606 9.030 102.002 11.709
201609 8.906 101.765 11.575
201612 8.939 101.449 11.654
201703 9.003 102.634 11.602
201706 9.084 103.029 11.662
201709 9.874 103.345 12.637
201712 9.714 103.345 12.432
201803 9.720 105.004 12.243
201806 9.628 105.557 12.064
201809 9.541 105.636 11.946
201812 9.321 105.399 11.697
201903 9.622 106.979 11.896
201906 9.724 107.690 11.943
201909 9.974 107.611 12.259
201912 10.114 107.769 12.413
202003 9.025 107.927 11.060
202006 9.279 108.401 11.321
202009 9.934 108.164 12.147
202012 10.642 108.559 12.966
202103 10.608 110.298 12.720
202106 11.396 111.720 13.491
202109 11.059 112.905 12.955
202112 11.313 113.774 13.151
202203 10.997 117.646 12.363
202206 10.737 120.806 11.755
202209 10.315 120.648 11.308
202212 10.499 120.964 11.480
202303 10.734 122.702 11.570
202306 11.089 124.203 11.809
202309 11.007 125.230 11.625
202312 11.188 125.072 11.831
202403 11.256 126.258 11.791
202406 11.192 127.522 11.608
202409 11.551 127.285 12.003
202412 10.863 127.364 11.281
202503 10.813 129.181 11.071
202506 11.470 129.892 11.679
202509 11.454 130.287 11.628
202512 11.550 130.366 11.718
202603 11.748 132.262 11.748

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 1.60 mean?
MCAN Financial Group (MAMTF) has a Cyclically Adjusted PB Ratio of 1.60 as of Jul. 10, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on MCAN Financial Group and its competitors. This is 17% above median its historical median of 1.37. Over the past decade, MCAN Financial Group's Cyclically Adjusted PB Ratio has ranged from 0.92 to 1.77. According to the industry distribution chart, MCAN Financial Group ranks #900 out of 1299 companies in the Banks industry, placing it in the top 69.3%.
Is MCAN Financial Group's Cyclically Adjusted PB Ratio too high?
MCAN Financial Group's current Cyclically Adjusted PB Ratio of 1.60 is 17% above median its 10-year median of 1.37. Over the past 10 years, this metric has ranged from a low of 0.92 to a high of 1.77. The Banks industry median Cyclically Adjusted PB Ratio is 1.24. MCAN Financial Group's value of 1.60 is 29% above this industry median. Based on the distribution chart, MCAN Financial Group ranks #900 out of 1299 companies in the Banks industry, which is below the industry midpoint. Overall, MCAN Financial Group has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does MCAN Financial Group's Cyclically Adjusted PB Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, MCAN Financial Group ranks #900 out of 1299 companies for Cyclically Adjusted PB Ratio. This places MCAN Financial Group in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.24. MCAN Financial Group's value of 1.60 is 29% above this benchmark. Historically, MCAN Financial Group's own Cyclically Adjusted PB Ratio has ranged from 0.92 to 1.77 over the past decade. While the company's 10-year median is 1.37 vs. the industry median of 1.24, MCAN Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.24, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MCAN Financial Group's current Cyclically Adjusted PB Ratio of 1.60 is 29% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on MCAN Financial Group and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MCAN Financial Group's current Cyclically Adjusted PB Ratio is 1.60, which is 17% above median its own 10-year median of 1.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MCAN Financial Group stock overvalued right now?
Based on GuruFocus' analysis, MCAN Financial Group (MAMTF) is currently considered Significantly Overvalued. The stock's GF Value™ is $13.53, compared to a current price of $18.28 — trading 35.1% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 1.60, which is 17% above median its 10-year median of 1.37 and 29% above the Banks industry median of 1.24. MCAN Financial Group's overall GF Score™ is 70/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For MCAN Financial Group (MAMTF), the current Cyclically Adjusted PB Ratio is 1.60 as of Jul. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MCAN Financial Group (MAMTF) Overvalued in 2026?

Based on GuruFocus' analysis, MCAN Financial Group stock appears to be overvalued. The current stock price of $18.28 is trading 35.1% above its estimated GF Value™ of $13.53. GuruFocus considers MCAN Financial Group to be Significantly Overvalued.

Key valuation signals for MAMTF:

  • Cyclically Adjusted PB Ratio: 1.60 (17% above median its 10-year median of 1.37)
  • GF Value™: $13.53 vs. price of $18.28 (35.1% above fair value)
  • GF Score™: 70/100 with 10 warning signs
  • Industry Position: 29% above the Banks median (#900 of 1299)

No single metric tells the full story. See the MAMTF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


MCAN Financial Group Business Description

Other Exchanges 885:GermanyMKP:Canada
Address 200 King Street West, Suite 700, Toronto, ON, CAN, M5H 3T4
MCAN Financial Group is a mortgage investment company whose objective is to generate a reliable stream of income by investing its funds in a portfolio of mortgages including single family residential, residential construction, non-residential construction and commercial loans, as well as other types of loans and investments, real estate and securitization investments. The company derives majority of its revenues from mortgage income and equity income.
70GF Score

Get the complete analysis for MAMTF

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.28
Price
$13.53
GF Value